Crockett County, Tennessee
3× the national median for bankruptcy filing rate — and 49.0× the rate of the healthiest U.S. county (Glacier County, MT — 7).
Main Findings
Crockett County, Tennessee is more distressed than 68% of U.S. counties on the County Distress Index. The driver: a bankruptcy filing rate of 358 — more than double the national median of 126. Its highest-scoring domain is Default & Legal and its lowest is Labor.
- 43rd of 95 counties in Tennessee on the County Distress Index — 68 · moderate-high county distress, more distressed than 68% of U.S. counties.
- A bankruptcy filing rate of 358 (U.S. median 126). Bankruptcy filing rate at the 94th percentile nationally. Source: Administrative Office of the U.S. Courts, F-5A (2025).
- Auto loan delinquency at 8% — national median 5%, ranked at the 82nd percentile. Source: Urban Institute Debt in America (2025).
- Uninsured rate at 10% — national median 8%, ranked at the 67th percentile. Source: U.S. Census Bureau, ACS 5-year (2024).
- Severe rent burden (50%+) at 21% — national median 18%, ranked at the 65th percentile. Source: U.S. Census Bureau, ACS 5-year (2024).
Neighbors span three CDI score labels. The 30-point drop to Gibson County marks where the Tennessee distress corridor ends.
Crockett County has a moderate-high county distress score. The domain mix shows whether pressure is concentrated or spread across the profile.
The CDI gives this county a moderate-high county distress label. The domain table shows whether the score comes from debt, labor, safety-net pressure, or a mix. Its highest-scoring domain is Default & Legal.
Indicator History
Period-correct raw indicators from the county-history panel. The CDI composite is excluded because it is a current cross-sectional score.
Unemployment rate
Poverty rate
Transfer income share
Subprime credit population
The Indicators Behind Crockett County's CDI Score
Every number traces to a public source. Crockett County's value shown alongside TN's median and the U.S. median. Full CSV available for download.
| Indicator | Crockett | TN median | U.S. median | Pctile | Source |
|---|---|---|---|---|---|
| Delinquency — domain score 66 · Rank 992 of 3,144 | |||||
| Auto loan delinquency Share of auto loan accounts 60+ days past due | 8% | 6% | 5% | 82nd | Urban Institute Debt in America (2025) |
| Credit card delinquency Share of credit card accounts 60+ days past due | 5% | 6% | 5% | 41st | Urban Institute Debt in America (2025) |
| Subprime credit share Share of residents with a credit score below 660 | 31% | 26% | 23% | 77th | Equifax data retrieved via FRED (2025) |
| Default & Legal — domain score 82 · Rank 342 of 3,144 | |||||
| Debt in collections Share of residents with a credit file who have debt in collections | 29% | 28% | 23% | 71st | Urban Institute Debt in America (2025) |
| Bankruptcy filing rate Personal bankruptcy filings per 100,000 residents | 358 | 216 | 126 | 94th | Administrative Office of the U.S. Courts, F-5A (2025) |
| Debt Burden (housing basis) — domain score 62 · Rank 982 of 3,144 | |||||
| Rent-to-income ratio Fair Market Rent (2BR) as share of median household income | 22% | 22% | 21% | 60th | U.S. Department of Housing and Urban Development Fair Market Rents (FY2027); U.S. Census Bureau, SAIPE (2024) |
| Severe rent burden (50%+) Share of renter households paying 50%+ of income on rent | 21% | 17% | 18% | 65th | U.S. Census Bureau, ACS 5-year (2024) |
| Labor — domain score 31 · Rank 2,339 of 3,144 | |||||
| Adults 25-54 not working Share of adults aged 25 to 54 without a job, leaving out residents of prisons and other institutions (service members count as working) | 19% | 24% | 21% | 40th | U.S. Census Bureau, ACS 5-year (2024) |
| Unemployment (average of monthly rates) Share of labor force unemployed, averaged over the monthly rates published for September 2025 to August 2026 (no figures published for October 2025) | 3% | 4% | 4% | 22nd | U.S. Bureau of Labor Statistics, LAUS (monthly rates averaged, September 2025 to August 2026; no figures published for October 2025) |
| Safety Net & Buffer — domain score 63 · Rank 1,057 of 3,144 | |||||
| Child poverty rate Share of children under 18 below the federal poverty line | 18% | 19% | 17% | 55th | U.S. Census Bureau, SAIPE (2024) |
| Disability rate Share of residents reporting a disability | 18% | 19% | 16% | 67th | U.S. Census Bureau, ACS 5-year (2024) |
| Poverty rate Share of population below the federal poverty line | 14% | 14% | 13% | 57th | U.S. Census Bureau, SAIPE (2024) |
| Uninsured rate Share of residents without health insurance coverage | 10% | 10% | 8% | 67th | U.S. Census Bureau, ACS 5-year (2024) |
Five-Domain Breakdown
The CDI is an equal-weight composite of five family-v1 distress domains. Each domain contributes 20% of the county score.
Methodology
The County Distress Index scores household financial distress from 0 to 100 for all 3,144 U.S. counties. A county's score is the share of U.S. counties it is more distressed than. The index is built from five equal-weighted domains: Delinquency, Default & Legal, Debt Burden, Labor, and Safety Net & Buffer. Each domain is the mean of distress-oriented indicator percentiles; the five domains are averaged, and that average is ranked against every other county to give the score.
Data sources include the Urban Institute Debt in America (Equifax consumer credit panel), Equifax data retrieved via FRED (subprime credit share), U.S. Census Bureau (American Community Survey 5-year, Small Area Income and Poverty Estimates), U.S. Bureau of Labor Statistics (Local Area Unemployment Statistics), Administrative Office of the U.S. Courts (F-5A bankruptcy filings), and U.S. Department of Housing and Urban Development Fair Market Rents. Data vintages range from 2024 to 2027 depending on source; full indicator-level vintage detail is in the methodology document.
For Press & Research
Everything you need to cite Crockett County data.
Draft wire copy 127-word AP-style article — use freely with attribution
ALAMO, Tenn. — Crockett County is more distressed than 68% of U.S. counties, according to the County Distress Index released this month by American Default Research.
Crockett scores 68 out of 100, which means it is more distressed than 68% of U.S. counties; its score label is moderate-high county distress. Within Tennessee, Crockett ranks 43rd of 95 counties.
The index, which draws on 14 source indicators from the U.S. Census Bureau, Bureau of Labor Statistics, Urban Institute and federal court filings, identifies default & legal as the primary driver in Crockett. A bankruptcy filing rate of 358 — more than double the national median of 126.
American Default Research founder Ross Kilburn is available for interview at press@americandefault.org.
Full methodology and county-by-county data are available at americandefault.org/methodology/cdi.
Frequently Asked Questions
What is Crockett County's CDI score, and what does it mean?
What drives Crockett County's distress score?
How does Crockett County compare to its neighbors?
How is the County Distress Index calculated?
Crockett County resident looking for help? HUD counselors, legal aid, and attorney referrals →