Cimarron County, Oklahoma

County Distress Index: Normal · 39.2 | 2,191 people · 73rd most distressed in Oklahoma
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Cimarron County, OK falls within the normal range for household financial distress at 39.2 — 2238th nationally out of 3144 counties. The primary driver is Legal Distress, where bankruptcy filings are moderately elevated. Within Oklahoma, it ranks 73rd of 77 counties. Among its 6 neighboring counties, 4 show more distress.

The Numbers Behind the Score

The CDI measures five statistically derived factors of household financial distress, PCA-weighted. Cimarron County's primary driver is Legal Distress at 58.9 — above the national median.

Legal Distress Primary driver 58.9
Bankruptcy Filing Rate 59
Structural Poverty 54.8
Unemployment Rate 16
Poverty Rate 75
Income vs. State Median 50
Child Poverty Rate 84
Disability Rate 95
Transfer Income Dependency 22
Economic Vitality 53.7
Wage-to-Rent Ratio 57
Rent-to-Income Ratio 40
Business Formation Rate 61
House Price Change (YoY) 62
Consumer Credit Distress 42.4
Debt in Collections 33
Medical Debt 28
Auto Loan Delinquency 68
Credit Card Delinquency 63
Uninsured Rate 93
Subprime Credit Population 5
Housing Cost Burden 10.4
Rent-Burdened (30%+) 5
Severely Rent-Burdened (50%+) 7
Mortgage-Burdened (30%+) 5
Homeownership Rate 34

Scores are percentile-based: 50 = national median, higher = more distressed.

Neighbors and Peers

Neighboring Counties

CountyScoreZonevs. Cimarron County
Cimarron County, OK 39.2 Normal —
Dallam County, TX 51.3 Elevated +12.1
Union County, NM 48.5 Normal +9.3
Baca County, CO 45.6 Normal +6.4
Texas County, OK 45.0 Normal +5.8
Sherman County, TX 39.0 Normal -0.3
Morton County, KS 28.9 Healthy -10.3

Population Peers

CountyScoreZonevs. Cimarron County
Schoolcraft County, MI 39.1 Normal -0.1
Pendleton County, WV 39.1 Normal -0.1
Marshall County, KS 39.1 Normal -0.2
Forest County, WI 39.1 Normal -0.2
Benson County, ND 39.0 Normal -0.2

Download Data

Export all distress indicators for Cimarron County as a CSV file.

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Oklahoma Bar Association Lawyer Referral offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Oklahoma Bar Association Lawyer Referral 405-416-7000

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Legal Aid Services of Oklahoma 1-888-534-5243

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Frequently Asked Questions

  • What is the distress score for Cimarron County, Oklahoma?

    Cimarron County has a County Distress Index score of 39.2 out of 100, placing it in the Normal zone. It ranks 2,238th nationally out of 3,144 counties and 73rd in Oklahoma out of 77 counties.

  • What drives financial distress in Cimarron County?

    The primary driver of distress in Cimarron County is Legal Distress, where the county scores 58.9 out of 100. This domain is measured by indicators including Bankruptcy Filing Rate.

  • How does Cimarron County compare to neighboring counties?

    Cimarron County (39.2) can be compared to its 6 neighboring counties: Dallam County, TX (51.3); Union County, NM (48.5); Baca County, CO (45.6).

  • How is the County Distress Index calculated?

    The County Distress Index uses PCA-weighted percentile scoring across five statistically derived factors: Consumer Credit Distress (47.5%), Housing Cost Burden (22.3%), Structural Poverty (13.6%), Economic Vitality (9.2%), and Legal Distress (7.4%). Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • How often is the CDI updated?

    Annually, aligned to Census American Community Survey and Urban Institute Debt in America release windows — the slowest-moving source inputs. Between annual refreshes, faster-cadence indicators (BLS unemployment, QCEW wages) may drive light mid-year updates if a specific component moves meaningfully. Current data compiled April 14, 2026; next full refresh early 2027.

  • What does the Normal zone mean?

    The CDI divides counties into five zones: Healthy (below 46), Normal (46–55), Elevated (55–71), Serious (71–86), and Crisis (86 and above). Cimarron County's score of 39.2 sits in the Normal zone (46–55).

  • What data sources power Cimarron County's CDI score?

    Cimarron County's CDI score draws on Urban Institute Debt in America (Equifax credit-bureau panel), U.S. Census Bureau (American Community Survey 5-year, Small Area Income and Poverty Estimates), Bureau of Labor Statistics (LAUS, QCEW), U.S. Courts Administrative Office (F-5A bankruptcy filings), and HUD Fair Market Rents. Every number on this page traces to one of these public sources.

  • What is the population of Cimarron County?

    Cimarron County, Oklahoma has a population of approximately 2,191 (2023 Census estimate), classified as a tiny county.