Loudon County, Tennessee

County Distress Index: Normal · 43.1 | 60,591 people · 91st most distressed in Tennessee
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Loudon County, TN falls within the normal range for household financial distress at 43.1 — 2009th nationally out of 3144 counties. The primary driver is Economic Vitality, where wages are low relative to housing costs, business formation lags, and the local economy lacks dynamism. Within Tennessee, it ranks 91st of 95 counties. It scores lower than all 5 of its neighboring counties.

The Numbers Behind the Score

The CDI measures five statistically derived factors of household financial distress, PCA-weighted. Loudon County's primary driver is Economic Vitality at 73.0 — above the national median.

Economic Vitality Primary driver 73.0
Wage-to-Rent Ratio 87
Rent-to-Income Ratio 55
Business Formation Rate 63
House Price Change (YoY) 77
Legal Distress 70.3
Bankruptcy Filing Rate 70
Consumer Credit Distress 41.1
Debt in Collections 40
Medical Debt 82
Auto Loan Delinquency 34
Credit Card Delinquency 28
Uninsured Rate 51
Subprime Credit Population 29
Housing Cost Burden 35.2
Rent-Burdened (30%+) 36
Severely Rent-Burdened (50%+) 45
Mortgage-Burdened (30%+) 26
Homeownership Rate 15
Structural Poverty 27.8
Unemployment Rate 27
Poverty Rate 24
Income vs. State Median 6
Child Poverty Rate 40
Disability Rate 45
Transfer Income Dependency 32

Scores are percentile-based: 50 = national median, higher = more distressed.

Neighbors and Peers

Neighboring Counties

CountyScoreZonevs. Loudon County
Loudon County, TN 43.1 Normal —
Monroe County, TN 64.9 Elevated +21.8
McMinn County, TN 61.4 Elevated +18.4
Knox County, TN 55.5 Elevated +12.5
Roane County, TN 51.0 Elevated +7.9
Blount County, TN 49.4 Normal +6.3

Population Peers

CountyScoreZonevs. Loudon County
Leavenworth County, KS 43.1 Normal -0.0
Sangamon County, IL 43.1 Normal +0.0
Burnet County, TX 43.0 Normal -0.0
Stafford County, VA 43.0 Normal -0.1
Clay County, MN 43.0 Normal -0.1

Download Data

Export all distress indicators for Loudon County as a CSV file.

Find Help in Loudon County

Find an Attorney

Tennessee Bar Association — Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Tennessee Bar Association — Lawyer Referral Service 615-383-7421

Free Legal Aid

Legal aid organizations serving Loudon County residents at no cost.

Legal Aid Society of Middle Tennessee and the Cumberlands 615-244-6610 (Nashville); 1-888-244-6610 (statewide hotline)
West Tennessee Legal Services 731-423-0616
Legal Services of South Central Tennessee 931-381-5533
Tennessee Justice Center 615-255-0331
Appalachian Regional Commission — East Tennessee Legal Aid 865-674-0260
Legal Aid of East Tennessee (865) 637-0484

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

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Frequently Asked Questions

  • What is the distress score for Loudon County, Tennessee?

    Loudon County has a County Distress Index score of 43.1 out of 100, placing it in the Normal zone. It ranks 2,009th nationally out of 3,144 counties and 91st in Tennessee out of 95 counties.

  • What drives financial distress in Loudon County?

    The primary driver of distress in Loudon County is Economic Vitality, where the county scores 73.0 out of 100. This domain is measured by indicators including Wage-to-Rent Ratio, Rent-to-Income Ratio, Business Formation Rate.

  • How does Loudon County compare to neighboring counties?

    Loudon County (43.1) can be compared to its 5 neighboring counties: Monroe County, TN (64.9); McMinn County, TN (61.4); Knox County, TN (55.5).

  • How is the County Distress Index calculated?

    The County Distress Index uses PCA-weighted percentile scoring across five statistically derived factors: Consumer Credit Distress (47.5%), Housing Cost Burden (22.3%), Structural Poverty (13.6%), Economic Vitality (9.2%), and Legal Distress (7.4%). Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • How often is the CDI updated?

    Annually, aligned to Census American Community Survey and Urban Institute Debt in America release windows — the slowest-moving source inputs. Between annual refreshes, faster-cadence indicators (BLS unemployment, QCEW wages) may drive light mid-year updates if a specific component moves meaningfully. Current data compiled April 14, 2026; next full refresh early 2027.

  • What does the Normal zone mean?

    The CDI divides counties into five zones: Healthy (below 46), Normal (46–55), Elevated (55–71), Serious (71–86), and Crisis (86 and above). Loudon County's score of 43.1 sits in the Normal zone (46–55).

  • What data sources power Loudon County's CDI score?

    Loudon County's CDI score draws on Urban Institute Debt in America (Equifax credit-bureau panel), U.S. Census Bureau (American Community Survey 5-year, Small Area Income and Poverty Estimates), Bureau of Labor Statistics (LAUS, QCEW), U.S. Courts Administrative Office (F-5A bankruptcy filings), and HUD Fair Market Rents. Every number on this page traces to one of these public sources.

  • What is the population of Loudon County?

    Loudon County, Tennessee has a population of approximately 60,591 (2023 Census estimate), classified as a mid county.