Hopewell city, Virginia

County Distress Index: Crisis · 86.0 | 22,752 people · 2nd most distressed in Virginia
American Default Research

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Hopewell city, VA ranks among the most financially distressed counties in America with a score of 86.0 — 11th nationally out of 3144 counties. The primary driver is Legal Distress, where bankruptcy filing rates are well above the national average. Within Virginia, it ranks 2nd of 133 counties. It scores higher than all 2 of its neighboring counties.

The Numbers Behind the Score

The CDI measures five statistically derived factors of household financial distress, PCA-weighted. Hopewell city's primary driver is Legal Distress at 98.8 — worse than roughly 99% of U.S. counties.

Legal Distress Primary driver 98.8
Bankruptcy Filing Rate 99
Housing Cost Burden 89.6
Rent-Burdened (30%+) 99
Severely Rent-Burdened (50%+) 99
Mortgage-Burdened (30%+) 18
Homeownership Rate 96
Consumer Credit Distress 88.1
Debt in Collections 92
Medical Debt 76
Auto Loan Delinquency 99
Credit Card Delinquency 97
Uninsured Rate 36
Subprime Credit Population 95
Structural Poverty 75.8
Unemployment Rate 64
Poverty Rate 86
Income vs. State Median 95
Child Poverty Rate 94
Disability Rate 62
Transfer Income Dependency 55
Economic Vitality 71.0
Wage-to-Rent Ratio 78
Rent-to-Income Ratio 99
Business Formation Rate 10
House Price Change (YoY) 68

Scores are percentile-based: 50 = national median, higher = more distressed.

Neighbors and Peers

Neighboring Counties

CountyScoreZonevs. Hopewell city
Hopewell city, VA 86.0 Crisis —
Prince George County, VA 55.8 Elevated -30.1
Chesterfield County, VA 51.3 Elevated -34.6

Population Peers

CountyScoreZonevs. Hopewell city
Crittenden County, AR 85.8 Crisis -0.1
Washington County, MS 86.1 Crisis +0.2
Coahoma County, MS 85.7 Crisis -0.2
Phillips County, AR 85.5 Crisis -0.4
Baldwin County, GA 85.4 Crisis -0.6

Download Data

Export all distress indicators for Hopewell city as a CSV file.

Find Help in Hopewell city

HUD-Approved Housing Counselors

Free foreclosure prevention and financial counseling near Hopewell city.

COMMONWEALTH CATHOLIC CHARITIES
Hopewell
804-285-5986 Website
Foreclosure PreventionFinancial CounselingHome Improvement/RehabPre-Purchase

See all counselors in Virginia →

Find an Attorney

Virginia State Bar Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Virginia State Bar Lawyer Referral Service 1-800-552-7977

Free Legal Aid

Legal aid organizations serving Hopewell city residents at no cost.

Virginia Legal Aid Society 540-342-3900
Legal Aid Justice Center 434-977-0553
Legal Services of Northern Virginia 703-778-6800
Virginia Poverty Law Center 804-782-9430
Central Virginia Legal Aid Society 804-648-1012
Blue Ridge Legal Services, Inc. (866) 534-5243
Legal Aid Society of Eastern Virginia (757) 827-5078
Southwest Virginia Legal Aid Society, Inc. (888) 201-2772

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

Need legal help? Find a foreclosure defense attorney in Virginia →

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Frequently Asked Questions

  • What is the distress score for Hopewell city, Virginia?

    Hopewell city has a County Distress Index score of 86.0 out of 100, placing it in the Crisis zone. It ranks 11th nationally out of 3,144 counties and 2nd in Virginia out of 133 counties.

  • What drives financial distress in Hopewell city?

    The primary driver of distress in Hopewell city is Legal Distress, where the county scores 98.8 out of 100. This domain is measured by indicators including Bankruptcy Filing Rate.

  • How does Hopewell city compare to neighboring counties?

    Hopewell city (86.0) can be compared to its 2 neighboring counties: Prince George County, VA (55.8); Chesterfield County, VA (51.3).

  • How is the County Distress Index calculated?

    The County Distress Index uses PCA-weighted percentile scoring across five statistically derived factors: Consumer Credit Distress (47.5%), Housing Cost Burden (22.3%), Structural Poverty (13.6%), Economic Vitality (9.2%), and Legal Distress (7.4%). Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • How often is the CDI updated?

    Annually, aligned to Census American Community Survey and Urban Institute Debt in America release windows — the slowest-moving source inputs. Between annual refreshes, faster-cadence indicators (BLS unemployment, QCEW wages) may drive light mid-year updates if a specific component moves meaningfully. Current data compiled April 14, 2026; next full refresh early 2027.

  • What does the Crisis zone mean?

    The CDI divides counties into five zones: Healthy (below 46), Normal (46–55), Elevated (55–71), Serious (71–86), and Crisis (86 and above). Hopewell city's score of 86.0 sits in the Crisis zone (86 and above).

  • What data sources power Hopewell city's CDI score?

    Hopewell city's CDI score draws on Urban Institute Debt in America (Equifax credit-bureau panel), U.S. Census Bureau (American Community Survey 5-year, Small Area Income and Poverty Estimates), Bureau of Labor Statistics (LAUS, QCEW), U.S. Courts Administrative Office (F-5A bankruptcy filings), and HUD Fair Market Rents. Every number on this page traces to one of these public sources.

  • What is the population of Hopewell city?

    Hopewell city, Virginia has a population of approximately 22,752 (2023 Census estimate), classified as a small county.