Bryan County, Oklahoma

County Distress Index: Serious · 72.8 | 48,967 people · 6th most distressed in Oklahoma
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Bryan County, OK shows significant household financial distress with a score of 72.8 — 274th nationally out of 3144 counties. The primary driver is Consumer Credit Distress, where residents carry heavy debt burdens with elevated delinquency and collections rates. Within Oklahoma, it ranks 6th of 77 counties. It scores higher than all 7 of its neighboring counties.

The Numbers Behind the Score

The CDI measures five statistically derived factors of household financial distress, PCA-weighted. Bryan County's primary driver is Consumer Credit Distress at 88.9 — worse than roughly 89% of U.S. counties.

Consumer Credit Distress Primary driver 88.9
Debt in Collections 91
Medical Debt 94
Auto Loan Delinquency 79
Credit Card Delinquency 91
Uninsured Rate 96
Subprime Credit Population 88
Structural Poverty 70.9
Unemployment Rate 52
Poverty Rate 78
Income vs. State Median 76
Child Poverty Rate 71
Disability Rate 81
Transfer Income Dependency 65
Housing Cost Burden 57.8
Rent-Burdened (30%+) 63
Severely Rent-Burdened (50%+) 45
Mortgage-Burdened (30%+) 42
Homeownership Rate 87
Legal Distress 49.2
Bankruptcy Filing Rate 49
Economic Vitality 47.7
Wage-to-Rent Ratio 32
Rent-to-Income Ratio 74
Business Formation Rate 31
House Price Change (YoY) 81

Scores are percentile-based: 50 = national median, higher = more distressed.

Neighbors and Peers

Neighboring Counties

CountyScoreZonevs. Bryan County
Bryan County, OK 72.8 Serious —
Choctaw County, OK 71.3 Serious -1.5
Lamar County, TX 71.1 Serious -1.7
Atoka County, OK 68.7 Serious -4.1
Grayson County, TX 68.6 Serious -4.2
Fannin County, TX 63.9 Elevated -9.0
Johnston County, OK 59.1 Elevated -13.7
Marshall County, OK 53.2 Elevated -19.6

Population Peers

CountyScoreZonevs. Bryan County
Jackson County, AR 72.8 Serious +0.0
Knox County, KY 72.8 Serious -0.0
Chickasaw County, MS 72.8 Serious -0.0
Allen Parish, LA 72.7 Serious -0.1
Butler County, AL 72.9 Serious +0.1

Download Data

Export all distress indicators for Bryan County as a CSV file.

Find Help in Bryan County

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Oklahoma Bar Association Lawyer Referral offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Oklahoma Bar Association Lawyer Referral 405-416-7000

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Legal aid organizations serving Bryan County residents at no cost.

Legal Aid Services of Oklahoma 1-888-534-5243

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Frequently Asked Questions

  • What is the distress score for Bryan County, Oklahoma?

    Bryan County has a County Distress Index score of 72.8 out of 100, placing it in the Serious zone. It ranks 274th nationally out of 3,144 counties and 6th in Oklahoma out of 77 counties.

  • What drives financial distress in Bryan County?

    The primary driver of distress in Bryan County is Consumer Credit Distress, where the county scores 88.9 out of 100. This domain is measured by indicators including Debt in Collections, Medical Debt, Auto Loan Delinquency.

  • How does Bryan County compare to neighboring counties?

    Bryan County (72.8) can be compared to its 7 neighboring counties: Choctaw County, OK (71.3); Lamar County, TX (71.1); Atoka County, OK (68.7).

  • How is the County Distress Index calculated?

    The County Distress Index uses PCA-weighted percentile scoring across five statistically derived factors: Consumer Credit Distress (47.5%), Housing Cost Burden (22.3%), Structural Poverty (13.6%), Economic Vitality (9.2%), and Legal Distress (7.4%). Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • How often is the CDI updated?

    Annually, aligned to Census American Community Survey and Urban Institute Debt in America release windows — the slowest-moving source inputs. Between annual refreshes, faster-cadence indicators (BLS unemployment, QCEW wages) may drive light mid-year updates if a specific component moves meaningfully. Current data compiled April 14, 2026; next full refresh early 2027.

  • What does the Serious zone mean?

    The CDI divides counties into five zones: Healthy (below 46), Normal (46–55), Elevated (55–71), Serious (71–86), and Crisis (86 and above). Bryan County's score of 72.8 sits in the Serious zone (71–86).

  • What data sources power Bryan County's CDI score?

    Bryan County's CDI score draws on Urban Institute Debt in America (Equifax credit-bureau panel), U.S. Census Bureau (American Community Survey 5-year, Small Area Income and Poverty Estimates), Bureau of Labor Statistics (LAUS, QCEW), U.S. Courts Administrative Office (F-5A bankruptcy filings), and HUD Fair Market Rents. Every number on this page traces to one of these public sources.

  • What is the population of Bryan County?

    Bryan County, Oklahoma has a population of approximately 48,967 (2023 Census estimate), classified as a small county.