Roane County, Tennessee

County Distress Index: Elevated · 51.0 | 56,096 people · 78th most distressed in Tennessee

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Roane County, TN registers elevated household financial distress with a score of 51.0 — 1523rd nationally out of 3144 counties. The primary driver is Legal Distress, where bankruptcy filing rates are well above the national average. Within Tennessee, it ranks 78th of 95 counties. Among its 8 neighboring counties, 6 show more distress.

The Numbers Behind the Score

The CDI measures five statistically derived factors of household financial distress, PCA-weighted. Roane County's primary driver is Legal Distress at 73.2 — above the national median.

Legal Distress Primary driver 73.2
Bankruptcy Filing Rate 73
Consumer Credit Distress 57.5
Debt in Collections 62
Medical Debt 92
Auto Loan Delinquency 62
Credit Card Delinquency 45
Uninsured Rate 45
Subprime Credit Population 42
Structural Poverty 47.8
Unemployment Rate 41
Poverty Rate 48
Income vs. State Median 22
Child Poverty Rate 43
Disability Rate 74
Transfer Income Dependency 62
Housing Cost Burden 41.7
Rent-Burdened (30%+) 58
Severely Rent-Burdened (50%+) 32
Mortgage-Burdened (30%+) 36
Homeownership Rate 32
Economic Vitality 26.6
Wage-to-Rent Ratio 1
Rent-to-Income Ratio 38
Business Formation Rate 81
House Price Change (YoY) 15

Scores are percentile-based: 50 = national median, higher = more distressed.

Neighbors and Peers

Neighboring Counties

CountyScoreZonevs. Roane County
Roane County, TN 51.0 Elevated
McMinn County, TN 61.4 Elevated +10.4
Meigs County, TN 60.1 Elevated +9.1
Anderson County, TN 59.9 Elevated +8.9
Rhea County, TN 59.2 Elevated +8.2
Morgan County, TN 57.6 Elevated +6.6
Knox County, TN 55.5 Elevated +4.6
Cumberland County, TN 49.2 Normal -1.8
Loudon County, TN 43.1 Normal -7.9

Population Peers

CountyScoreZonevs. Roane County
Tuscarawas County, OH 51.1 Elevated +0.1
Berrien County, MI 50.9 Elevated -0.1
Broome County, NY 51.1 Elevated +0.1
Grays Harbor County, WA 50.8 Elevated -0.1
Lawrence County, PA 51.1 Elevated +0.2

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