Pike County, Pennsylvania

County Distress Index: Elevated · 59.5 | 61,247 people · 7th most distressed in Pennsylvania
American Default Research

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Pike County, PA registers elevated household financial distress with a score of 59.5 — 988th nationally out of 3144 counties. The primary driver is Economic Vitality, where wages are low relative to housing costs, business formation lags, and the local economy lacks dynamism. Within Pennsylvania, it ranks 7th of 67 counties. Among its 5 neighboring counties, 4 show less distress.

The Numbers Behind the Score

The CDI measures five statistically derived factors of household financial distress, PCA-weighted. Pike County's primary driver is Economic Vitality at 77.3 — worse than roughly 77% of U.S. counties.

Economic Vitality Primary driver 77.3
Wage-to-Rent Ratio 97
Rent-to-Income Ratio 80
Business Formation Rate 37
House Price Change (YoY) 49
Housing Cost Burden 76.7
Rent-Burdened (30%+) 86
Severely Rent-Burdened (50%+) 96
Mortgage-Burdened (30%+) 88
Homeownership Rate 1
Legal Distress 69.7
Bankruptcy Filing Rate 70
Consumer Credit Distress 53.1
Debt in Collections 42
Medical Debt 57
Auto Loan Delinquency 59
Credit Card Delinquency 66
Uninsured Rate 24
Subprime Credit Population 58
Structural Poverty 36.2
Unemployment Rate 69
Poverty Rate 21
Income vs. State Median 23
Child Poverty Rate 27
Disability Rate 54
Transfer Income Dependency 35

Scores are percentile-based: 50 = national median, higher = more distressed.

Neighbors and Peers

Neighboring Counties

CountyScoreZonevs. Pike County
Pike County, PA 59.5 Elevated —
Monroe County, PA 68.2 Serious +8.7
Sullivan County, NY 56.3 Elevated -3.2
Orange County, NY 54.5 Elevated -5.0
Wayne County, PA 43.4 Normal -16.1
Sussex County, NJ 41.8 Normal -17.7

Population Peers

CountyScoreZonevs. Pike County
Medina County, TX 59.4 Elevated -0.1
Columbiana County, OH 59.7 Elevated +0.2
Lackawanna County, PA 59.7 Elevated +0.2
Isabella County, MI 59.8 Elevated +0.3
Vanderburgh County, IN 59.8 Elevated +0.3

Download Data

Export all distress indicators for Pike County as a CSV file.

Find Help in Pike County

Find an Attorney

Pennsylvania Bar Association Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Pennsylvania Bar Association Lawyer Referral Service 1-800-932-0311

Free Legal Aid

Legal aid organizations serving Pike County residents at no cost.

Community Legal Services of Philadelphia 215-981-3700
MidPenn Legal Services 1-800-326-9177
Neighborhood Legal Services Association 412-255-6700
Pennsylvania Legal Aid Network (PLAN)
Laurel Legal Services, Inc. (800) 253-9558
Legal Aid of Southeastern Pennsylvania (877) 429-5994
North Penn Legal Services, Inc. (877) 953-4250
Northwestern Legal Services (814) 452-6957
Philadelphia Legal Assistance Center (215) 981-3800
Summit Legal Aid (800) 846-0871

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Frequently Asked Questions

  • What is the distress score for Pike County, Pennsylvania?

    Pike County has a County Distress Index score of 59.5 out of 100, placing it in the Elevated zone. It ranks 988th nationally out of 3,144 counties and 7th in Pennsylvania out of 67 counties.

  • What drives financial distress in Pike County?

    The primary driver of distress in Pike County is Economic Vitality, where the county scores 77.3 out of 100. This domain is measured by indicators including Wage-to-Rent Ratio, Rent-to-Income Ratio, Business Formation Rate.

  • How does Pike County compare to neighboring counties?

    Pike County (59.5) can be compared to its 5 neighboring counties: Monroe County, PA (68.2); Sullivan County, NY (56.3); Orange County, NY (54.5).

  • How is the County Distress Index calculated?

    The County Distress Index uses PCA-weighted percentile scoring across five statistically derived factors: Consumer Credit Distress (47.5%), Housing Cost Burden (22.3%), Structural Poverty (13.6%), Economic Vitality (9.2%), and Legal Distress (7.4%). Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • How often is the CDI updated?

    Annually, aligned to Census American Community Survey and Urban Institute Debt in America release windows — the slowest-moving source inputs. Between annual refreshes, faster-cadence indicators (BLS unemployment, QCEW wages) may drive light mid-year updates if a specific component moves meaningfully. Current data compiled April 14, 2026; next full refresh early 2027.

  • What does the Elevated zone mean?

    The CDI divides counties into five zones: Healthy (below 46), Normal (46–55), Elevated (55–71), Serious (71–86), and Crisis (86 and above). Pike County's score of 59.5 sits in the Elevated zone (55–71).

  • What data sources power Pike County's CDI score?

    Pike County's CDI score draws on Urban Institute Debt in America (Equifax credit-bureau panel), U.S. Census Bureau (American Community Survey 5-year, Small Area Income and Poverty Estimates), Bureau of Labor Statistics (LAUS, QCEW), U.S. Courts Administrative Office (F-5A bankruptcy filings), and HUD Fair Market Rents. Every number on this page traces to one of these public sources.

  • What is the population of Pike County?

    Pike County, Pennsylvania has a population of approximately 61,247 (2023 Census estimate), classified as a mid county.