Carbon County, Wyoming

County Distress Index: Healthy · 34.0 | 14,334 people · 13th most distressed in Wyoming
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Carbon County, WY ranks among the least distressed counties in the country at 34.0 — 2521st nationally out of 3144 counties. The primary driver is Consumer Credit Distress, where debt and delinquency levels sit above the national average. Within Wyoming, it ranks 13th of 23 counties. Among its 8 neighboring counties, 6 show more distress.

The Numbers Behind the Score

The CDI measures five statistically derived factors of household financial distress, PCA-weighted. Carbon County's primary driver is Consumer Credit Distress at 48.2 — above the national median.

Consumer Credit Distress Primary driver 48.2
Debt in Collections 44
Medical Debt 75
Auto Loan Delinquency 33
Credit Card Delinquency 36
Uninsured Rate 83
Subprime Credit Population 44
Structural Poverty 40.1
Unemployment Rate 74
Poverty Rate 32
Income vs. State Median 60
Child Poverty Rate 25
Disability Rate 49
Transfer Income Dependency 11
Housing Cost Burden 15.4
Rent-Burdened (30%+) 12
Severely Rent-Burdened (50%+) 7
Mortgage-Burdened (30%+) 26
Homeownership Rate 37
Economic Vitality 14.4
Wage-to-Rent Ratio 7
Rent-to-Income Ratio 14
Business Formation Rate 14
House Price Change (YoY) 57
Legal Distress 12.1
Bankruptcy Filing Rate 12

Scores are percentile-based: 50 = national median, higher = more distressed.

Neighbors and Peers

Neighboring Counties

CountyScoreZonevs. Carbon County
Carbon County, WY 34.0 Healthy —
Fremont County, WY 52.2 Elevated +18.2
Natrona County, WY 51.4 Elevated +17.4
Albany County, WY 48.0 Normal +13.9
Sweetwater County, WY 47.5 Normal +13.4
Moffat County, CO 42.2 Normal +8.1
Converse County, WY 34.1 Healthy +0.0
Routt County, CO 28.5 Healthy -5.5
Jackson County, CO 25.1 Healthy -8.9

Population Peers

CountyScoreZonevs. Carbon County
Converse County, WY 34.1 Healthy +0.0
Knox County, ME 34.0 Healthy -0.0
Fulton County, OH 34.0 Healthy -0.0
Ravalli County, MT 34.0 Healthy -0.1
Blanco County, TX 33.9 Healthy -0.1

Download Data

Export all distress indicators for Carbon County as a CSV file.

Find Help in Carbon County

Find an Attorney

Wyoming State Bar Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Wyoming State Bar Lawyer Referral Service 307-632-9061

Free Legal Aid

Legal aid organizations serving Carbon County residents at no cost.

Wyoming Legal Services 1-877-432-9955
Legal Aid of Wyoming, Inc. (307) 432-0807

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Frequently Asked Questions

  • What is the distress score for Carbon County, Wyoming?

    Carbon County has a County Distress Index score of 34.0 out of 100, placing it in the Healthy zone. It ranks 2,521st nationally out of 3,144 counties and 13th in Wyoming out of 23 counties.

  • What drives financial distress in Carbon County?

    The primary driver of distress in Carbon County is Consumer Credit Distress, where the county scores 48.2 out of 100. This domain is measured by indicators including Debt in Collections, Medical Debt, Auto Loan Delinquency.

  • How does Carbon County compare to neighboring counties?

    Carbon County (34.0) can be compared to its 8 neighboring counties: Fremont County, WY (52.2); Natrona County, WY (51.4); Albany County, WY (48.0).

  • How is the County Distress Index calculated?

    The County Distress Index uses PCA-weighted percentile scoring across five statistically derived factors: Consumer Credit Distress (47.5%), Housing Cost Burden (22.3%), Structural Poverty (13.6%), Economic Vitality (9.2%), and Legal Distress (7.4%). Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • How often is the CDI updated?

    Annually, aligned to Census American Community Survey and Urban Institute Debt in America release windows — the slowest-moving source inputs. Between annual refreshes, faster-cadence indicators (BLS unemployment, QCEW wages) may drive light mid-year updates if a specific component moves meaningfully. Current data compiled April 14, 2026; next full refresh early 2027.

  • What does the Healthy zone mean?

    The CDI divides counties into five zones: Healthy (below 46), Normal (46–55), Elevated (55–71), Serious (71–86), and Crisis (86 and above). Carbon County's score of 34.0 sits in the Healthy zone (below 46).

  • What data sources power Carbon County's CDI score?

    Carbon County's CDI score draws on Urban Institute Debt in America (Equifax credit-bureau panel), U.S. Census Bureau (American Community Survey 5-year, Small Area Income and Poverty Estimates), Bureau of Labor Statistics (LAUS, QCEW), U.S. Courts Administrative Office (F-5A bankruptcy filings), and HUD Fair Market Rents. Every number on this page traces to one of these public sources.

  • What is the population of Carbon County?

    Carbon County, Wyoming has a population of approximately 14,334 (2023 Census estimate), classified as a small county.