Calumet County, Wisconsin

County Distress Index: Healthy · 20.7 | 53,199 people · 71st most distressed in Wisconsin
American Default Research

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Calumet County, WI ranks among the least distressed counties in the country at 20.7 — 3059th nationally out of 3144 counties. The primary driver is Economic Vitality, where employment and wage conditions show moderate stress. Within Wisconsin, it ranks 71st of 72 counties. It scores lower than all 6 of its neighboring counties.

The Numbers Behind the Score

The CDI measures five statistically derived factors of household financial distress, PCA-weighted. Calumet County's primary driver is Economic Vitality at 58.0 — above the national median.

Economic Vitality Primary driver 58.0
Wage-to-Rent Ratio 76
Rent-to-Income Ratio 12
Business Formation Rate 87
House Price Change (YoY) 49
Housing Cost Burden 32.3
Rent-Burdened (30%+) 26
Severely Rent-Burdened (50%+) 35
Mortgage-Burdened (30%+) 67
Homeownership Rate 16
Legal Distress 30.1
Bankruptcy Filing Rate 30
Consumer Credit Distress 10.8
Debt in Collections 4
Medical Debt 43
Auto Loan Delinquency 7
Credit Card Delinquency 10
Uninsured Rate 1
Subprime Credit Population 3
Structural Poverty 5.8
Unemployment Rate 4
Poverty Rate 1
Income vs. State Median 14
Child Poverty Rate 1
Disability Rate 4
Transfer Income Dependency 5

Scores are percentile-based: 50 = national median, higher = more distressed.

Neighbors and Peers

Neighboring Counties

CountyScoreZonevs. Calumet County
Calumet County, WI 20.7 Healthy —
Winnebago County, WI 33.6 Healthy +12.9
Brown County, WI 33.1 Healthy +12.4
Fond du Lac County, WI 33.1 Healthy +12.4
Sheboygan County, WI 26.3 Healthy +5.6
Manitowoc County, WI 25.6 Healthy +4.9
Outagamie County, WI 25.2 Healthy +4.5

Population Peers

CountyScoreZonevs. Calumet County
Delaware County, OH 21.0 Healthy +0.3
Lincoln County, SD 20.3 Healthy -0.4
Ozaukee County, WI 21.3 Healthy +0.6
Oldham County, KY 19.6 Healthy -1.1
Carver County, MN 22.0 Healthy +1.3

Download Data

Export all distress indicators for Calumet County as a CSV file.

Find Help in Calumet County

Find an Attorney

State Bar of Wisconsin — Lawyer Referral and Information Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

State Bar of Wisconsin — Lawyer Referral and Information Service 608-257-4666 (Madison); 414-274-6768 (Milwaukee)

Free Legal Aid

Legal aid organizations serving Calumet County residents at no cost.

Legal Aid Society of Milwaukee 414-278-7722
Legal Action of Wisconsin 608-256-3191 (Madison); 414-278-7722 (Milwaukee)
Wisconsin Judicare 715-842-1681 (Wausau); 1-800-472-1638 (statewide)
Disability Rights Wisconsin 608-267-0214
Judicare Legal Aid (715) 842-1681

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

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Frequently Asked Questions

  • What is the distress score for Calumet County, Wisconsin?

    Calumet County has a County Distress Index score of 20.7 out of 100, placing it in the Healthy zone. It ranks 3,059th nationally out of 3,144 counties and 71st in Wisconsin out of 72 counties.

  • What drives financial distress in Calumet County?

    The primary driver of distress in Calumet County is Economic Vitality, where the county scores 58.0 out of 100. This domain is measured by indicators including Wage-to-Rent Ratio, Rent-to-Income Ratio, Business Formation Rate.

  • How does Calumet County compare to neighboring counties?

    Calumet County (20.7) can be compared to its 6 neighboring counties: Winnebago County, WI (33.6); Brown County, WI (33.1); Fond du Lac County, WI (33.1).

  • How is the County Distress Index calculated?

    The County Distress Index uses PCA-weighted percentile scoring across five statistically derived factors: Consumer Credit Distress (47.5%), Housing Cost Burden (22.3%), Structural Poverty (13.6%), Economic Vitality (9.2%), and Legal Distress (7.4%). Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • How often is the CDI updated?

    Annually, aligned to Census American Community Survey and Urban Institute Debt in America release windows — the slowest-moving source inputs. Between annual refreshes, faster-cadence indicators (BLS unemployment, QCEW wages) may drive light mid-year updates if a specific component moves meaningfully. Current data compiled April 14, 2026; next full refresh early 2027.

  • What does the Healthy zone mean?

    The CDI divides counties into five zones: Healthy (below 46), Normal (46–55), Elevated (55–71), Serious (71–86), and Crisis (86 and above). Calumet County's score of 20.7 sits in the Healthy zone (below 46).

  • What data sources power Calumet County's CDI score?

    Calumet County's CDI score draws on Urban Institute Debt in America (Equifax credit-bureau panel), U.S. Census Bureau (American Community Survey 5-year, Small Area Income and Poverty Estimates), Bureau of Labor Statistics (LAUS, QCEW), U.S. Courts Administrative Office (F-5A bankruptcy filings), and HUD Fair Market Rents. Every number on this page traces to one of these public sources.

  • What is the population of Calumet County?

    Calumet County, Wisconsin has a population of approximately 53,199 (2023 Census estimate), classified as a mid county.