Weber County, Utah

County Distress Index: Normal · 44.9 | 271,926 people · 6th most distressed in Utah
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Weber County, UT falls within the normal range for household financial distress at 44.9 — 1901st nationally out of 3144 counties. The primary driver is Legal Distress, where bankruptcy filing rates are well above the national average. Within Utah, it ranks 6th of 29 counties. It scores higher than all 6 of its neighboring counties.

The Numbers Behind the Score

The CDI measures five statistically derived factors of household financial distress, PCA-weighted. Weber County's primary driver is Legal Distress at 93.0 — worse than roughly 93% of U.S. counties.

Legal Distress Primary driver 93.0
Bankruptcy Filing Rate 93
Economic Vitality 66.3
Wage-to-Rent Ratio 88
Rent-to-Income Ratio 61
Business Formation Rate 22
House Price Change (YoY) 58
Housing Cost Burden 63.8
Rent-Burdened (30%+) 72
Severely Rent-Burdened (50%+) 53
Mortgage-Burdened (30%+) 94
Homeownership Rate 49
Consumer Credit Distress 32.4
Debt in Collections 25
Medical Debt 33
Auto Loan Delinquency 33
Credit Card Delinquency 27
Uninsured Rate 55
Subprime Credit Population 34
Structural Poverty 17.2
Unemployment Rate 41
Poverty Rate 10
Income vs. State Median 22
Child Poverty Rate 9
Disability Rate 16
Transfer Income Dependency 10

Scores are percentile-based: 50 = national median, higher = more distressed.

Neighbors and Peers

Neighboring Counties

CountyScoreZonevs. Weber County
Weber County, UT 44.9 Normal —
Tooele County, UT 38.5 Normal -6.4
Cache County, UT 35.1 Normal -9.8
Davis County, UT 32.2 Healthy -12.7
Box Elder County, UT 31.7 Healthy -13.2
Rich County, UT 21.4 Healthy -23.5
Morgan County, UT 15.3 Healthy -29.7

Population Peers

CountyScoreZonevs. Weber County
Will County, IL 44.7 Normal -0.3
Kane County, IL 44.5 Normal -0.4
Harford County, MD 45.5 Normal +0.6
Rockland County, NY 44.1 Normal -0.8
Thurston County, WA 45.8 Normal +0.9

Download Data

Export all distress indicators for Weber County as a CSV file.

Find Help in Weber County

HUD-Approved Housing Counselors

Free foreclosure prevention and financial counseling near Weber County.

UTAH STATE UNIVERSITY-WEBER COUNTY EXTENSION
OGDEN
801-399-8200-8013 Website
Homebuyer Education

See all counselors in Utah →

Find an Attorney

Utah State Bar Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Utah State Bar Lawyer Referral Service 801-531-9077

Free Legal Aid

Legal aid organizations serving Weber County residents at no cost.

Utah Legal Services 1-800-662-4245
Legal Aid Society of Salt Lake 801-328-8849

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

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Frequently Asked Questions

  • What is the distress score for Weber County, Utah?

    Weber County has a County Distress Index score of 44.9 out of 100, placing it in the Normal zone. It ranks 1,901st nationally out of 3,144 counties and 6th in Utah out of 29 counties.

  • What drives financial distress in Weber County?

    The primary driver of distress in Weber County is Legal Distress, where the county scores 93.0 out of 100. This domain is measured by indicators including Bankruptcy Filing Rate.

  • How does Weber County compare to neighboring counties?

    Weber County (44.9) can be compared to its 6 neighboring counties: Tooele County, UT (38.5); Cache County, UT (35.1); Davis County, UT (32.2).

  • How is the County Distress Index calculated?

    The County Distress Index uses PCA-weighted percentile scoring across five statistically derived factors: Consumer Credit Distress (47.5%), Housing Cost Burden (22.3%), Structural Poverty (13.6%), Economic Vitality (9.2%), and Legal Distress (7.4%). Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • How often is the CDI updated?

    Annually, aligned to Census American Community Survey and Urban Institute Debt in America release windows — the slowest-moving source inputs. Between annual refreshes, faster-cadence indicators (BLS unemployment, QCEW wages) may drive light mid-year updates if a specific component moves meaningfully. Current data compiled April 14, 2026; next full refresh early 2027.

  • What does the Normal zone mean?

    The CDI divides counties into five zones: Healthy (below 46), Normal (46–55), Elevated (55–71), Serious (71–86), and Crisis (86 and above). Weber County's score of 44.9 sits in the Normal zone (46–55).

  • What data sources power Weber County's CDI score?

    Weber County's CDI score draws on Urban Institute Debt in America (Equifax credit-bureau panel), U.S. Census Bureau (American Community Survey 5-year, Small Area Income and Poverty Estimates), Bureau of Labor Statistics (LAUS, QCEW), U.S. Courts Administrative Office (F-5A bankruptcy filings), and HUD Fair Market Rents. Every number on this page traces to one of these public sources.

  • What is the population of Weber County?

    Weber County, Utah has a population of approximately 271,926 (2023 Census estimate), classified as a large county.