Greensville County, Virginia

County Distress Index: Serious · 73.6 | 11,133 people · 12th most distressed in Virginia
American Default Research

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Greensville County, VA shows significant household financial distress with a score of 73.6 — 245th nationally out of 3144 counties. The primary driver is Housing Cost Burden, where a large share of households spend more than 30% of income on housing. Within Virginia, it ranks 12th of 133 counties. Among its 6 neighboring counties, 4 show less distress.

The Numbers Behind the Score

The CDI measures five statistically derived factors of household financial distress, PCA-weighted. Greensville County's primary driver is Housing Cost Burden at 85.3 — worse than roughly 85% of U.S. counties.

Housing Cost Burden Primary driver 85.3
Rent-Burdened (30%+) 92
Severely Rent-Burdened (50%+) 87
Mortgage-Burdened (30%+) 75
Homeownership Rate 74
Legal Distress 80.9
Bankruptcy Filing Rate 81
Structural Poverty 76.0
Unemployment Rate 87
Poverty Rate 95
Income vs. State Median 87
Child Poverty Rate 84
Disability Rate 55
Transfer Income Dependency 55
Consumer Credit Distress 74.5
Debt in Collections 92
Medical Debt 21
Auto Loan Delinquency 95
Credit Card Delinquency 95
Uninsured Rate 31
Subprime Credit Population 74
Economic Vitality 30.9
Wage-to-Rent Ratio 9
Rent-to-Income Ratio 61
Business Formation Rate 54
House Price Change (YoY) 7

Scores are percentile-based: 50 = national median, higher = more distressed.

Neighbors and Peers

Neighboring Counties

CountyScoreZonevs. Greensville County
Greensville County, VA 73.6 Serious —
Northampton County, NC 75.4 Serious +1.8
Emporia city, VA 73.8 Serious +0.2
Sussex County, VA 71.4 Serious -2.2
Brunswick County, VA 63.7 Elevated -9.9
Dinwiddie County, VA 60.3 Elevated -13.2
Southampton County, VA 57.4 Elevated -16.2

Population Peers

CountyScoreZonevs. Greensville County
Chattooga County, GA 73.5 Serious -0.0
Greene County, NC 73.6 Serious +0.1
Ashley County, AR 73.7 Serious +0.1
Macon County, GA 73.4 Serious -0.2
Stephens County, GA 73.4 Serious -0.2

Download Data

Export all distress indicators for Greensville County as a CSV file.

Find Help in Greensville County

Find an Attorney

Virginia State Bar Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Virginia State Bar Lawyer Referral Service 1-800-552-7977

Free Legal Aid

Legal aid organizations serving Greensville County residents at no cost.

Virginia Legal Aid Society 540-342-3900
Legal Aid Justice Center 434-977-0553
Legal Services of Northern Virginia 703-778-6800
Virginia Poverty Law Center 804-782-9430
Central Virginia Legal Aid Society 804-648-1012
Blue Ridge Legal Services, Inc. (866) 534-5243
Legal Aid Society of Eastern Virginia (757) 827-5078
Southwest Virginia Legal Aid Society, Inc. (888) 201-2772

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

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Frequently Asked Questions

  • What is the distress score for Greensville County, Virginia?

    Greensville County has a County Distress Index score of 73.6 out of 100, placing it in the Serious zone. It ranks 245th nationally out of 3,144 counties and 12th in Virginia out of 133 counties.

  • What drives financial distress in Greensville County?

    The primary driver of distress in Greensville County is Housing Cost Burden, where the county scores 85.3 out of 100. This domain is measured by indicators including Rent-Burdened (30%+), Severely Rent-Burdened (50%+), Mortgage-Burdened (30%+).

  • How does Greensville County compare to neighboring counties?

    Greensville County (73.6) can be compared to its 6 neighboring counties: Northampton County, NC (75.4); Emporia city, VA (73.8); Sussex County, VA (71.4).

  • How is the County Distress Index calculated?

    The County Distress Index uses PCA-weighted percentile scoring across five statistically derived factors: Consumer Credit Distress (47.5%), Housing Cost Burden (22.3%), Structural Poverty (13.6%), Economic Vitality (9.2%), and Legal Distress (7.4%). Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • How often is the CDI updated?

    Annually, aligned to Census American Community Survey and Urban Institute Debt in America release windows — the slowest-moving source inputs. Between annual refreshes, faster-cadence indicators (BLS unemployment, QCEW wages) may drive light mid-year updates if a specific component moves meaningfully. Current data compiled April 14, 2026; next full refresh early 2027.

  • What does the Serious zone mean?

    The CDI divides counties into five zones: Healthy (below 46), Normal (46–55), Elevated (55–71), Serious (71–86), and Crisis (86 and above). Greensville County's score of 73.6 sits in the Serious zone (71–86).

  • What data sources power Greensville County's CDI score?

    Greensville County's CDI score draws on Urban Institute Debt in America (Equifax credit-bureau panel), U.S. Census Bureau (American Community Survey 5-year, Small Area Income and Poverty Estimates), Bureau of Labor Statistics (LAUS, QCEW), U.S. Courts Administrative Office (F-5A bankruptcy filings), and HUD Fair Market Rents. Every number on this page traces to one of these public sources.

  • What is the population of Greensville County?

    Greensville County, Virginia has a population of approximately 11,133 (2023 Census estimate), classified as a small county.