Greene County, Virginia

County Distress Index: Normal · 40.9 | 21,301 people · 98th most distressed in Virginia
American Default Research

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Greene County, VA falls within the normal range for household financial distress at 40.9 — 2136th nationally out of 3144 counties. The primary driver is Economic Vitality, where wages are low relative to housing costs, business formation lags, and the local economy lacks dynamism. Within Virginia, it ranks 98th of 133 counties. Among its 5 neighboring counties, 3 show less distress.

The Numbers Behind the Score

The CDI measures five statistically derived factors of household financial distress, PCA-weighted. Greene County's primary driver is Economic Vitality at 76.6 — worse than roughly 77% of U.S. counties.

Economic Vitality Primary driver 76.6
Wage-to-Rent Ratio 99
Rent-to-Income Ratio 85
Business Formation Rate 31
House Price Change (YoY) 24
Legal Distress 59.9
Bankruptcy Filing Rate 60
Consumer Credit Distress 42.9
Debt in Collections 33
Medical Debt 15
Auto Loan Delinquency 80
Credit Card Delinquency 50
Uninsured Rate 43
Subprime Credit Population 34
Housing Cost Burden 29.3
Rent-Burdened (30%+) 24
Severely Rent-Burdened (50%+) 18
Mortgage-Burdened (30%+) 99
Homeownership Rate 21
Structural Poverty 18.2
Unemployment Rate 10
Poverty Rate 12
Income vs. State Median 11
Child Poverty Rate 17
Disability Rate 31
Transfer Income Dependency 26

Scores are percentile-based: 50 = national median, higher = more distressed.

Neighbors and Peers

Neighboring Counties

CountyScoreZonevs. Greene County
Greene County, VA 40.9 Normal —
Page County, VA 53.3 Elevated +12.4
Orange County, VA 42.9 Normal +2.0
Albemarle County, VA 34.4 Healthy -6.5
Rockingham County, VA 32.2 Healthy -8.6
Madison County, VA 26.4 Healthy -14.5

Population Peers

CountyScoreZonevs. Greene County
Duchesne County, UT 40.9 Normal -0.0
Orleans County, VT 40.9 Normal -0.0
Taylor County, WV 40.8 Normal -0.1
Pacific County, WA 40.8 Normal -0.1
Livingston County, MO 41.0 Normal +0.1

Download Data

Export all distress indicators for Greene County as a CSV file.

Find Help in Greene County

HUD-Approved Housing Counselors

Free foreclosure prevention and financial counseling near Greene County.

SKYLINE COMMUNITY ACTION PROGRAM, INCORPORATED
RUCKERSVILLE
434-985-6066 Website
Foreclosure PreventionFinancial CounselingHome Improvement/RehabHomeless/Displacement

See all counselors in Virginia →

Find an Attorney

Virginia State Bar Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Virginia State Bar Lawyer Referral Service 1-800-552-7977

Free Legal Aid

Legal aid organizations serving Greene County residents at no cost.

Virginia Legal Aid Society 540-342-3900
Legal Aid Justice Center 434-977-0553
Legal Services of Northern Virginia 703-778-6800
Virginia Poverty Law Center 804-782-9430
Central Virginia Legal Aid Society 804-648-1012
Blue Ridge Legal Services, Inc. (866) 534-5243
Legal Aid Society of Eastern Virginia (757) 827-5078
Southwest Virginia Legal Aid Society, Inc. (888) 201-2772

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

Need legal help? Find a foreclosure defense attorney in Virginia →

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Frequently Asked Questions

  • What is the distress score for Greene County, Virginia?

    Greene County has a County Distress Index score of 40.9 out of 100, placing it in the Normal zone. It ranks 2,136th nationally out of 3,144 counties and 98th in Virginia out of 133 counties.

  • What drives financial distress in Greene County?

    The primary driver of distress in Greene County is Economic Vitality, where the county scores 76.6 out of 100. This domain is measured by indicators including Wage-to-Rent Ratio, Rent-to-Income Ratio, Business Formation Rate.

  • How does Greene County compare to neighboring counties?

    Greene County (40.9) can be compared to its 5 neighboring counties: Page County, VA (53.3); Orange County, VA (42.9); Albemarle County, VA (34.4).

  • How is the County Distress Index calculated?

    The County Distress Index uses PCA-weighted percentile scoring across five statistically derived factors: Consumer Credit Distress (47.5%), Housing Cost Burden (22.3%), Structural Poverty (13.6%), Economic Vitality (9.2%), and Legal Distress (7.4%). Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • How often is the CDI updated?

    Annually, aligned to Census American Community Survey and Urban Institute Debt in America release windows — the slowest-moving source inputs. Between annual refreshes, faster-cadence indicators (BLS unemployment, QCEW wages) may drive light mid-year updates if a specific component moves meaningfully. Current data compiled April 14, 2026; next full refresh early 2027.

  • What does the Normal zone mean?

    The CDI divides counties into five zones: Healthy (below 46), Normal (46–55), Elevated (55–71), Serious (71–86), and Crisis (86 and above). Greene County's score of 40.9 sits in the Normal zone (46–55).

  • What data sources power Greene County's CDI score?

    Greene County's CDI score draws on Urban Institute Debt in America (Equifax credit-bureau panel), U.S. Census Bureau (American Community Survey 5-year, Small Area Income and Poverty Estimates), Bureau of Labor Statistics (LAUS, QCEW), U.S. Courts Administrative Office (F-5A bankruptcy filings), and HUD Fair Market Rents. Every number on this page traces to one of these public sources.

  • What is the population of Greene County?

    Greene County, Virginia has a population of approximately 21,301 (2023 Census estimate), classified as a small county.