Asotin County, Washington

County Distress Index: Normal · 48.4 | 22,549 people · 7th most distressed in Washington
American Default Research

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Asotin County, WA falls within the normal range for household financial distress at 48.4 — 1689th nationally out of 3144 counties. The primary driver is Housing Cost Burden, where a large share of households spend more than 30% of income on housing. Within Washington, it ranks 7th of 39 counties. It scores higher than all 4 of its neighboring counties.

The Numbers Behind the Score

The CDI measures five statistically derived factors of household financial distress, PCA-weighted. Asotin County's primary driver is Housing Cost Burden at 70.8 — above the national median.

Housing Cost Burden Primary driver 70.8
Rent-Burdened (30%+) 71
Severely Rent-Burdened (50%+) 72
Mortgage-Burdened (30%+) 89
Homeownership Rate 54
Structural Poverty 67.3
Unemployment Rate 58
Poverty Rate 61
Income vs. State Median 72
Child Poverty Rate 53
Disability Rate 84
Transfer Income Dependency 70
Economic Vitality 65.9
Wage-to-Rent Ratio 65
Rent-to-Income Ratio 64
Business Formation Rate 83
House Price Change (YoY) 41
Consumer Credit Distress 33.1
Debt in Collections 35
Medical Debt 7
Auto Loan Delinquency 41
Credit Card Delinquency 63
Uninsured Rate 27
Subprime Credit Population 20
Legal Distress 22.5
Bankruptcy Filing Rate 23

Scores are percentile-based: 50 = national median, higher = more distressed.

Neighbors and Peers

Neighboring Counties

CountyScoreZonevs. Asotin County
Asotin County, WA 48.4 Normal —
Whitman County, WA 41.1 Normal -7.3
Nez Perce County, ID 40.2 Normal -8.1
Garfield County, WA 36.7 Normal -11.6
Wallowa County, OR 34.2 Healthy -14.2

Population Peers

CountyScoreZonevs. Asotin County
Burleson County, TX 48.4 Normal -0.0
Charlottesville city, VA 48.4 Normal -0.0
Woodward County, OK 48.3 Normal -0.0
Roane County, WV 48.3 Normal -0.0
Grant County, WV 48.4 Normal +0.0

Download Data

Export all distress indicators for Asotin County as a CSV file.

Find Help in Asotin County

Find an Attorney

Washington State Bar Association — Find Legal Help offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Washington State Bar Association — Find Legal Help 1-800-945-9722

Free Legal Aid

Legal aid organizations serving Asotin County residents at no cost.

Northwest Justice Project (NJP) 1-888-201-1014
Columbia Legal Services 1-206-464-1122

Self-Help Resources

Washington Law Help — Foreclosure Free legal information and self-help resources for low-income Washington residents, including foreclosure guides, tenant rights in foreclosure, and links to legal aid.
Washington Courts Self-Help Resources Washington Courts website with forms, instructions, and resources for self-represented litigants including those involved in foreclosure-related proceedings.
DFI Foreclosure Assistance and Information Department of Financial Institutions page with foreclosure prevention resources, consumer alerts about foreclosure rescue scams, and links to assistance programs.

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

Need legal help? Find a foreclosure defense attorney in Washington →

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Frequently Asked Questions

  • What is the distress score for Asotin County, Washington?

    Asotin County has a County Distress Index score of 48.4 out of 100, placing it in the Normal zone. It ranks 1,689th nationally out of 3,144 counties and 7th in Washington out of 39 counties.

  • What drives financial distress in Asotin County?

    The primary driver of distress in Asotin County is Housing Cost Burden, where the county scores 70.8 out of 100. This domain is measured by indicators including Rent-Burdened (30%+), Severely Rent-Burdened (50%+), Mortgage-Burdened (30%+).

  • How does Asotin County compare to neighboring counties?

    Asotin County (48.4) can be compared to its 4 neighboring counties: Whitman County, WA (41.1); Nez Perce County, ID (40.2); Garfield County, WA (36.7).

  • How is the County Distress Index calculated?

    The County Distress Index uses PCA-weighted percentile scoring across five statistically derived factors: Consumer Credit Distress (47.5%), Housing Cost Burden (22.3%), Structural Poverty (13.6%), Economic Vitality (9.2%), and Legal Distress (7.4%). Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • How often is the CDI updated?

    Annually, aligned to Census American Community Survey and Urban Institute Debt in America release windows — the slowest-moving source inputs. Between annual refreshes, faster-cadence indicators (BLS unemployment, QCEW wages) may drive light mid-year updates if a specific component moves meaningfully. Current data compiled April 14, 2026; next full refresh early 2027.

  • What does the Normal zone mean?

    The CDI divides counties into five zones: Healthy (below 46), Normal (46–55), Elevated (55–71), Serious (71–86), and Crisis (86 and above). Asotin County's score of 48.4 sits in the Normal zone (46–55).

  • What data sources power Asotin County's CDI score?

    Asotin County's CDI score draws on Urban Institute Debt in America (Equifax credit-bureau panel), U.S. Census Bureau (American Community Survey 5-year, Small Area Income and Poverty Estimates), Bureau of Labor Statistics (LAUS, QCEW), U.S. Courts Administrative Office (F-5A bankruptcy filings), and HUD Fair Market Rents. Every number on this page traces to one of these public sources.

  • What is the population of Asotin County?

    Asotin County, Washington has a population of approximately 22,549 (2023 Census estimate), classified as a small county.