Grant County, Washington

County Distress Index: Normal · 48.6 | 102,678 people · 5th most distressed in Washington
American Default Research

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Grant County, WA falls within the normal range for household financial distress at 48.6 — 1669th nationally out of 3144 counties. The primary driver is Housing Cost Burden, where housing costs consume a moderate share of household income. Within Washington, it ranks 5th of 39 counties. Among its 8 neighboring counties, 6 show less distress.

The Numbers Behind the Score

The CDI measures five statistically derived factors of household financial distress, PCA-weighted. Grant County's primary driver is Housing Cost Burden at 56.3 — above the national median.

Housing Cost Burden Primary driver 56.3
Rent-Burdened (30%+) 46
Severely Rent-Burdened (50%+) 50
Mortgage-Burdened (30%+) 73
Homeownership Rate 83
Legal Distress 54.0
Bankruptcy Filing Rate 54
Structural Poverty 53.6
Unemployment Rate 99
Poverty Rate 63
Income vs. State Median 50
Child Poverty Rate 51
Disability Rate 32
Transfer Income Dependency 41
Economic Vitality 46.5
Wage-to-Rent Ratio 34
Rent-to-Income Ratio 47
Business Formation Rate 62
House Price Change (YoY) 83
Consumer Credit Distress 43.1
Debt in Collections 33
Medical Debt 7
Auto Loan Delinquency 45
Credit Card Delinquency 57
Uninsured Rate 83
Subprime Credit Population 51

Scores are percentile-based: 50 = national median, higher = more distressed.

Neighbors and Peers

Neighboring Counties

CountyScoreZonevs. Grant County
Grant County, WA 48.6 Normal —
Yakima County, WA 58.8 Elevated +10.2
Adams County, WA 56.2 Elevated +7.6
Franklin County, WA 46.0 Normal -2.6
Kittitas County, WA 45.3 Normal -3.3
Okanogan County, WA 44.0 Normal -4.6
Benton County, WA 42.3 Normal -6.3
Douglas County, WA 39.7 Normal -8.9
Lincoln County, WA 26.4 Healthy -22.2

Population Peers

CountyScoreZonevs. Grant County
Polk County, OR 48.7 Normal +0.0
Eddy County, NM 48.5 Normal -0.1
Monroe County, MI 48.7 Normal +0.1
Columbia County, OR 48.7 Normal +0.1
Franklin County, MA 48.5 Normal -0.1

Download Data

Export all distress indicators for Grant County as a CSV file.

Find Help in Grant County

Find an Attorney

Washington State Bar Association — Find Legal Help offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Washington State Bar Association — Find Legal Help 1-800-945-9722

Free Legal Aid

Legal aid organizations serving Grant County residents at no cost.

Northwest Justice Project (NJP) 1-888-201-1014
Columbia Legal Services 1-206-464-1122

Self-Help Resources

Washington Law Help — Foreclosure Free legal information and self-help resources for low-income Washington residents, including foreclosure guides, tenant rights in foreclosure, and links to legal aid.
Washington Courts Self-Help Resources Washington Courts website with forms, instructions, and resources for self-represented litigants including those involved in foreclosure-related proceedings.
DFI Foreclosure Assistance and Information Department of Financial Institutions page with foreclosure prevention resources, consumer alerts about foreclosure rescue scams, and links to assistance programs.

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

Need legal help? Find a foreclosure defense attorney in Washington →

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Frequently Asked Questions

  • What is the distress score for Grant County, Washington?

    Grant County has a County Distress Index score of 48.6 out of 100, placing it in the Normal zone. It ranks 1,669th nationally out of 3,144 counties and 5th in Washington out of 39 counties.

  • What drives financial distress in Grant County?

    The primary driver of distress in Grant County is Housing Cost Burden, where the county scores 56.3 out of 100. This domain is measured by indicators including Rent-Burdened (30%+), Severely Rent-Burdened (50%+), Mortgage-Burdened (30%+).

  • How does Grant County compare to neighboring counties?

    Grant County (48.6) can be compared to its 8 neighboring counties: Yakima County, WA (58.8); Adams County, WA (56.2); Franklin County, WA (46.0).

  • How is the County Distress Index calculated?

    The County Distress Index uses PCA-weighted percentile scoring across five statistically derived factors: Consumer Credit Distress (47.5%), Housing Cost Burden (22.3%), Structural Poverty (13.6%), Economic Vitality (9.2%), and Legal Distress (7.4%). Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • How often is the CDI updated?

    Annually, aligned to Census American Community Survey and Urban Institute Debt in America release windows — the slowest-moving source inputs. Between annual refreshes, faster-cadence indicators (BLS unemployment, QCEW wages) may drive light mid-year updates if a specific component moves meaningfully. Current data compiled April 14, 2026; next full refresh early 2027.

  • What does the Normal zone mean?

    The CDI divides counties into five zones: Healthy (below 46), Normal (46–55), Elevated (55–71), Serious (71–86), and Crisis (86 and above). Grant County's score of 48.6 sits in the Normal zone (46–55).

  • What data sources power Grant County's CDI score?

    Grant County's CDI score draws on Urban Institute Debt in America (Equifax credit-bureau panel), U.S. Census Bureau (American Community Survey 5-year, Small Area Income and Poverty Estimates), Bureau of Labor Statistics (LAUS, QCEW), U.S. Courts Administrative Office (F-5A bankruptcy filings), and HUD Fair Market Rents. Every number on this page traces to one of these public sources.

  • What is the population of Grant County?

    Grant County, Washington has a population of approximately 102,678 (2023 Census estimate), classified as a mid county.