Albany County, Wyoming

County Distress Index: Normal · 48.0 | 38,257 people · 5th most distressed in Wyoming
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Albany County, WY falls within the normal range for household financial distress at 48.0 — 1717th nationally out of 3144 counties. The primary driver is Housing Cost Burden, where a large share of households spend more than 30% of income on housing. Within Wyoming, it ranks 5th of 23 counties. Among its 6 neighboring counties, 5 show less distress.

The Numbers Behind the Score

The CDI measures five statistically derived factors of household financial distress, PCA-weighted. Albany County's primary driver is Housing Cost Burden at 94.9 — worse than roughly 95% of U.S. counties.

Housing Cost Burden Primary driver 94.9
Rent-Burdened (30%+) 94
Severely Rent-Burdened (50%+) 99
Mortgage-Burdened (30%+) 78
Homeownership Rate 99
Consumer Credit Distress 37.9
Debt in Collections 31
Medical Debt 78
Auto Loan Delinquency 38
Credit Card Delinquency 26
Uninsured Rate 47
Subprime Credit Population 25
Structural Poverty 36.9
Unemployment Rate 16
Poverty Rate 71
Income vs. State Median 85
Child Poverty Rate 19
Disability Rate 7
Transfer Income Dependency 11
Economic Vitality 25.5
Wage-to-Rent Ratio 16
Rent-to-Income Ratio 32
Business Formation Rate 21
House Price Change (YoY) 61
Legal Distress 19.6
Bankruptcy Filing Rate 20

Scores are percentile-based: 50 = national median, higher = more distressed.

Neighbors and Peers

Neighboring Counties

CountyScoreZonevs. Albany County
Albany County, WY 48.0 Normal —
Laramie County, WY 49.0 Normal +1.0
Larimer County, CO 40.7 Normal -7.2
Converse County, WY 34.1 Healthy -13.9
Carbon County, WY 34.0 Healthy -13.9
Platte County, WY 28.6 Healthy -19.3
Jackson County, CO 25.1 Healthy -22.8

Population Peers

CountyScoreZonevs. Albany County
Rio Grande County, CO 48.0 Normal +0.0
Alleghany County, VA 47.9 Normal -0.1
Towns County, GA 48.0 Normal +0.1
Cherokee County, NC 48.0 Normal +0.1
McKean County, PA 47.8 Normal -0.1

Download Data

Export all distress indicators for Albany County as a CSV file.

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Wyoming State Bar Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Wyoming State Bar Lawyer Referral Service 307-632-9061

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Legal aid organizations serving Albany County residents at no cost.

Wyoming Legal Services 1-877-432-9955
Legal Aid of Wyoming, Inc. (307) 432-0807

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Frequently Asked Questions

  • What is the distress score for Albany County, Wyoming?

    Albany County has a County Distress Index score of 48.0 out of 100, placing it in the Normal zone. It ranks 1,717th nationally out of 3,144 counties and 5th in Wyoming out of 23 counties.

  • What drives financial distress in Albany County?

    The primary driver of distress in Albany County is Housing Cost Burden, where the county scores 94.9 out of 100. This domain is measured by indicators including Rent-Burdened (30%+), Severely Rent-Burdened (50%+), Mortgage-Burdened (30%+).

  • How does Albany County compare to neighboring counties?

    Albany County (48.0) can be compared to its 6 neighboring counties: Laramie County, WY (49.0); Larimer County, CO (40.7); Converse County, WY (34.1).

  • How is the County Distress Index calculated?

    The County Distress Index uses PCA-weighted percentile scoring across five statistically derived factors: Consumer Credit Distress (47.5%), Housing Cost Burden (22.3%), Structural Poverty (13.6%), Economic Vitality (9.2%), and Legal Distress (7.4%). Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • How often is the CDI updated?

    Annually, aligned to Census American Community Survey and Urban Institute Debt in America release windows — the slowest-moving source inputs. Between annual refreshes, faster-cadence indicators (BLS unemployment, QCEW wages) may drive light mid-year updates if a specific component moves meaningfully. Current data compiled April 14, 2026; next full refresh early 2027.

  • What does the Normal zone mean?

    The CDI divides counties into five zones: Healthy (below 46), Normal (46–55), Elevated (55–71), Serious (71–86), and Crisis (86 and above). Albany County's score of 48.0 sits in the Normal zone (46–55).

  • What data sources power Albany County's CDI score?

    Albany County's CDI score draws on Urban Institute Debt in America (Equifax credit-bureau panel), U.S. Census Bureau (American Community Survey 5-year, Small Area Income and Poverty Estimates), Bureau of Labor Statistics (LAUS, QCEW), U.S. Courts Administrative Office (F-5A bankruptcy filings), and HUD Fair Market Rents. Every number on this page traces to one of these public sources.

  • What is the population of Albany County?

    Albany County, Wyoming has a population of approximately 38,257 (2023 Census estimate), classified as a small county.