Coshocton County, Ohio

County Distress Index: Elevated · 58.4 | 36,869 people · 27th most distressed in Ohio
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Coshocton County, OH registers elevated household financial distress with a score of 58.4 — 1044th nationally out of 3144 counties. The primary driver is Structural Poverty, where poverty rates are high, transfer income dependency is elevated, and household incomes lag well behind state and national medians. Within Ohio, it ranks 27th of 88 counties. Among its 6 neighboring counties, 4 show less distress.

The Numbers Behind the Score

The CDI measures five statistically derived factors of household financial distress, PCA-weighted. Coshocton County's primary driver is Structural Poverty at 69.0 — above the national median.

Structural Poverty Primary driver 69.0
Unemployment Rate 67
Poverty Rate 69
Income vs. State Median 78
Child Poverty Rate 67
Disability Rate 52
Transfer Income Dependency 74
Legal Distress 66.0
Bankruptcy Filing Rate 66
Housing Cost Burden 65.7
Rent-Burdened (30%+) 60
Severely Rent-Burdened (50%+) 82
Mortgage-Burdened (30%+) 39
Homeownership Rate 60
Consumer Credit Distress 53.2
Debt in Collections 52
Medical Debt 53
Auto Loan Delinquency 53
Credit Card Delinquency 45
Uninsured Rate 70
Subprime Credit Population 55
Economic Vitality 46.2
Wage-to-Rent Ratio 34
Rent-to-Income Ratio 42
Business Formation Rate 88
House Price Change (YoY) 43

Scores are percentile-based: 50 = national median, higher = more distressed.

Neighbors and Peers

Neighboring Counties

CountyScoreZonevs. Coshocton County
Coshocton County, OH 58.4 Elevated —
Muskingum County, OH 62.7 Elevated +4.3
Guernsey County, OH 60.7 Elevated +2.3
Tuscarawas County, OH 51.1 Elevated -7.4
Licking County, OH 47.7 Normal -10.7
Knox County, OH 42.4 Normal -16.1
Holmes County, OH 19.5 Healthy -39.0

Population Peers

CountyScoreZonevs. Coshocton County
Trigg County, KY 58.4 Elevated 0.0
Lumpkin County, GA 58.4 Elevated -0.0
Gulf County, FL 58.4 Elevated -0.1
Amherst County, VA 58.5 Elevated +0.1
Gates County, NC 58.3 Elevated -0.1

Download Data

Export all distress indicators for Coshocton County as a CSV file.

Find Help in Coshocton County

Find an Attorney

Ohio State Bar Association Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Ohio State Bar Association Lawyer Referral Service 1-800-282-6556

Free Legal Aid

Legal aid organizations serving Coshocton County residents at no cost.

Legal Aid Society of Cleveland 216-687-1900
Columbus Legal Aid Society 614-224-8374
Community Legal Aid (Akron/Canton) 330-535-4191
Ohio Legal Help
Ohio State Bar Association Lawyer Referral 1-800-282-6556
Community Legal Aid Services, Inc. (800) 998-9454
Legal Aid Society of Greater Cincinnati (513) 241-9400
Legal Aid of Southeast and Central Ohio (614) 221-7201
Legal Aid of Western Ohio, Inc. (888) 534-1432
The Legal Aid Society of Cleveland (216) 687-1900

Self-Help Resources

Ohio Legal Help — Foreclosure Self-help guides for Ohio foreclosure process and defenses
OHFA Homeowner Resources Assistance programs and housing counselor referrals

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

Need legal help? Find a foreclosure defense attorney in Ohio →

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Frequently Asked Questions

  • What is the distress score for Coshocton County, Ohio?

    Coshocton County has a County Distress Index score of 58.4 out of 100, placing it in the Elevated zone. It ranks 1,044th nationally out of 3,144 counties and 27th in Ohio out of 88 counties.

  • What drives financial distress in Coshocton County?

    The primary driver of distress in Coshocton County is Structural Poverty, where the county scores 69.0 out of 100. This domain is measured by indicators including Unemployment Rate, Poverty Rate, Income vs. State Median.

  • How does Coshocton County compare to neighboring counties?

    Coshocton County (58.4) can be compared to its 6 neighboring counties: Muskingum County, OH (62.7); Guernsey County, OH (60.7); Tuscarawas County, OH (51.1).

  • How is the County Distress Index calculated?

    The County Distress Index uses PCA-weighted percentile scoring across five statistically derived factors: Consumer Credit Distress (47.5%), Housing Cost Burden (22.3%), Structural Poverty (13.6%), Economic Vitality (9.2%), and Legal Distress (7.4%). Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • How often is the CDI updated?

    Annually, aligned to Census American Community Survey and Urban Institute Debt in America release windows — the slowest-moving source inputs. Between annual refreshes, faster-cadence indicators (BLS unemployment, QCEW wages) may drive light mid-year updates if a specific component moves meaningfully. Current data compiled April 14, 2026; next full refresh early 2027.

  • What does the Elevated zone mean?

    The CDI divides counties into five zones: Healthy (below 46), Normal (46–55), Elevated (55–71), Serious (71–86), and Crisis (86 and above). Coshocton County's score of 58.4 sits in the Elevated zone (55–71).

  • What data sources power Coshocton County's CDI score?

    Coshocton County's CDI score draws on Urban Institute Debt in America (Equifax credit-bureau panel), U.S. Census Bureau (American Community Survey 5-year, Small Area Income and Poverty Estimates), Bureau of Labor Statistics (LAUS, QCEW), U.S. Courts Administrative Office (F-5A bankruptcy filings), and HUD Fair Market Rents. Every number on this page traces to one of these public sources.

  • What is the population of Coshocton County?

    Coshocton County, Ohio has a population of approximately 36,869 (2023 Census estimate), classified as a small county.