Pittsylvania County, Virginia

County Distress Index: Elevated · 54.7 | 59,571 people · 60th most distressed in Virginia
American Default Research

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Pittsylvania County, VA registers elevated household financial distress with a score of 54.7 — 1291st nationally out of 3144 counties. The primary driver is Legal Distress, where bankruptcy filing rates are well above the national average. Within Virginia, it ranks 60th of 133 counties. Among its 8 neighboring counties, 5 show more distress.

The Numbers Behind the Score

The CDI measures five statistically derived factors of household financial distress, PCA-weighted. Pittsylvania County's primary driver is Legal Distress at 73.3 — above the national median.

Legal Distress Primary driver 73.3
Bankruptcy Filing Rate 73
Structural Poverty 63.0
Unemployment Rate 52
Poverty Rate 51
Income vs. State Median 85
Child Poverty Rate 44
Disability Rate 82
Transfer Income Dependency 55
Housing Cost Burden 59.4
Rent-Burdened (30%+) 65
Severely Rent-Burdened (50%+) 77
Mortgage-Burdened (30%+) 32
Homeownership Rate 25
Consumer Credit Distress 50.9
Debt in Collections 49
Medical Debt 33
Auto Loan Delinquency 52
Credit Card Delinquency 74
Uninsured Rate 24
Subprime Credit Population 55
Economic Vitality 36.4
Wage-to-Rent Ratio 26
Rent-to-Income Ratio 40
Business Formation Rate 56
House Price Change (YoY) 39

Scores are percentile-based: 50 = national median, higher = more distressed.

Neighbors and Peers

Neighboring Counties

CountyScoreZonevs. Pittsylvania County
Pittsylvania County, VA 54.7 Elevated —
Danville city, VA 76.4 Serious +21.7
Halifax County, VA 66.5 Serious +11.8
Henry County, VA 64.4 Elevated +9.7
Caswell County, NC 61.3 Elevated +6.6
Rockingham County, NC 60.6 Elevated +5.9
Campbell County, VA 43.6 Normal -11.1
Bedford County, VA 38.6 Normal -16.1
Franklin County, VA 37.5 Normal -17.2

Population Peers

CountyScoreZonevs. Pittsylvania County
Okaloosa County, FL 54.6 Elevated -0.1
Spotsylvania County, VA 54.6 Elevated -0.1
St. Clair County, MI 54.5 Elevated -0.2
Grady County, OK 54.5 Elevated -0.2
Tuolumne County, CA 54.9 Elevated +0.2

Download Data

Export all distress indicators for Pittsylvania County as a CSV file.

Find Help in Pittsylvania County

Find an Attorney

Virginia State Bar Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Virginia State Bar Lawyer Referral Service 1-800-552-7977

Free Legal Aid

Legal aid organizations serving Pittsylvania County residents at no cost.

Virginia Legal Aid Society 540-342-3900
Legal Aid Justice Center 434-977-0553
Legal Services of Northern Virginia 703-778-6800
Virginia Poverty Law Center 804-782-9430
Central Virginia Legal Aid Society 804-648-1012
Blue Ridge Legal Services, Inc. (866) 534-5243
Legal Aid Society of Eastern Virginia (757) 827-5078
Southwest Virginia Legal Aid Society, Inc. (888) 201-2772

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

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Frequently Asked Questions

  • What is the distress score for Pittsylvania County, Virginia?

    Pittsylvania County has a County Distress Index score of 54.7 out of 100, placing it in the Elevated zone. It ranks 1,291st nationally out of 3,144 counties and 60th in Virginia out of 133 counties.

  • What drives financial distress in Pittsylvania County?

    The primary driver of distress in Pittsylvania County is Legal Distress, where the county scores 73.3 out of 100. This domain is measured by indicators including Bankruptcy Filing Rate.

  • How does Pittsylvania County compare to neighboring counties?

    Pittsylvania County (54.7) can be compared to its 8 neighboring counties: Danville city, VA (76.4); Halifax County, VA (66.5); Henry County, VA (64.4).

  • How is the County Distress Index calculated?

    The County Distress Index uses PCA-weighted percentile scoring across five statistically derived factors: Consumer Credit Distress (47.5%), Housing Cost Burden (22.3%), Structural Poverty (13.6%), Economic Vitality (9.2%), and Legal Distress (7.4%). Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • How often is the CDI updated?

    Annually, aligned to Census American Community Survey and Urban Institute Debt in America release windows — the slowest-moving source inputs. Between annual refreshes, faster-cadence indicators (BLS unemployment, QCEW wages) may drive light mid-year updates if a specific component moves meaningfully. Current data compiled April 14, 2026; next full refresh early 2027.

  • What does the Elevated zone mean?

    The CDI divides counties into five zones: Healthy (below 46), Normal (46–55), Elevated (55–71), Serious (71–86), and Crisis (86 and above). Pittsylvania County's score of 54.7 sits in the Elevated zone (55–71).

  • What data sources power Pittsylvania County's CDI score?

    Pittsylvania County's CDI score draws on Urban Institute Debt in America (Equifax credit-bureau panel), U.S. Census Bureau (American Community Survey 5-year, Small Area Income and Poverty Estimates), Bureau of Labor Statistics (LAUS, QCEW), U.S. Courts Administrative Office (F-5A bankruptcy filings), and HUD Fair Market Rents. Every number on this page traces to one of these public sources.

  • What is the population of Pittsylvania County?

    Pittsylvania County, Virginia has a population of approximately 59,571 (2023 Census estimate), classified as a mid county.