#1,210 Ohio · 2026

Hocking County, Ohio

Second-most distressed fifth 1,210th of 3,144 counties nationally · 27,540 residents How this is calculated →
The headline number
225 Hocking residents
vs.
126 U.S. median

Above the national median for bankruptcy filing rate — and 30.8× the rate of the healthiest U.S. county (Glacier County, MT — 7).

US Courts F-5A (2025)

Main Findings

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Hocking County, Ohio ranks 1,210th most distressed in the United States on the County Distress Index. The driver: a bankruptcy filing rate of 225 — above the national median of 126.

Key Findings
  • 1,210th of 3,144 counties on the County Distress Index — Second-most distressed fifth, 23rd in Ohio.
  • A bankruptcy filing rate of 225 (U.S. median 126). Bankruptcy filing rate at the 81st percentile nationally.
  • Transfer-income dependency at 33% — national median 27%, ranked at the 77th percentile.
  • Subprime credit share at 29% — national median 23%, ranked at the 73rd percentile.
  • Unemployment at 4% — national median 4%, ranked at the 51st percentile.
Distinctive Signals
Boundary Signal

Neighbors span four CDI distress fifths. The 31-point drop to Fairfield County marks where the Ohio distress corridor ends.

County Distress Index cluster map. Hocking County, Ohio and its neighbors colored by distress fifth.
Hocking and its 6 geographic neighbors, graded by County Distress Index score. Hocking County ranks 1,210th of 3,144. American Default Research
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"Hocking County ranks in the second-most distressed fifth of U.S. counties. The score is above the national county midpoint, with the domain table showing the local pressure mix."

— Ross Kilburn, Founder, American Default Research
Analyst quote — for feature use 30 words

"The CDI places this county in the second-most distressed fifth nationally. The county sits above the median distress position, with the five-domain profile showing which local pressures carry the score."

— Ross Kilburn, Founder, American Default Research

The Indicators Behind Hocking County's CDI Score

Every number traces to a public source. Hocking County's value shown alongside OH's median and the U.S. median. Full CSV available for download.

How to read the table. A domain score is a 0–100 composite of the indicators in that domain, where 50 = U.S. county median and higher = more distressed. Percentile is Hocking County's national rank among all 3,144 U.S. counties for that indicator, always oriented so higher = more distressed.
Indicator Hocking OH median U.S. median Pctile Source
Delinquency — domain score 58 · Rank 1,284 of 3,144
Auto loan delinquency Share of auto loan accounts 60+ days past due 5% 5% 5% 50th Urban Institute (2024)
Credit card delinquency Share of credit card accounts 60+ days past due 5% 5% 5% 50th Urban Institute (2024)
Subprime credit share Share of residents with a credit score below 660 29% 24% 23% 73rd Urban Institute (2024)
Default & Legal — domain score 74 · Rank 604 of 3,144
Debt in collections Share of residents with a credit file who have debt in collections 28% 24% 23% 67th Urban Institute (2024)
Bankruptcy filing rate Personal bankruptcy filings per 100,000 residents 225 187 126 81st US Courts F-5A (2025)
Debt Burden (housing basis) — domain score 38 · Rank 2,083 of 3,144
Rent-to-income ratio Fair Market Rent (2BR) as share of median household income 20% 20% 21% 41st HUD FMR × Census ACS (2024)
Severe rent burden (50%+) Share of renter households paying 50%+ of income on rent 15% 18% 18% 35th Census ACS 5-yr (2023)
Labor — domain score 51 · Rank 1,542 of 3,144
Unemployment Share of labor force unemployed 4% 3% 4% 51st BLS LAUS (Dec 2025)
Safety Net & Buffer — domain score 64 · Rank 1,022 of 3,144
Child poverty rate Share of children under 18 below the federal poverty line 22% 17% 18% 67th Census SAIPE (2023)
Disability rate Share of residents reporting a disability 18% 15% 16% 65th Census ACS 5-yr (2023)
Poverty rate Share of population below the federal poverty line 16% 13% 14% 67th Census SAIPE (2023)
Transfer-income dependency Share of personal income from government transfers 33% 26% 27% 77th BEA Regional Personal Income (2023)
Uninsured rate Share of residents without health insurance coverage 6% 6% 8% 32nd Census ACS 5-yr (2023)
Data compiled April 2026 from Urban Institute Debt in America (Equifax 2024 panel), U.S. Census Bureau (ACS 5-yr 2023, SAIPE 2023, Business Formation Statistics 2024), Bureau of Labor Statistics (LAUS Dec 2025, QCEW 2024), U.S. Courts Administrative Office (F-5A bankruptcy filings 2025), and HUD Fair Market Rents (FY2024).

