Grant County, Oklahoma

County Distress Index: Normal · 44.4 | 4,083 people · 70th most distressed in Oklahoma
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Grant County, OK falls within the normal range for household financial distress at 44.4 — 1934th nationally out of 3144 counties. The primary driver is Consumer Credit Distress, where debt and delinquency levels sit above the national average. Within Oklahoma, it ranks 70th of 77 counties. Among its 5 neighboring counties, 4 show more distress.

The Numbers Behind the Score

The CDI measures five statistically derived factors of household financial distress, PCA-weighted. Grant County's primary driver is Consumer Credit Distress at 63.8 — above the national median.

Consumer Credit Distress Primary driver 63.8
Debt in Collections 49
Medical Debt 94
Auto Loan Delinquency 68
Credit Card Delinquency 70
Uninsured Rate 74
Subprime Credit Population 48
Structural Poverty 48.5
Unemployment Rate 27
Poverty Rate 54
Income vs. State Median 43
Child Poverty Rate 48
Disability Rate 79
Transfer Income Dependency 42
Legal Distress 35.2
Bankruptcy Filing Rate 35
Economic Vitality 23.0
Wage-to-Rent Ratio 7
Rent-to-Income Ratio 33
Business Formation Rate 30
House Price Change (YoY) 62
Housing Cost Burden 12.3
Rent-Burdened (30%+) 5
Severely Rent-Burdened (50%+) 6
Mortgage-Burdened (30%+) 10
Homeownership Rate 46

Scores are percentile-based: 50 = national median, higher = more distressed.

Neighbors and Peers

Neighboring Counties

CountyScoreZonevs. Grant County
Grant County, OK 44.4 Normal —
Kay County, OK 66.0 Serious +21.6
Garfield County, OK 60.0 Elevated +15.6
Alfalfa County, OK 47.6 Normal +3.3
Sumner County, KS 45.2 Normal +0.8
Harper County, KS 39.0 Normal -5.4

Population Peers

CountyScoreZonevs. Grant County
Yukon-Koyukuk Census Area, AK 44.5 Normal +0.1
Bennett County, SD 44.2 Normal -0.1
Woodson County, KS 44.6 Normal +0.2
Dade County, MO 44.6 Normal +0.2
Coke County, TX 44.7 Normal +0.3

Download Data

Export all distress indicators for Grant County as a CSV file.

Find Help in Grant County

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Oklahoma Bar Association Lawyer Referral offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Oklahoma Bar Association Lawyer Referral 405-416-7000

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Legal Aid Services of Oklahoma 1-888-534-5243

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Frequently Asked Questions

  • What is the distress score for Grant County, Oklahoma?

    Grant County has a County Distress Index score of 44.4 out of 100, placing it in the Normal zone. It ranks 1,934th nationally out of 3,144 counties and 70th in Oklahoma out of 77 counties.

  • What drives financial distress in Grant County?

    The primary driver of distress in Grant County is Consumer Credit Distress, where the county scores 63.8 out of 100. This domain is measured by indicators including Debt in Collections, Medical Debt, Auto Loan Delinquency.

  • How does Grant County compare to neighboring counties?

    Grant County (44.4) can be compared to its 5 neighboring counties: Kay County, OK (66.0); Garfield County, OK (60.0); Alfalfa County, OK (47.6).

  • How is the County Distress Index calculated?

    The County Distress Index uses PCA-weighted percentile scoring across five statistically derived factors: Consumer Credit Distress (47.5%), Housing Cost Burden (22.3%), Structural Poverty (13.6%), Economic Vitality (9.2%), and Legal Distress (7.4%). Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • How often is the CDI updated?

    Annually, aligned to Census American Community Survey and Urban Institute Debt in America release windows — the slowest-moving source inputs. Between annual refreshes, faster-cadence indicators (BLS unemployment, QCEW wages) may drive light mid-year updates if a specific component moves meaningfully. Current data compiled April 14, 2026; next full refresh early 2027.

  • What does the Normal zone mean?

    The CDI divides counties into five zones: Healthy (below 46), Normal (46–55), Elevated (55–71), Serious (71–86), and Crisis (86 and above). Grant County's score of 44.4 sits in the Normal zone (46–55).

  • What data sources power Grant County's CDI score?

    Grant County's CDI score draws on Urban Institute Debt in America (Equifax credit-bureau panel), U.S. Census Bureau (American Community Survey 5-year, Small Area Income and Poverty Estimates), Bureau of Labor Statistics (LAUS, QCEW), U.S. Courts Administrative Office (F-5A bankruptcy filings), and HUD Fair Market Rents. Every number on this page traces to one of these public sources.

  • What is the population of Grant County?

    Grant County, Oklahoma has a population of approximately 4,083 (2023 Census estimate), classified as a tiny county.