Canadian County, Oklahoma

County Distress Index: Elevated · 56.7 | 175,829 people · 52nd most distressed in Oklahoma
American Default Research

Behind on your mortgage or facing eviction? Take a 2-minute assessment to see your options.

Canadian County, OK registers elevated household financial distress with a score of 56.7 — 1161st nationally out of 3144 counties. The primary driver is Legal Distress, where bankruptcy filing rates are well above the national average. Within Oklahoma, it ranks 52nd of 77 counties. Its score is in the middle of its 8 neighboring counties.

The Numbers Behind the Score

The CDI measures five statistically derived factors of household financial distress, PCA-weighted. Canadian County's primary driver is Legal Distress at 86.9 — worse than roughly 87% of U.S. counties.

Legal Distress Primary driver 86.9
Bankruptcy Filing Rate 87
Consumer Credit Distress 64.0
Debt in Collections 64
Medical Debt 87
Auto Loan Delinquency 46
Credit Card Delinquency 65
Uninsured Rate 59
Subprime Credit Population 65
Housing Cost Burden 58.6
Rent-Burdened (30%+) 59
Severely Rent-Burdened (50%+) 55
Mortgage-Burdened (30%+) 84
Homeownership Rate 48
Economic Vitality 51.3
Wage-to-Rent Ratio 80
Rent-to-Income Ratio 14
Business Formation Rate 17
House Price Change (YoY) 86
Structural Poverty 15.2
Unemployment Rate 38
Poverty Rate 7
Income vs. State Median 3
Child Poverty Rate 7
Disability Rate 34
Transfer Income Dependency 13

Scores are percentile-based: 50 = national median, higher = more distressed.

Neighbors and Peers

Neighboring Counties

CountyScoreZonevs. Canadian County
Canadian County, OK 56.7 Elevated —
Oklahoma County, OK 68.9 Serious +12.3
Caddo County, OK 67.0 Serious +10.3
Blaine County, OK 59.4 Elevated +2.7
Cleveland County, OK 57.7 Elevated +1.1
McClain County, OK 55.6 Elevated -1.1
Grady County, OK 54.5 Elevated -2.2
Logan County, OK 54.0 Elevated -2.6
Kingfisher County, OK 41.0 Normal -15.6

Population Peers

CountyScoreZonevs. Canadian County
Maury County, TN 56.6 Elevated -0.0
Lauderdale County, AL 56.6 Elevated -0.1
Madison County, KY 56.6 Elevated -0.1
Lincoln County, OR 56.5 Elevated -0.1
Harrisonburg city, VA 56.8 Elevated +0.1

Download Data

Export all distress indicators for Canadian County as a CSV file.

Find Help in Canadian County

Find an Attorney

Oklahoma Bar Association Lawyer Referral offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Oklahoma Bar Association Lawyer Referral 405-416-7000

Free Legal Aid

Legal aid organizations serving Canadian County residents at no cost.

Legal Aid Services of Oklahoma 1-888-534-5243

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

Need legal help? Find a foreclosure defense attorney in Oklahoma →

Continue Reading

Frequently Asked Questions

  • What is the distress score for Canadian County, Oklahoma?

    Canadian County has a County Distress Index score of 56.7 out of 100, placing it in the Elevated zone. It ranks 1,161st nationally out of 3,144 counties and 52nd in Oklahoma out of 77 counties.

  • What drives financial distress in Canadian County?

    The primary driver of distress in Canadian County is Legal Distress, where the county scores 86.9 out of 100. This domain is measured by indicators including Bankruptcy Filing Rate.

  • How does Canadian County compare to neighboring counties?

    Canadian County (56.7) can be compared to its 8 neighboring counties: Oklahoma County, OK (68.9); Caddo County, OK (67.0); Blaine County, OK (59.4).

  • How is the County Distress Index calculated?

    The County Distress Index uses PCA-weighted percentile scoring across five statistically derived factors: Consumer Credit Distress (47.5%), Housing Cost Burden (22.3%), Structural Poverty (13.6%), Economic Vitality (9.2%), and Legal Distress (7.4%). Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • How often is the CDI updated?

    Annually, aligned to Census American Community Survey and Urban Institute Debt in America release windows — the slowest-moving source inputs. Between annual refreshes, faster-cadence indicators (BLS unemployment, QCEW wages) may drive light mid-year updates if a specific component moves meaningfully. Current data compiled April 14, 2026; next full refresh early 2027.

  • What does the Elevated zone mean?

    The CDI divides counties into five zones: Healthy (below 46), Normal (46–55), Elevated (55–71), Serious (71–86), and Crisis (86 and above). Canadian County's score of 56.7 sits in the Elevated zone (55–71).

  • What data sources power Canadian County's CDI score?

    Canadian County's CDI score draws on Urban Institute Debt in America (Equifax credit-bureau panel), U.S. Census Bureau (American Community Survey 5-year, Small Area Income and Poverty Estimates), Bureau of Labor Statistics (LAUS, QCEW), U.S. Courts Administrative Office (F-5A bankruptcy filings), and HUD Fair Market Rents. Every number on this page traces to one of these public sources.

  • What is the population of Canadian County?

    Canadian County, Oklahoma has a population of approximately 175,829 (2023 Census estimate), classified as a mid county.