Lamoille County, Vermont

County Distress Index: Healthy · 28.6 | 26,060 people · 12th most distressed in Vermont
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Lamoille County, VT ranks among the least distressed counties in the country at 28.6 — 2819th nationally out of 3144 counties. The primary driver is Housing Cost Burden, where housing costs consume a moderate share of household income. Within Vermont, it ranks 12th of 14 counties. Among its 5 neighboring counties, 4 show more distress.

The Numbers Behind the Score

The CDI measures five statistically derived factors of household financial distress, PCA-weighted. Lamoille County's primary driver is Housing Cost Burden at 53.9 — above the national median.

Housing Cost Burden Primary driver 53.9
Rent-Burdened (30%+) 60
Severely Rent-Burdened (50%+) 33
Mortgage-Burdened (30%+) 97
Homeownership Rate 58
Economic Vitality 53.0
Wage-to-Rent Ratio 71
Rent-to-Income Ratio 60
Business Formation Rate 20
House Price Change (YoY) 6
Structural Poverty 25.5
Unemployment Rate 19
Poverty Rate 17
Income vs. State Median 52
Child Poverty Rate 15
Disability Rate 24
Transfer Income Dependency 16
Consumer Credit Distress 15.6
Debt in Collections 9
Medical Debt 7
Auto Loan Delinquency 11
Credit Card Delinquency 25
Uninsured Rate 30
Subprime Credit Population 19
Legal Distress 11.1
Bankruptcy Filing Rate 11

Scores are percentile-based: 50 = national median, higher = more distressed.

Neighbors and Peers

Neighboring Counties

CountyScoreZonevs. Lamoille County
Lamoille County, VT 28.6 Healthy —
Orleans County, VT 40.9 Normal +12.3
Caledonia County, VT 39.6 Normal +11.0
Franklin County, VT 36.9 Normal +8.3
Chittenden County, VT 32.2 Healthy +3.6
Washington County, VT 27.5 Healthy -1.1

Population Peers

CountyScoreZonevs. Lamoille County
Powhatan County, VA 28.6 Healthy +0.0
Routt County, CO 28.5 Healthy -0.1
Madison County, IA 28.5 Healthy -0.1
Colfax County, NE 28.5 Healthy -0.1
Goodhue County, MN 28.4 Healthy -0.2

Download Data

Export all distress indicators for Lamoille County as a CSV file.

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Frequently Asked Questions

  • What is the distress score for Lamoille County, Vermont?

    Lamoille County has a County Distress Index score of 28.6 out of 100, placing it in the Healthy zone. It ranks 2,819th nationally out of 3,144 counties and 12th in Vermont out of 14 counties.

  • What drives financial distress in Lamoille County?

    The primary driver of distress in Lamoille County is Housing Cost Burden, where the county scores 53.9 out of 100. This domain is measured by indicators including Rent-Burdened (30%+), Severely Rent-Burdened (50%+), Mortgage-Burdened (30%+).

  • How does Lamoille County compare to neighboring counties?

    Lamoille County (28.6) can be compared to its 5 neighboring counties: Orleans County, VT (40.9); Caledonia County, VT (39.6); Franklin County, VT (36.9).

  • How is the County Distress Index calculated?

    The County Distress Index uses PCA-weighted percentile scoring across five statistically derived factors: Consumer Credit Distress (47.5%), Housing Cost Burden (22.3%), Structural Poverty (13.6%), Economic Vitality (9.2%), and Legal Distress (7.4%). Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • How often is the CDI updated?

    Annually, aligned to Census American Community Survey and Urban Institute Debt in America release windows — the slowest-moving source inputs. Between annual refreshes, faster-cadence indicators (BLS unemployment, QCEW wages) may drive light mid-year updates if a specific component moves meaningfully. Current data compiled April 14, 2026; next full refresh early 2027.

  • What does the Healthy zone mean?

    The CDI divides counties into five zones: Healthy (below 46), Normal (46–55), Elevated (55–71), Serious (71–86), and Crisis (86 and above). Lamoille County's score of 28.6 sits in the Healthy zone (below 46).

  • What data sources power Lamoille County's CDI score?

    Lamoille County's CDI score draws on Urban Institute Debt in America (Equifax credit-bureau panel), U.S. Census Bureau (American Community Survey 5-year, Small Area Income and Poverty Estimates), Bureau of Labor Statistics (LAUS, QCEW), U.S. Courts Administrative Office (F-5A bankruptcy filings), and HUD Fair Market Rents. Every number on this page traces to one of these public sources.

  • What is the population of Lamoille County?

    Lamoille County, Vermont has a population of approximately 26,060 (2023 Census estimate), classified as a small county.