Poquoson city, Virginia

County Distress Index: Healthy · 30.6 | 12,635 people · 122nd most distressed in Virginia
American Default Research

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Poquoson city, VA ranks among the least distressed counties in the country at 30.6 — 2727th nationally out of 3144 counties. The primary driver is Economic Vitality, where employment and wage conditions show moderate stress. Within Virginia, it ranks 122nd of 133 counties. It scores lower than all 3 of its neighboring counties.

The Numbers Behind the Score

The CDI measures five statistically derived factors of household financial distress, PCA-weighted. Poquoson city's primary driver is Economic Vitality at 61.2 — above the national median.

Economic Vitality Primary driver 61.2
Wage-to-Rent Ratio 95
Rent-to-Income Ratio 28
Business Formation Rate 36
House Price Change (YoY) 37
Legal Distress 59.9
Bankruptcy Filing Rate 60
Housing Cost Burden 51.4
Rent-Burdened (30%+) 95
Severely Rent-Burdened (50%+) 19
Mortgage-Burdened (30%+) 82
Homeownership Rate 5
Structural Poverty 18.1
Unemployment Rate 19
Poverty Rate 5
Income vs. State Median 5
Child Poverty Rate 5
Disability Rate 8
Transfer Income Dependency 55
Consumer Credit Distress 13.9
Debt in Collections 11
Medical Debt 17
Auto Loan Delinquency 16
Credit Card Delinquency 18
Uninsured Rate 5
Subprime Credit Population 13

Scores are percentile-based: 50 = national median, higher = more distressed.

Neighbors and Peers

Neighboring Counties

CountyScoreZonevs. Poquoson city
Poquoson city, VA 30.6 Healthy —
Hampton city, VA 77.1 Serious +46.5
Northampton County, VA 52.6 Elevated +22.0
York County, VA 38.2 Normal +7.6

Population Peers

CountyScoreZonevs. Poquoson city
Ste. Genevieve County, MO 30.6 Healthy -0.0
Codington County, SD 30.5 Healthy -0.0
Antrim County, MI 30.5 Healthy -0.1
Presque Isle County, MI 30.5 Healthy -0.1
Crawford County, IL 30.6 Healthy +0.1

Download Data

Export all distress indicators for Poquoson city as a CSV file.

Find Help in Poquoson city

Find an Attorney

Virginia State Bar Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Virginia State Bar Lawyer Referral Service 1-800-552-7977

Free Legal Aid

Legal aid organizations serving Poquoson city residents at no cost.

Virginia Legal Aid Society 540-342-3900
Legal Aid Justice Center 434-977-0553
Legal Services of Northern Virginia 703-778-6800
Virginia Poverty Law Center 804-782-9430
Central Virginia Legal Aid Society 804-648-1012
Blue Ridge Legal Services, Inc. (866) 534-5243
Legal Aid Society of Eastern Virginia (757) 827-5078
Southwest Virginia Legal Aid Society, Inc. (888) 201-2772

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

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Frequently Asked Questions

  • What is the distress score for Poquoson city, Virginia?

    Poquoson city has a County Distress Index score of 30.6 out of 100, placing it in the Healthy zone. It ranks 2,727th nationally out of 3,144 counties and 122nd in Virginia out of 133 counties.

  • What drives financial distress in Poquoson city?

    The primary driver of distress in Poquoson city is Economic Vitality, where the county scores 61.2 out of 100. This domain is measured by indicators including Wage-to-Rent Ratio, Rent-to-Income Ratio, Business Formation Rate.

  • How does Poquoson city compare to neighboring counties?

    Poquoson city (30.6) can be compared to its 3 neighboring counties: Hampton city, VA (77.1); Northampton County, VA (52.6); York County, VA (38.2).

  • How is the County Distress Index calculated?

    The County Distress Index uses PCA-weighted percentile scoring across five statistically derived factors: Consumer Credit Distress (47.5%), Housing Cost Burden (22.3%), Structural Poverty (13.6%), Economic Vitality (9.2%), and Legal Distress (7.4%). Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • How often is the CDI updated?

    Annually, aligned to Census American Community Survey and Urban Institute Debt in America release windows — the slowest-moving source inputs. Between annual refreshes, faster-cadence indicators (BLS unemployment, QCEW wages) may drive light mid-year updates if a specific component moves meaningfully. Current data compiled April 14, 2026; next full refresh early 2027.

  • What does the Healthy zone mean?

    The CDI divides counties into five zones: Healthy (below 46), Normal (46–55), Elevated (55–71), Serious (71–86), and Crisis (86 and above). Poquoson city's score of 30.6 sits in the Healthy zone (below 46).

  • What data sources power Poquoson city's CDI score?

    Poquoson city's CDI score draws on Urban Institute Debt in America (Equifax credit-bureau panel), U.S. Census Bureau (American Community Survey 5-year, Small Area Income and Poverty Estimates), Bureau of Labor Statistics (LAUS, QCEW), U.S. Courts Administrative Office (F-5A bankruptcy filings), and HUD Fair Market Rents. Every number on this page traces to one of these public sources.

  • What is the population of Poquoson city?

    Poquoson city, Virginia has a population of approximately 12,635 (2023 Census estimate), classified as a small county.