Doddridge County, West Virginia

County Distress Index: Normal · 43.5 | 7,680 people · 42nd most distressed in West Virginia
American Default Research

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Doddridge County, WV falls within the normal range for household financial distress at 43.5 — 1986th nationally out of 3144 counties. The primary driver is Consumer Credit Distress, where residents carry heavy debt burdens with elevated delinquency and collections rates. Within West Virginia, it ranks 42nd of 55 counties. Its score is in the middle of its 6 neighboring counties.

The Numbers Behind the Score

The CDI measures five statistically derived factors of household financial distress, PCA-weighted. Doddridge County's primary driver is Consumer Credit Distress at 68.0 — above the national median.

Consumer Credit Distress Primary driver 68.0
Debt in Collections 71
Medical Debt 28
Auto Loan Delinquency 65
Credit Card Delinquency 95
Uninsured Rate 52
Subprime Credit Population 78
Structural Poverty 50.0
Unemployment Rate 49
Poverty Rate 82
Income vs. State Median 34
Child Poverty Rate 62
Disability Rate 54
Transfer Income Dependency 35
Economic Vitality 30.8
Wage-to-Rent Ratio 5
Rent-to-Income Ratio 34
Business Formation Rate 95
House Price Change (YoY) 28
Housing Cost Burden 5.0
Rent-Burdened (30%+) 5
Severely Rent-Burdened (50%+) 5
Mortgage-Burdened (30%+) 5
Homeownership Rate 5
Legal Distress 5.0
Bankruptcy Filing Rate 5

Scores are percentile-based: 50 = national median, higher = more distressed.

Neighbors and Peers

Neighboring Counties

CountyScoreZonevs. Doddridge County
Doddridge County, WV 43.5 Normal —
Lewis County, WV 57.9 Elevated +14.5
Gilmer County, WV 48.6 Normal +5.1
Harrison County, WV 46.9 Normal +3.4
Ritchie County, WV 41.3 Normal -2.2
Wetzel County, WV 40.5 Normal -3.0
Tyler County, WV 37.6 Normal -5.9

Population Peers

CountyScoreZonevs. Doddridge County
Harding County, NM 43.4 Normal -0.1
Glasscock County, TX 43.4 Normal -0.1
Decatur County, IA 43.3 Normal -0.2
Carroll County, MO 43.2 Normal -0.2
Searcy County, AR 43.8 Normal +0.4

Download Data

Export all distress indicators for Doddridge County as a CSV file.

Find Help in Doddridge County

Find an Attorney

West Virginia State Bar Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

West Virginia State Bar Lawyer Referral Service 304-558-2456

Free Legal Aid

Legal aid organizations serving Doddridge County residents at no cost.

Legal Aid of West Virginia 1-866-255-4370
Mountain State Justice, Inc. 304-344-3144

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Frequently Asked Questions

  • What is the distress score for Doddridge County, West Virginia?

    Doddridge County has a County Distress Index score of 43.5 out of 100, placing it in the Normal zone. It ranks 1,986th nationally out of 3,144 counties and 42nd in West Virginia out of 55 counties.

  • What drives financial distress in Doddridge County?

    The primary driver of distress in Doddridge County is Consumer Credit Distress, where the county scores 68.0 out of 100. This domain is measured by indicators including Debt in Collections, Medical Debt, Auto Loan Delinquency.

  • How does Doddridge County compare to neighboring counties?

    Doddridge County (43.5) can be compared to its 6 neighboring counties: Lewis County, WV (57.9); Gilmer County, WV (48.6); Harrison County, WV (46.9).

  • How is the County Distress Index calculated?

    The County Distress Index uses PCA-weighted percentile scoring across five statistically derived factors: Consumer Credit Distress (47.5%), Housing Cost Burden (22.3%), Structural Poverty (13.6%), Economic Vitality (9.2%), and Legal Distress (7.4%). Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • How often is the CDI updated?

    Annually, aligned to Census American Community Survey and Urban Institute Debt in America release windows — the slowest-moving source inputs. Between annual refreshes, faster-cadence indicators (BLS unemployment, QCEW wages) may drive light mid-year updates if a specific component moves meaningfully. Current data compiled April 14, 2026; next full refresh early 2027.

  • What does the Normal zone mean?

    The CDI divides counties into five zones: Healthy (below 46), Normal (46–55), Elevated (55–71), Serious (71–86), and Crisis (86 and above). Doddridge County's score of 43.5 sits in the Normal zone (46–55).

  • What data sources power Doddridge County's CDI score?

    Doddridge County's CDI score draws on Urban Institute Debt in America (Equifax credit-bureau panel), U.S. Census Bureau (American Community Survey 5-year, Small Area Income and Poverty Estimates), Bureau of Labor Statistics (LAUS, QCEW), U.S. Courts Administrative Office (F-5A bankruptcy filings), and HUD Fair Market Rents. Every number on this page traces to one of these public sources.

  • What is the population of Doddridge County?

    Doddridge County, West Virginia has a population of approximately 7,680 (2023 Census estimate), classified as a tiny county.