Kingfisher County, Oklahoma

County Distress Index: Normal · 41.0 | 15,481 people · 71st most distressed in Oklahoma
American Default Research

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Kingfisher County, OK falls within the normal range for household financial distress at 41.0 — 2123rd nationally out of 3144 counties. The primary driver is Consumer Credit Distress, where debt and delinquency levels sit above the national average. Within Oklahoma, it ranks 71st of 77 counties. Among its 6 neighboring counties, 5 show more distress.

The Numbers Behind the Score

The CDI measures five statistically derived factors of household financial distress, PCA-weighted. Kingfisher County's primary driver is Consumer Credit Distress at 54.5 — above the national median.

Consumer Credit Distress Primary driver 54.5
Debt in Collections 45
Medical Debt 81
Auto Loan Delinquency 78
Credit Card Delinquency 27
Uninsured Rate 84
Subprime Credit Population 38
Housing Cost Burden 34.6
Rent-Burdened (30%+) 17
Severely Rent-Burdened (50%+) 33
Mortgage-Burdened (30%+) 59
Homeownership Rate 62
Legal Distress 34.5
Bankruptcy Filing Rate 35
Economic Vitality 22.1
Wage-to-Rent Ratio 23
Rent-to-Income Ratio 16
Business Formation Rate 27
House Price Change (YoY) 25
Structural Poverty 21.0
Unemployment Rate 19
Poverty Rate 38
Income vs. State Median 11
Child Poverty Rate 38
Disability Rate 16
Transfer Income Dependency 13

Scores are percentile-based: 50 = national median, higher = more distressed.

Neighbors and Peers

Neighboring Counties

CountyScoreZonevs. Kingfisher County
Kingfisher County, OK 41.0 Normal —
Oklahoma County, OK 68.9 Serious +27.9
Garfield County, OK 60.0 Elevated +18.9
Blaine County, OK 59.4 Elevated +18.4
Canadian County, OK 56.7 Elevated +15.6
Logan County, OK 54.0 Elevated +13.0
Major County, OK 35.4 Normal -5.7

Population Peers

CountyScoreZonevs. Kingfisher County
Livingston County, MO 41.0 Normal -0.0
Uinta County, WY 41.0 Normal -0.0
Henry County, IA 41.1 Normal +0.0
Macoupin County, IL 41.1 Normal +0.0
Whitman County, WA 41.1 Normal +0.1

Download Data

Export all distress indicators for Kingfisher County as a CSV file.

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Oklahoma Bar Association Lawyer Referral offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Oklahoma Bar Association Lawyer Referral 405-416-7000

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Legal Aid Services of Oklahoma 1-888-534-5243

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Frequently Asked Questions

  • What is the distress score for Kingfisher County, Oklahoma?

    Kingfisher County has a County Distress Index score of 41.0 out of 100, placing it in the Normal zone. It ranks 2,123rd nationally out of 3,144 counties and 71st in Oklahoma out of 77 counties.

  • What drives financial distress in Kingfisher County?

    The primary driver of distress in Kingfisher County is Consumer Credit Distress, where the county scores 54.5 out of 100. This domain is measured by indicators including Debt in Collections, Medical Debt, Auto Loan Delinquency.

  • How does Kingfisher County compare to neighboring counties?

    Kingfisher County (41.0) can be compared to its 6 neighboring counties: Oklahoma County, OK (68.9); Garfield County, OK (60.0); Blaine County, OK (59.4).

  • How is the County Distress Index calculated?

    The County Distress Index uses PCA-weighted percentile scoring across five statistically derived factors: Consumer Credit Distress (47.5%), Housing Cost Burden (22.3%), Structural Poverty (13.6%), Economic Vitality (9.2%), and Legal Distress (7.4%). Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • How often is the CDI updated?

    Annually, aligned to Census American Community Survey and Urban Institute Debt in America release windows — the slowest-moving source inputs. Between annual refreshes, faster-cadence indicators (BLS unemployment, QCEW wages) may drive light mid-year updates if a specific component moves meaningfully. Current data compiled April 14, 2026; next full refresh early 2027.

  • What does the Normal zone mean?

    The CDI divides counties into five zones: Healthy (below 46), Normal (46–55), Elevated (55–71), Serious (71–86), and Crisis (86 and above). Kingfisher County's score of 41.0 sits in the Normal zone (46–55).

  • What data sources power Kingfisher County's CDI score?

    Kingfisher County's CDI score draws on Urban Institute Debt in America (Equifax credit-bureau panel), U.S. Census Bureau (American Community Survey 5-year, Small Area Income and Poverty Estimates), Bureau of Labor Statistics (LAUS, QCEW), U.S. Courts Administrative Office (F-5A bankruptcy filings), and HUD Fair Market Rents. Every number on this page traces to one of these public sources.

  • What is the population of Kingfisher County?

    Kingfisher County, Oklahoma has a population of approximately 15,481 (2023 Census estimate), classified as a small county.