Beaver County, Oklahoma

County Distress Index: Healthy · 28.9 | 5,018 people · 77th most distressed in Oklahoma

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Beaver County, OK ranks among the least distressed counties in the country at 28.9 — 2808th nationally out of 3144 counties. The primary driver is Consumer Credit Distress, where debt and delinquency rates remain below the national norm. Within Oklahoma, it ranks 77th of 77 counties. Among its 8 neighboring counties, 7 show more distress.

The Numbers Behind the Score

The CDI measures five statistically derived factors of household financial distress, PCA-weighted. Beaver County's primary driver is Consumer Credit Distress at 36.3 — above the national median.

Consumer Credit Distress Primary driver 36.3
Debt in Collections 31
Medical Debt 46
Auto Loan Delinquency 47
Credit Card Delinquency 14
Uninsured Rate 89
Subprime Credit Population 25
Structural Poverty 31.0
Unemployment Rate 23
Poverty Rate 49
Income vs. State Median 18
Child Poverty Rate 53
Disability Rate 52
Transfer Income Dependency 8
Economic Vitality 24.3
Wage-to-Rent Ratio 23
Rent-to-Income Ratio 10
Business Formation Rate 58
House Price Change (YoY) 8
Housing Cost Burden 21.2
Rent-Burdened (30%+) 8
Severely Rent-Burdened (50%+) 20
Mortgage-Burdened (30%+) 72
Homeownership Rate 20
Legal Distress 5.9
Bankruptcy Filing Rate 6

Scores are percentile-based: 50 = national median, higher = more distressed.

Neighbors and Peers

Neighboring Counties

CountyScoreZonevs. Beaver County
Beaver County, OK 28.9 Healthy
Ellis County, OK 60.2 Elevated +31.3
Seward County, KS 49.5 Normal +20.6
Texas County, OK 45.0 Normal +16.1
Ochiltree County, TX 42.9 Normal +14.0
Harper County, OK 37.7 Normal +8.9
Clark County, KS 31.4 Healthy +2.5
Lipscomb County, TX 29.0 Healthy +0.1
Meade County, KS 27.3 Healthy -1.6

Population Peers

CountyScoreZonevs. Beaver County
Phelps County, NE 28.9 Healthy +0.0
Morton County, KS 28.9 Healthy +0.0
Lake of the Woods County, MN 28.8 Healthy -0.1
Lipscomb County, TX 29.0 Healthy +0.1
Baraga County, MI 28.7 Healthy -0.2

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