Hot Springs County, Wyoming

County Distress Index: Normal · 38.0 | 4,661 people · 11th most distressed in Wyoming
American Default Research

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Hot Springs County, WY falls within the normal range for household financial distress at 38.0 — 2316th nationally out of 3144 counties. The primary driver is Structural Poverty, where income and poverty levels indicate moderate economic strain. Within Wyoming, it ranks 11th of 23 counties. Among its 3 neighboring counties, 2 show less distress.

The Numbers Behind the Score

The CDI measures five statistically derived factors of household financial distress, PCA-weighted. Hot Springs County's primary driver is Structural Poverty at 56.2 — above the national median.

Structural Poverty Primary driver 56.2
Unemployment Rate 49
Poverty Rate 30
Income vs. State Median 82
Child Poverty Rate 38
Disability Rate 81
Transfer Income Dependency 48
Economic Vitality 43.9
Wage-to-Rent Ratio 48
Rent-to-Income Ratio 28
Business Formation Rate 32
House Price Change (YoY) 94
Consumer Credit Distress 37.5
Debt in Collections 28
Medical Debt 94
Auto Loan Delinquency 35
Credit Card Delinquency 12
Uninsured Rate 84
Subprime Credit Population 16
Housing Cost Burden 35.6
Rent-Burdened (30%+) 21
Severely Rent-Burdened (50%+) 39
Mortgage-Burdened (30%+) 41
Homeownership Rate 59
Legal Distress 7.0
Bankruptcy Filing Rate 7

Scores are percentile-based: 50 = national median, higher = more distressed.

Neighbors and Peers

Neighboring Counties

CountyScoreZonevs. Hot Springs County
Hot Springs County, WY 38.0 Normal —
Fremont County, WY 52.2 Elevated +14.3
Washakie County, WY 30.4 Healthy -7.5
Park County, WY 26.9 Healthy -11.1

Population Peers

CountyScoreZonevs. Hot Springs County
Keokuk County, IA 38.0 Normal +0.1
Sitka City and Borough, AK 37.9 Normal -0.1
Jefferson County, NE 38.1 Normal +0.1
Wirt County, WV 38.1 Normal +0.2
Harper County, OK 37.7 Normal -0.2

Download Data

Export all distress indicators for Hot Springs County as a CSV file.

Find Help in Hot Springs County

Find an Attorney

Wyoming State Bar Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Wyoming State Bar Lawyer Referral Service 307-632-9061

Free Legal Aid

Legal aid organizations serving Hot Springs County residents at no cost.

Wyoming Legal Services 1-877-432-9955
Legal Aid of Wyoming, Inc. (307) 432-0807

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Frequently Asked Questions

  • What is the distress score for Hot Springs County, Wyoming?

    Hot Springs County has a County Distress Index score of 38.0 out of 100, placing it in the Normal zone. It ranks 2,316th nationally out of 3,144 counties and 11th in Wyoming out of 23 counties.

  • What drives financial distress in Hot Springs County?

    The primary driver of distress in Hot Springs County is Structural Poverty, where the county scores 56.2 out of 100. This domain is measured by indicators including Unemployment Rate, Poverty Rate, Income vs. State Median.

  • How does Hot Springs County compare to neighboring counties?

    Hot Springs County (38.0) can be compared to its 3 neighboring counties: Fremont County, WY (52.2); Washakie County, WY (30.4); Park County, WY (26.9).

  • How is the County Distress Index calculated?

    The County Distress Index uses PCA-weighted percentile scoring across five statistically derived factors: Consumer Credit Distress (47.5%), Housing Cost Burden (22.3%), Structural Poverty (13.6%), Economic Vitality (9.2%), and Legal Distress (7.4%). Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • How often is the CDI updated?

    Annually, aligned to Census American Community Survey and Urban Institute Debt in America release windows — the slowest-moving source inputs. Between annual refreshes, faster-cadence indicators (BLS unemployment, QCEW wages) may drive light mid-year updates if a specific component moves meaningfully. Current data compiled April 14, 2026; next full refresh early 2027.

  • What does the Normal zone mean?

    The CDI divides counties into five zones: Healthy (below 46), Normal (46–55), Elevated (55–71), Serious (71–86), and Crisis (86 and above). Hot Springs County's score of 38.0 sits in the Normal zone (46–55).

  • What data sources power Hot Springs County's CDI score?

    Hot Springs County's CDI score draws on Urban Institute Debt in America (Equifax credit-bureau panel), U.S. Census Bureau (American Community Survey 5-year, Small Area Income and Poverty Estimates), Bureau of Labor Statistics (LAUS, QCEW), U.S. Courts Administrative Office (F-5A bankruptcy filings), and HUD Fair Market Rents. Every number on this page traces to one of these public sources.

  • What is the population of Hot Springs County?

    Hot Springs County, Wyoming has a population of approximately 4,661 (2023 Census estimate), classified as a tiny county.