Trousdale County, Tennessee

County Distress Index: Elevated · 50.9 | 12,271 people · 79th most distressed in Tennessee
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Trousdale County, TN registers elevated household financial distress with a score of 50.9 — 1531st nationally out of 3144 counties. The primary driver is Economic Vitality, where wages are low relative to housing costs, business formation lags, and the local economy lacks dynamism. Within Tennessee, it ranks 79th of 95 counties. Among its 4 neighboring counties, 3 show less distress.

The Numbers Behind the Score

The CDI measures five statistically derived factors of household financial distress, PCA-weighted. Trousdale County's primary driver is Economic Vitality at 93.0 — worse than roughly 93% of U.S. counties.

Economic Vitality Primary driver 93.0
Wage-to-Rent Ratio 95
Rent-to-Income Ratio 95
Business Formation Rate 95
House Price Change (YoY) 74
Legal Distress 71.6
Bankruptcy Filing Rate 72
Consumer Credit Distress 52.3
Debt in Collections 69
Medical Debt 44
Auto Loan Delinquency 56
Credit Card Delinquency 10
Uninsured Rate 42
Subprime Credit Population 75
Structural Poverty 35.2
Unemployment Rate 16
Poverty Rate 67
Income vs. State Median 31
Child Poverty Rate 43
Disability Rate 14
Transfer Income Dependency 39
Housing Cost Burden 33.0
Rent-Burdened (30%+) 21
Severely Rent-Burdened (50%+) 40
Mortgage-Burdened (30%+) 26
Homeownership Rate 50

Scores are percentile-based: 50 = national median, higher = more distressed.

Neighbors and Peers

Neighboring Counties

CountyScoreZonevs. Trousdale County
Trousdale County, TN 50.9 Elevated —
Macon County, TN 64.4 Elevated +13.5
Sumner County, TN 50.0 Elevated -0.8
Smith County, TN 45.2 Normal -5.6
Wilson County, TN 42.9 Normal -7.9

Population Peers

CountyScoreZonevs. Trousdale County
Fannin County, GA 50.9 Elevated +0.0
Clay County, TX 50.9 Elevated +0.0
Lassen County, CA 50.8 Elevated -0.0
Madison County, NC 50.9 Elevated +0.1
Carbon County, UT 50.8 Elevated -0.1

Download Data

Export all distress indicators for Trousdale County as a CSV file.

Find Help in Trousdale County

Find an Attorney

Tennessee Bar Association — Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Tennessee Bar Association — Lawyer Referral Service 615-383-7421

Free Legal Aid

Legal aid organizations serving Trousdale County residents at no cost.

Legal Aid Society of Middle Tennessee and the Cumberlands 615-244-6610 (Nashville); 1-888-244-6610 (statewide hotline)
West Tennessee Legal Services 731-423-0616
Legal Services of South Central Tennessee 931-381-5533
Tennessee Justice Center 615-255-0331
Appalachian Regional Commission — East Tennessee Legal Aid 865-674-0260
Legal Aid of East Tennessee (865) 637-0484

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

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Frequently Asked Questions

  • What is the distress score for Trousdale County, Tennessee?

    Trousdale County has a County Distress Index score of 50.9 out of 100, placing it in the Elevated zone. It ranks 1,531st nationally out of 3,144 counties and 79th in Tennessee out of 95 counties.

  • What drives financial distress in Trousdale County?

    The primary driver of distress in Trousdale County is Economic Vitality, where the county scores 93.0 out of 100. This domain is measured by indicators including Wage-to-Rent Ratio, Rent-to-Income Ratio, Business Formation Rate.

  • How does Trousdale County compare to neighboring counties?

    Trousdale County (50.9) can be compared to its 4 neighboring counties: Macon County, TN (64.4); Sumner County, TN (50.0); Smith County, TN (45.2).

  • How is the County Distress Index calculated?

    The County Distress Index uses PCA-weighted percentile scoring across five statistically derived factors: Consumer Credit Distress (47.5%), Housing Cost Burden (22.3%), Structural Poverty (13.6%), Economic Vitality (9.2%), and Legal Distress (7.4%). Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • How often is the CDI updated?

    Annually, aligned to Census American Community Survey and Urban Institute Debt in America release windows — the slowest-moving source inputs. Between annual refreshes, faster-cadence indicators (BLS unemployment, QCEW wages) may drive light mid-year updates if a specific component moves meaningfully. Current data compiled April 14, 2026; next full refresh early 2027.

  • What does the Elevated zone mean?

    The CDI divides counties into five zones: Healthy (below 46), Normal (46–55), Elevated (55–71), Serious (71–86), and Crisis (86 and above). Trousdale County's score of 50.9 sits in the Elevated zone (55–71).

  • What data sources power Trousdale County's CDI score?

    Trousdale County's CDI score draws on Urban Institute Debt in America (Equifax credit-bureau panel), U.S. Census Bureau (American Community Survey 5-year, Small Area Income and Poverty Estimates), Bureau of Labor Statistics (LAUS, QCEW), U.S. Courts Administrative Office (F-5A bankruptcy filings), and HUD Fair Market Rents. Every number on this page traces to one of these public sources.

  • What is the population of Trousdale County?

    Trousdale County, Tennessee has a population of approximately 12,271 (2023 Census estimate), classified as a small county.