Wyoming County, Pennsylvania

County Distress Index: Normal · 39.3 | 25,902 people · 46th most distressed in Pennsylvania
American Default Research

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Wyoming County, PA falls within the normal range for household financial distress at 39.3 — 2236th nationally out of 3144 counties. The primary driver is Economic Vitality, where employment and wage conditions show moderate stress. Within Pennsylvania, it ranks 46th of 67 counties. Among its 5 neighboring counties, 4 show more distress.

The Numbers Behind the Score

The CDI measures five statistically derived factors of household financial distress, PCA-weighted. Wyoming County's primary driver is Economic Vitality at 57.5 — above the national median.

Economic Vitality Primary driver 57.5
Wage-to-Rent Ratio 46
Rent-to-Income Ratio 63
Business Formation Rate 66
House Price Change (YoY) 84
Structural Poverty 43.2
Unemployment Rate 58
Poverty Rate 49
Income vs. State Median 35
Child Poverty Rate 45
Disability Rate 34
Transfer Income Dependency 43
Consumer Credit Distress 40.1
Debt in Collections 35
Medical Debt 59
Auto Loan Delinquency 50
Credit Card Delinquency 36
Uninsured Rate 5
Subprime Credit Population 41
Housing Cost Burden 35.4
Rent-Burdened (30%+) 21
Severely Rent-Burdened (50%+) 37
Mortgage-Burdened (30%+) 76
Homeownership Rate 37
Legal Distress 15.7
Bankruptcy Filing Rate 16

Scores are percentile-based: 50 = national median, higher = more distressed.

Neighbors and Peers

Neighboring Counties

CountyScoreZonevs. Wyoming County
Wyoming County, PA 39.3 Normal —
Luzerne County, PA 62.1 Elevated +22.8
Lackawanna County, PA 59.7 Elevated +20.5
Susquehanna County, PA 40.7 Normal +1.4
Bradford County, PA 39.6 Normal +0.3
Sullivan County, PA 33.1 Healthy -6.2

Population Peers

CountyScoreZonevs. Wyoming County
Jasper County, IN 39.3 Normal +0.0
Dare County, NC 39.3 Normal +0.0
Pike County, IN 39.3 Normal +0.0
Ellis County, KS 39.4 Normal +0.1
Teller County, CO 39.4 Normal +0.1

Download Data

Export all distress indicators for Wyoming County as a CSV file.

Find Help in Wyoming County

Find an Attorney

Pennsylvania Bar Association Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Pennsylvania Bar Association Lawyer Referral Service 1-800-932-0311

Free Legal Aid

Legal aid organizations serving Wyoming County residents at no cost.

Community Legal Services of Philadelphia 215-981-3700
MidPenn Legal Services 1-800-326-9177
Neighborhood Legal Services Association 412-255-6700
Pennsylvania Legal Aid Network (PLAN)
Laurel Legal Services, Inc. (800) 253-9558
Legal Aid of Southeastern Pennsylvania (877) 429-5994
North Penn Legal Services, Inc. (877) 953-4250
Northwestern Legal Services (814) 452-6957
Philadelphia Legal Assistance Center (215) 981-3800
Summit Legal Aid (800) 846-0871

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Frequently Asked Questions

  • What is the distress score for Wyoming County, Pennsylvania?

    Wyoming County has a County Distress Index score of 39.3 out of 100, placing it in the Normal zone. It ranks 2,236th nationally out of 3,144 counties and 46th in Pennsylvania out of 67 counties.

  • What drives financial distress in Wyoming County?

    The primary driver of distress in Wyoming County is Economic Vitality, where the county scores 57.5 out of 100. This domain is measured by indicators including Wage-to-Rent Ratio, Rent-to-Income Ratio, Business Formation Rate.

  • How does Wyoming County compare to neighboring counties?

    Wyoming County (39.3) can be compared to its 5 neighboring counties: Luzerne County, PA (62.1); Lackawanna County, PA (59.7); Susquehanna County, PA (40.7).

  • How is the County Distress Index calculated?

    The County Distress Index uses PCA-weighted percentile scoring across five statistically derived factors: Consumer Credit Distress (47.5%), Housing Cost Burden (22.3%), Structural Poverty (13.6%), Economic Vitality (9.2%), and Legal Distress (7.4%). Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • How often is the CDI updated?

    Annually, aligned to Census American Community Survey and Urban Institute Debt in America release windows — the slowest-moving source inputs. Between annual refreshes, faster-cadence indicators (BLS unemployment, QCEW wages) may drive light mid-year updates if a specific component moves meaningfully. Current data compiled April 14, 2026; next full refresh early 2027.

  • What does the Normal zone mean?

    The CDI divides counties into five zones: Healthy (below 46), Normal (46–55), Elevated (55–71), Serious (71–86), and Crisis (86 and above). Wyoming County's score of 39.3 sits in the Normal zone (46–55).

  • What data sources power Wyoming County's CDI score?

    Wyoming County's CDI score draws on Urban Institute Debt in America (Equifax credit-bureau panel), U.S. Census Bureau (American Community Survey 5-year, Small Area Income and Poverty Estimates), Bureau of Labor Statistics (LAUS, QCEW), U.S. Courts Administrative Office (F-5A bankruptcy filings), and HUD Fair Market Rents. Every number on this page traces to one of these public sources.

  • What is the population of Wyoming County?

    Wyoming County, Pennsylvania has a population of approximately 25,902 (2023 Census estimate), classified as a small county.