Rogers County, Oklahoma

County Distress Index: Normal · 46.4 | 100,248 people · 68th most distressed in Oklahoma
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Rogers County, OK falls within the normal range for household financial distress at 46.4 — 1821st nationally out of 3144 counties. The primary driver is Legal Distress, where bankruptcy filing rates are well above the national average. Within Oklahoma, it ranks 68th of 77 counties. It scores lower than all 6 of its neighboring counties.

The Numbers Behind the Score

The CDI measures five statistically derived factors of household financial distress, PCA-weighted. Rogers County's primary driver is Legal Distress at 72.1 — above the national median.

Legal Distress Primary driver 72.1
Bankruptcy Filing Rate 72
Consumer Credit Distress 51.4
Debt in Collections 51
Medical Debt 65
Auto Loan Delinquency 43
Credit Card Delinquency 36
Uninsured Rate 73
Subprime Credit Population 55
Economic Vitality 42.9
Wage-to-Rent Ratio 52
Rent-to-Income Ratio 37
Business Formation Rate 31
House Price Change (YoY) 38
Housing Cost Burden 40.6
Rent-Burdened (30%+) 47
Severely Rent-Burdened (50%+) 29
Mortgage-Burdened (30%+) 70
Homeownership Rate 30
Structural Poverty 26.7
Unemployment Rate 38
Poverty Rate 17
Income vs. State Median 10
Child Poverty Rate 19
Disability Rate 59
Transfer Income Dependency 27

Scores are percentile-based: 50 = national median, higher = more distressed.

Neighbors and Peers

Neighboring Counties

CountyScoreZonevs. Rogers County
Rogers County, OK 46.4 Normal —
Tulsa County, OK 61.8 Elevated +15.4
Mayes County, OK 60.3 Elevated +13.9
Craig County, OK 57.7 Elevated +11.3
Washington County, OK 55.2 Elevated +8.8
Nowata County, OK 54.7 Elevated +8.3
Wagoner County, OK 49.6 Normal +3.2

Population Peers

CountyScoreZonevs. Rogers County
Yolo County, CA 46.4 Normal -0.0
Cass County, MI 46.3 Normal -0.1
Kosciusko County, IN 46.5 Normal +0.1
Beaver County, PA 46.5 Normal +0.2
Bullitt County, KY 46.2 Normal -0.2

Download Data

Export all distress indicators for Rogers County as a CSV file.

Find Help in Rogers County

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Oklahoma Bar Association Lawyer Referral offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Oklahoma Bar Association Lawyer Referral 405-416-7000

Free Legal Aid

Legal aid organizations serving Rogers County residents at no cost.

Legal Aid Services of Oklahoma 1-888-534-5243

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Frequently Asked Questions

  • What is the distress score for Rogers County, Oklahoma?

    Rogers County has a County Distress Index score of 46.4 out of 100, placing it in the Normal zone. It ranks 1,821st nationally out of 3,144 counties and 68th in Oklahoma out of 77 counties.

  • What drives financial distress in Rogers County?

    The primary driver of distress in Rogers County is Legal Distress, where the county scores 72.1 out of 100. This domain is measured by indicators including Bankruptcy Filing Rate.

  • How does Rogers County compare to neighboring counties?

    Rogers County (46.4) can be compared to its 6 neighboring counties: Tulsa County, OK (61.8); Mayes County, OK (60.3); Craig County, OK (57.7).

  • How is the County Distress Index calculated?

    The County Distress Index uses PCA-weighted percentile scoring across five statistically derived factors: Consumer Credit Distress (47.5%), Housing Cost Burden (22.3%), Structural Poverty (13.6%), Economic Vitality (9.2%), and Legal Distress (7.4%). Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • How often is the CDI updated?

    Annually, aligned to Census American Community Survey and Urban Institute Debt in America release windows — the slowest-moving source inputs. Between annual refreshes, faster-cadence indicators (BLS unemployment, QCEW wages) may drive light mid-year updates if a specific component moves meaningfully. Current data compiled April 14, 2026; next full refresh early 2027.

  • What does the Normal zone mean?

    The CDI divides counties into five zones: Healthy (below 46), Normal (46–55), Elevated (55–71), Serious (71–86), and Crisis (86 and above). Rogers County's score of 46.4 sits in the Normal zone (46–55).

  • What data sources power Rogers County's CDI score?

    Rogers County's CDI score draws on Urban Institute Debt in America (Equifax credit-bureau panel), U.S. Census Bureau (American Community Survey 5-year, Small Area Income and Poverty Estimates), Bureau of Labor Statistics (LAUS, QCEW), U.S. Courts Administrative Office (F-5A bankruptcy filings), and HUD Fair Market Rents. Every number on this page traces to one of these public sources.

  • What is the population of Rogers County?

    Rogers County, Oklahoma has a population of approximately 100,248 (2023 Census estimate), classified as a mid county.