Five-Domain Breakdown

The CDI is an equal-weight composite of five family-v1 distress domains. Each domain contributes 20% of the county score.

Default & Legal Primary driver 74
Weight 20% · Rank 604 of 3,144
Safety Net & Buffer 64
Weight 20% · Rank 1,022 of 3,144
Delinquency 58
Weight 20% · Rank 1,284 of 3,144
Labor 51
Weight 20% · Rank 1,542 of 3,144
Debt Burden (housing basis) 38
Weight 20% · Rank 2,083 of 3,144

Methodology

The County Distress Index is a 0–100 composite score of household financial distress, computed for all 3,144 U.S. counties. Higher scores indicate greater distress. The index is built from five equal-weighted domains: Delinquency, Default & Legal, Debt Burden, Labor, and Safety Net & Buffer. Each domain is the mean of distress-oriented indicator percentiles; the CDI score is the equal-weight mean of those domain scores.

Data sources include the Urban Institute Debt in America (Equifax consumer credit panel), U.S. Census Bureau (American Community Survey 5-year, Small Area Income and Poverty Estimates, Business Formation Statistics), Bureau of Labor Statistics (Local Area Unemployment Statistics, Quarterly Census of Employment and Wages), U.S. Courts Administrative Office (F-5A bankruptcy filings), and HUD Fair Market Rents. Data vintages range from 2023 to 2025 depending on source; full indicator-level vintage detail is in the methodology document.

For Press & Research

Everything you need to cite Hocking County data — in under 60 seconds.

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Press contact: Ross Kilburn · press@americandefault.org · (307) 264-2992 · same-day response, 9am–6pm ET
Draft wire copy 151-word AP-style article — use freely with attribution
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LOGAN, Ohio — Hocking County ranks 1,210th among the nation's most financially distressed counties, according to the County Distress Index released this month by American Default Research.

The composite score of 57 out of 100 places Hocking in the second-most distressed fifth. Among 3,144 U.S. counties scored, 1,209 counties rank more distressed. Within Ohio, Hocking ranks 23rd of 88 counties.

The index, which draws on 16 source indicators from the U.S. Census Bureau, Bureau of Labor Statistics, Urban Institute and federal court filings, identifies default & legal as the primary driver in Hocking. A bankruptcy filing rate of 225 — above the national median of 126.

"Hocking County ranks in the second-most distressed fifth of U.S. counties. The score is above the national county midpoint, with the domain table showing the local pressure mix," said Ross Kilburn, founder of American Default Research.

Full methodology and county-by-county data are available at americandefault.org/methodology/cdi.

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Frequently Asked Questions

What is Hocking County's CDI score, and what does it mean?

Hocking County scores 57 out of 100 on the County Distress Index, placing it in the second-most distressed fifth. It ranks 1,210th of 3,144 U.S. counties and 23rd of 88 Ohio counties. Higher county scores indicate more distress.

What drives Hocking County's distress score?

The highest-scoring domain is Default & Legal, at a domain score of 74. Bankruptcy filing rate ranks at the 81st percentile nationally.

How does Hocking County compare to its neighbors?

Hocking County's neighbors span 4 CDI distress fifths. Highest-distress neighbor: Ross County (70.30, Most distressed fifth). Lowest: Fairfield County (39.40, Second-least distressed fifth).

How is the County Distress Index calculated?

The CDI is a 0–100 composite of 16 source indicators across five equal-weighted domains: Delinquency, Default & Legal, Debt Burden, Labor, and Safety Net & Buffer. Data comes from Urban Institute, Census Bureau, BLS, U.S. Courts, HUD, and related public sources. Full methodology →
Ross Kilburn
Written by

Ross Kilburn, Founder

Founder · American Default Research · Seattle, Washington

Two decades working directly with financially distressed American households — from property preservation in 2003, to negotiating over 1,000 short sales during the Great Recession, to foreclosure defense marketing today. Author, The Ark Law Group Complete Guide to Short Sales (Auroch Press, 2013). Founded American Default Research in 2026.

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