Oneida County, Wisconsin

County Distress Index: Healthy · 29.2 | 38,226 people · 46th most distressed in Wisconsin
American Default Research

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Oneida County, WI ranks among the least distressed counties in the country at 29.2 — 2794th nationally out of 3144 counties. The primary driver is Structural Poverty, where household incomes are relatively strong and poverty rates are low. Within Wisconsin, it ranks 46th of 72 counties. Among its 5 neighboring counties, 4 show more distress.

The Numbers Behind the Score

The CDI measures five statistically derived factors of household financial distress, PCA-weighted. Oneida County's primary driver is Structural Poverty at 40.9 — above the national median.

Structural Poverty Primary driver 40.9
Unemployment Rate 45
Poverty Rate 8
Income vs. State Median 63
Child Poverty Rate 20
Disability Rate 39
Transfer Income Dependency 53
Housing Cost Burden 37.3
Rent-Burdened (30%+) 52
Severely Rent-Burdened (50%+) 35
Mortgage-Burdened (30%+) 43
Homeownership Rate 5
Legal Distress 35.9
Bankruptcy Filing Rate 36
Economic Vitality 28.3
Wage-to-Rent Ratio 27
Rent-to-Income Ratio 21
Business Formation Rate 51
House Price Change (YoY) 12
Consumer Credit Distress 21.2
Debt in Collections 13
Medical Debt 54
Auto Loan Delinquency 37
Credit Card Delinquency 11
Uninsured Rate 15
Subprime Credit Population 6

Scores are percentile-based: 50 = national median, higher = more distressed.

Neighbors and Peers

Neighboring Counties

CountyScoreZonevs. Oneida County
Oneida County, WI 29.2 Healthy —
Forest County, WI 39.1 Normal +9.9
Langlade County, WI 34.8 Healthy +5.5
Lincoln County, WI 34.7 Healthy +5.5
Price County, WI 33.8 Healthy +4.6
Vilas County, WI 24.4 Healthy -4.8

Population Peers

CountyScoreZonevs. Oneida County
Brown County, MN 29.2 Healthy -0.0
Henry County, IL 29.3 Healthy +0.0
Dukes County, MA 29.3 Healthy +0.1
Clayton County, IA 29.1 Healthy -0.1
Kodiak Island Borough, AK 29.3 Healthy +0.1

Download Data

Export all distress indicators for Oneida County as a CSV file.

Find Help in Oneida County

Find an Attorney

State Bar of Wisconsin — Lawyer Referral and Information Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

State Bar of Wisconsin — Lawyer Referral and Information Service 608-257-4666 (Madison); 414-274-6768 (Milwaukee)

Free Legal Aid

Legal aid organizations serving Oneida County residents at no cost.

Legal Aid Society of Milwaukee 414-278-7722
Legal Action of Wisconsin 608-256-3191 (Madison); 414-278-7722 (Milwaukee)
Wisconsin Judicare 715-842-1681 (Wausau); 1-800-472-1638 (statewide)
Disability Rights Wisconsin 608-267-0214
Judicare Legal Aid (715) 842-1681

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

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Frequently Asked Questions

  • What is the distress score for Oneida County, Wisconsin?

    Oneida County has a County Distress Index score of 29.2 out of 100, placing it in the Healthy zone. It ranks 2,794th nationally out of 3,144 counties and 46th in Wisconsin out of 72 counties.

  • What drives financial distress in Oneida County?

    The primary driver of distress in Oneida County is Structural Poverty, where the county scores 40.9 out of 100. This domain is measured by indicators including Unemployment Rate, Poverty Rate, Income vs. State Median.

  • How does Oneida County compare to neighboring counties?

    Oneida County (29.2) can be compared to its 5 neighboring counties: Forest County, WI (39.1); Langlade County, WI (34.8); Lincoln County, WI (34.7).

  • How is the County Distress Index calculated?

    The County Distress Index uses PCA-weighted percentile scoring across five statistically derived factors: Consumer Credit Distress (47.5%), Housing Cost Burden (22.3%), Structural Poverty (13.6%), Economic Vitality (9.2%), and Legal Distress (7.4%). Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • How often is the CDI updated?

    Annually, aligned to Census American Community Survey and Urban Institute Debt in America release windows — the slowest-moving source inputs. Between annual refreshes, faster-cadence indicators (BLS unemployment, QCEW wages) may drive light mid-year updates if a specific component moves meaningfully. Current data compiled April 14, 2026; next full refresh early 2027.

  • What does the Healthy zone mean?

    The CDI divides counties into five zones: Healthy (below 46), Normal (46–55), Elevated (55–71), Serious (71–86), and Crisis (86 and above). Oneida County's score of 29.2 sits in the Healthy zone (below 46).

  • What data sources power Oneida County's CDI score?

    Oneida County's CDI score draws on Urban Institute Debt in America (Equifax credit-bureau panel), U.S. Census Bureau (American Community Survey 5-year, Small Area Income and Poverty Estimates), Bureau of Labor Statistics (LAUS, QCEW), U.S. Courts Administrative Office (F-5A bankruptcy filings), and HUD Fair Market Rents. Every number on this page traces to one of these public sources.

  • What is the population of Oneida County?

    Oneida County, Wisconsin has a population of approximately 38,226 (2023 Census estimate), classified as a small county.