Rockingham County, Virginia

County Distress Index: Healthy · 32.2 | 86,568 people · 120th most distressed in Virginia
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Rockingham County, VA ranks among the least distressed counties in the country at 32.2 — 2638th nationally out of 3144 counties. The primary driver is Economic Vitality, where employment and wage conditions show moderate stress. Within Virginia, it ranks 120th of 133 counties. It scores lower than all 8 of its neighboring counties.

The Numbers Behind the Score

The CDI measures five statistically derived factors of household financial distress, PCA-weighted. Rockingham County's primary driver is Economic Vitality at 56.8 — above the national median.

Economic Vitality Primary driver 56.8
Wage-to-Rent Ratio 69
Rent-to-Income Ratio 39
Business Formation Rate 62
House Price Change (YoY) 35
Legal Distress 41.0
Bankruptcy Filing Rate 41
Housing Cost Burden 39.3
Rent-Burdened (30%+) 38
Severely Rent-Burdened (50%+) 32
Mortgage-Burdened (30%+) 57
Homeownership Rate 46
Structural Poverty 27.0
Unemployment Rate 19
Poverty Rate 21
Income vs. State Median 15
Child Poverty Rate 18
Disability Rate 24
Transfer Income Dependency 55
Consumer Credit Distress 24.3
Debt in Collections 14
Medical Debt 16
Auto Loan Delinquency 33
Credit Card Delinquency 18
Uninsured Rate 63
Subprime Credit Population 24

Scores are percentile-based: 50 = national median, higher = more distressed.

Neighbors and Peers

Neighboring Counties

CountyScoreZonevs. Rockingham County
Rockingham County, VA 32.2 Healthy —
Harrisonburg city, VA 56.8 Elevated +24.6
Page County, VA 53.3 Elevated +21.0
Hardy County, WV 49.5 Normal +17.2
Greene County, VA 40.9 Normal +8.6
Shenandoah County, VA 40.6 Normal +8.3
Augusta County, VA 39.8 Normal +7.5
Pendleton County, WV 39.1 Normal +6.8
Albemarle County, VA 34.4 Healthy +2.2

Population Peers

CountyScoreZonevs. Rockingham County
Chittenden County, VT 32.2 Healthy -0.0
Chelan County, WA 32.3 Healthy +0.0
Carroll County, NH 32.3 Healthy +0.0
Carroll County, MD 32.3 Healthy +0.0
Sarpy County, NE 32.1 Healthy -0.2

Download Data

Export all distress indicators for Rockingham County as a CSV file.

Find Help in Rockingham County

Find an Attorney

Virginia State Bar Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Virginia State Bar Lawyer Referral Service 1-800-552-7977

Free Legal Aid

Legal aid organizations serving Rockingham County residents at no cost.

Virginia Legal Aid Society 540-342-3900
Legal Aid Justice Center 434-977-0553
Legal Services of Northern Virginia 703-778-6800
Virginia Poverty Law Center 804-782-9430
Central Virginia Legal Aid Society 804-648-1012
Blue Ridge Legal Services, Inc. (866) 534-5243
Legal Aid Society of Eastern Virginia (757) 827-5078
Southwest Virginia Legal Aid Society, Inc. (888) 201-2772

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

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Frequently Asked Questions

  • What is the distress score for Rockingham County, Virginia?

    Rockingham County has a County Distress Index score of 32.2 out of 100, placing it in the Healthy zone. It ranks 2,638th nationally out of 3,144 counties and 120th in Virginia out of 133 counties.

  • What drives financial distress in Rockingham County?

    The primary driver of distress in Rockingham County is Economic Vitality, where the county scores 56.8 out of 100. This domain is measured by indicators including Wage-to-Rent Ratio, Rent-to-Income Ratio, Business Formation Rate.

  • How does Rockingham County compare to neighboring counties?

    Rockingham County (32.2) can be compared to its 8 neighboring counties: Harrisonburg city, VA (56.8); Page County, VA (53.3); Hardy County, WV (49.5).

  • How is the County Distress Index calculated?

    The County Distress Index uses PCA-weighted percentile scoring across five statistically derived factors: Consumer Credit Distress (47.5%), Housing Cost Burden (22.3%), Structural Poverty (13.6%), Economic Vitality (9.2%), and Legal Distress (7.4%). Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • How often is the CDI updated?

    Annually, aligned to Census American Community Survey and Urban Institute Debt in America release windows — the slowest-moving source inputs. Between annual refreshes, faster-cadence indicators (BLS unemployment, QCEW wages) may drive light mid-year updates if a specific component moves meaningfully. Current data compiled April 14, 2026; next full refresh early 2027.

  • What does the Healthy zone mean?

    The CDI divides counties into five zones: Healthy (below 46), Normal (46–55), Elevated (55–71), Serious (71–86), and Crisis (86 and above). Rockingham County's score of 32.2 sits in the Healthy zone (below 46).

  • What data sources power Rockingham County's CDI score?

    Rockingham County's CDI score draws on Urban Institute Debt in America (Equifax credit-bureau panel), U.S. Census Bureau (American Community Survey 5-year, Small Area Income and Poverty Estimates), Bureau of Labor Statistics (LAUS, QCEW), U.S. Courts Administrative Office (F-5A bankruptcy filings), and HUD Fair Market Rents. Every number on this page traces to one of these public sources.

  • What is the population of Rockingham County?

    Rockingham County, Virginia has a population of approximately 86,568 (2023 Census estimate), classified as a mid county.