King George County, Virginia

County Distress Index: Normal · 42.4 | 28,568 people · 93rd most distressed in Virginia
American Default Research

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King George County, VA falls within the normal range for household financial distress at 42.4 — 2046th nationally out of 3144 counties. The primary driver is Housing Cost Burden, where a large share of households spend more than 30% of income on housing. Within Virginia, it ranks 93rd of 133 counties. It scores lower than all 5 of its neighboring counties.

The Numbers Behind the Score

The CDI measures five statistically derived factors of household financial distress, PCA-weighted. King George County's primary driver is Housing Cost Burden at 65.0 — above the national median.

Housing Cost Burden Primary driver 65.0
Rent-Burdened (30%+) 84
Severely Rent-Burdened (50%+) 53
Mortgage-Burdened (30%+) 78
Homeownership Rate 41
Legal Distress 56.1
Bankruptcy Filing Rate 56
Consumer Credit Distress 44.6
Debt in Collections 39
Medical Debt 18
Auto Loan Delinquency 84
Credit Card Delinquency 30
Uninsured Rate 6
Subprime Credit Population 60
Economic Vitality 15.7
Wage-to-Rent Ratio 5
Rent-to-Income Ratio 15
Business Formation Rate 43
House Price Change (YoY) 22
Structural Poverty 8.7
Unemployment Rate 34
Poverty Rate 1
Income vs. State Median 3
Child Poverty Rate 4
Disability Rate 7
Transfer Income Dependency 9

Scores are percentile-based: 50 = national median, higher = more distressed.

Neighbors and Peers

Neighboring Counties

CountyScoreZonevs. King George County
King George County, VA 42.4 Normal —
Essex County, VA 69.0 Serious +26.6
Westmoreland County, VA 66.7 Serious +24.3
Charles County, MD 61.4 Elevated +18.9
Caroline County, VA 55.2 Elevated +12.8
Stafford County, VA 43.0 Normal +0.6

Population Peers

CountyScoreZonevs. King George County
Carroll County, OH 42.5 Normal +0.0
Sanilac County, MI 42.5 Normal +0.1
Tillamook County, OR 42.5 Normal +0.1
Avery County, NC 42.5 Normal +0.1
Rusk County, WI 42.5 Normal +0.1

Download Data

Export all distress indicators for King George County as a CSV file.

Find Help in King George County

Find an Attorney

Virginia State Bar Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Virginia State Bar Lawyer Referral Service 1-800-552-7977

Free Legal Aid

Legal aid organizations serving King George County residents at no cost.

Virginia Legal Aid Society 540-342-3900
Legal Aid Justice Center 434-977-0553
Legal Services of Northern Virginia 703-778-6800
Virginia Poverty Law Center 804-782-9430
Central Virginia Legal Aid Society 804-648-1012
Blue Ridge Legal Services, Inc. (866) 534-5243
Legal Aid Society of Eastern Virginia (757) 827-5078
Southwest Virginia Legal Aid Society, Inc. (888) 201-2772

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

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Frequently Asked Questions

  • What is the distress score for King George County, Virginia?

    King George County has a County Distress Index score of 42.4 out of 100, placing it in the Normal zone. It ranks 2,046th nationally out of 3,144 counties and 93rd in Virginia out of 133 counties.

  • What drives financial distress in King George County?

    The primary driver of distress in King George County is Housing Cost Burden, where the county scores 65.0 out of 100. This domain is measured by indicators including Rent-Burdened (30%+), Severely Rent-Burdened (50%+), Mortgage-Burdened (30%+).

  • How does King George County compare to neighboring counties?

    King George County (42.4) can be compared to its 5 neighboring counties: Essex County, VA (69.0); Westmoreland County, VA (66.7); Charles County, MD (61.4).

  • How is the County Distress Index calculated?

    The County Distress Index uses PCA-weighted percentile scoring across five statistically derived factors: Consumer Credit Distress (47.5%), Housing Cost Burden (22.3%), Structural Poverty (13.6%), Economic Vitality (9.2%), and Legal Distress (7.4%). Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • How often is the CDI updated?

    Annually, aligned to Census American Community Survey and Urban Institute Debt in America release windows — the slowest-moving source inputs. Between annual refreshes, faster-cadence indicators (BLS unemployment, QCEW wages) may drive light mid-year updates if a specific component moves meaningfully. Current data compiled April 14, 2026; next full refresh early 2027.

  • What does the Normal zone mean?

    The CDI divides counties into five zones: Healthy (below 46), Normal (46–55), Elevated (55–71), Serious (71–86), and Crisis (86 and above). King George County's score of 42.4 sits in the Normal zone (46–55).

  • What data sources power King George County's CDI score?

    King George County's CDI score draws on Urban Institute Debt in America (Equifax credit-bureau panel), U.S. Census Bureau (American Community Survey 5-year, Small Area Income and Poverty Estimates), Bureau of Labor Statistics (LAUS, QCEW), U.S. Courts Administrative Office (F-5A bankruptcy filings), and HUD Fair Market Rents. Every number on this page traces to one of these public sources.

  • What is the population of King George County?

    King George County, Virginia has a population of approximately 28,568 (2023 Census estimate), classified as a small county.