Beaver County, Utah

County Distress Index: Healthy · 27.8 | 7,233 people · 22nd most distressed in Utah
American Default Research

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Beaver County, UT ranks among the least distressed counties in the country at 27.8 — 2859th nationally out of 3144 counties. The primary driver is Economic Vitality, where employment and wage conditions show moderate stress. Within Utah, it ranks 22nd of 29 counties. Among its 6 neighboring counties, 5 show more distress.

The Numbers Behind the Score

The CDI measures five statistically derived factors of household financial distress, PCA-weighted. Beaver County's primary driver is Economic Vitality at 63.2 — above the national median.

Economic Vitality Primary driver 63.2
Wage-to-Rent Ratio 86
Rent-to-Income Ratio 51
Business Formation Rate 13
House Price Change (YoY) 82
Structural Poverty 47.9
Unemployment Rate 23
Poverty Rate 20
Income vs. State Median 75
Child Poverty Rate 30
Disability Rate 35
Transfer Income Dependency 74
Housing Cost Burden 34.1
Rent-Burdened (30%+) 19
Severely Rent-Burdened (50%+) 52
Mortgage-Burdened (30%+) 62
Homeownership Rate 9
Consumer Credit Distress 14.7
Debt in Collections 6
Medical Debt 18
Auto Loan Delinquency 5
Credit Card Delinquency 6
Uninsured Rate 95
Subprime Credit Population 6
Legal Distress 11.7
Bankruptcy Filing Rate 12

Scores are percentile-based: 50 = national median, higher = more distressed.

Neighbors and Peers

Neighboring Counties

CountyScoreZonevs. Beaver County
Beaver County, UT 27.8 Healthy —
Lincoln County, NV 46.2 Normal +18.4
Iron County, UT 41.0 Normal +13.2
Sevier County, UT 40.3 Normal +12.4
Piute County, UT 32.3 Healthy +4.4
Garfield County, UT 31.4 Healthy +3.6
Millard County, UT 27.1 Healthy -0.8

Population Peers

CountyScoreZonevs. Beaver County
Osceola County, IA 27.8 Healthy -0.0
Atchison County, MO 27.7 Healthy -0.1
Logan County, KS 27.9 Healthy +0.1
Phillips County, MT 27.9 Healthy +0.1
Franklin County, NE 27.9 Healthy +0.1

Download Data

Export all distress indicators for Beaver County as a CSV file.

Find Help in Beaver County

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Utah State Bar Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Utah State Bar Lawyer Referral Service 801-531-9077

Free Legal Aid

Legal aid organizations serving Beaver County residents at no cost.

Utah Legal Services 1-800-662-4245
Legal Aid Society of Salt Lake 801-328-8849

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Frequently Asked Questions

  • What is the distress score for Beaver County, Utah?

    Beaver County has a County Distress Index score of 27.8 out of 100, placing it in the Healthy zone. It ranks 2,859th nationally out of 3,144 counties and 22nd in Utah out of 29 counties.

  • What drives financial distress in Beaver County?

    The primary driver of distress in Beaver County is Economic Vitality, where the county scores 63.2 out of 100. This domain is measured by indicators including Wage-to-Rent Ratio, Rent-to-Income Ratio, Business Formation Rate.

  • How does Beaver County compare to neighboring counties?

    Beaver County (27.8) can be compared to its 6 neighboring counties: Lincoln County, NV (46.2); Iron County, UT (41.0); Sevier County, UT (40.3).

  • How is the County Distress Index calculated?

    The County Distress Index uses PCA-weighted percentile scoring across five statistically derived factors: Consumer Credit Distress (47.5%), Housing Cost Burden (22.3%), Structural Poverty (13.6%), Economic Vitality (9.2%), and Legal Distress (7.4%). Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • How often is the CDI updated?

    Annually, aligned to Census American Community Survey and Urban Institute Debt in America release windows — the slowest-moving source inputs. Between annual refreshes, faster-cadence indicators (BLS unemployment, QCEW wages) may drive light mid-year updates if a specific component moves meaningfully. Current data compiled April 14, 2026; next full refresh early 2027.

  • What does the Healthy zone mean?

    The CDI divides counties into five zones: Healthy (below 46), Normal (46–55), Elevated (55–71), Serious (71–86), and Crisis (86 and above). Beaver County's score of 27.8 sits in the Healthy zone (below 46).

  • What data sources power Beaver County's CDI score?

    Beaver County's CDI score draws on Urban Institute Debt in America (Equifax credit-bureau panel), U.S. Census Bureau (American Community Survey 5-year, Small Area Income and Poverty Estimates), Bureau of Labor Statistics (LAUS, QCEW), U.S. Courts Administrative Office (F-5A bankruptcy filings), and HUD Fair Market Rents. Every number on this page traces to one of these public sources.

  • What is the population of Beaver County?

    Beaver County, Utah has a population of approximately 7,233 (2023 Census estimate), classified as a tiny county.