Natrona County, Wyoming

County Distress Index: Elevated · 51.4 | 79,941 people · 2nd most distressed in Wyoming
American Default Research

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Natrona County, WY registers elevated household financial distress with a score of 51.4 — 1489th nationally out of 3144 counties. The primary driver is Housing Cost Burden, where housing costs consume a moderate share of household income. Within Wyoming, it ranks 2nd of 23 counties. Among its 5 neighboring counties, 4 show less distress.

The Numbers Behind the Score

The CDI measures five statistically derived factors of household financial distress, PCA-weighted. Natrona County's primary driver is Housing Cost Burden at 64.8 — above the national median.

Housing Cost Burden Primary driver 64.8
Rent-Burdened (30%+) 66
Severely Rent-Burdened (50%+) 66
Mortgage-Burdened (30%+) 70
Homeownership Rate 54
Consumer Credit Distress 57.7
Debt in Collections 62
Medical Debt 96
Auto Loan Delinquency 37
Credit Card Delinquency 40
Uninsured Rate 75
Subprime Credit Population 54
Legal Distress 53.9
Bankruptcy Filing Rate 54
Structural Poverty 30.6
Unemployment Rate 49
Poverty Rate 24
Income vs. State Median 41
Child Poverty Rate 18
Disability Rate 50
Transfer Income Dependency 9
Economic Vitality 15.6
Wage-to-Rent Ratio 14
Rent-to-Income Ratio 18
Business Formation Rate 1
House Price Change (YoY) 45

Scores are percentile-based: 50 = national median, higher = more distressed.

Neighbors and Peers

Neighboring Counties

CountyScoreZonevs. Natrona County
Natrona County, WY 51.4 Elevated —
Fremont County, WY 52.2 Elevated +0.8
Converse County, WY 34.1 Healthy -17.3
Carbon County, WY 34.0 Healthy -17.4
Washakie County, WY 30.4 Healthy -21.0
Johnson County, WY 21.1 Healthy -30.3

Population Peers

CountyScoreZonevs. Natrona County
Jackson County, GA 51.4 Elevated -0.0
Black Hawk County, IA 51.4 Elevated -0.0
Pottawattamie County, IA 51.5 Elevated +0.1
Washington County, NY 51.3 Elevated -0.1
Wood County, WV 51.5 Elevated +0.1

Download Data

Export all distress indicators for Natrona County as a CSV file.

Find Help in Natrona County

HUD-Approved Housing Counselors

Free foreclosure prevention and financial counseling near Natrona County.

WYOMING HOUSING NETWORK, INC.
Casper
307-472-5843 Website
Foreclosure PreventionFinancial CounselingFinancial CounselingHomeless/Displacement

See all counselors in Wyoming →

Find an Attorney

Wyoming State Bar Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Wyoming State Bar Lawyer Referral Service 307-632-9061

Free Legal Aid

Legal aid organizations serving Natrona County residents at no cost.

Wyoming Legal Services 1-877-432-9955
Legal Aid of Wyoming, Inc. (307) 432-0807

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

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Frequently Asked Questions

  • What is the distress score for Natrona County, Wyoming?

    Natrona County has a County Distress Index score of 51.4 out of 100, placing it in the Elevated zone. It ranks 1,489th nationally out of 3,144 counties and 2nd in Wyoming out of 23 counties.

  • What drives financial distress in Natrona County?

    The primary driver of distress in Natrona County is Housing Cost Burden, where the county scores 64.8 out of 100. This domain is measured by indicators including Rent-Burdened (30%+), Severely Rent-Burdened (50%+), Mortgage-Burdened (30%+).

  • How does Natrona County compare to neighboring counties?

    Natrona County (51.4) can be compared to its 5 neighboring counties: Fremont County, WY (52.2); Converse County, WY (34.1); Carbon County, WY (34.0).

  • How is the County Distress Index calculated?

    The County Distress Index uses PCA-weighted percentile scoring across five statistically derived factors: Consumer Credit Distress (47.5%), Housing Cost Burden (22.3%), Structural Poverty (13.6%), Economic Vitality (9.2%), and Legal Distress (7.4%). Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • How often is the CDI updated?

    Annually, aligned to Census American Community Survey and Urban Institute Debt in America release windows — the slowest-moving source inputs. Between annual refreshes, faster-cadence indicators (BLS unemployment, QCEW wages) may drive light mid-year updates if a specific component moves meaningfully. Current data compiled April 14, 2026; next full refresh early 2027.

  • What does the Elevated zone mean?

    The CDI divides counties into five zones: Healthy (below 46), Normal (46–55), Elevated (55–71), Serious (71–86), and Crisis (86 and above). Natrona County's score of 51.4 sits in the Elevated zone (55–71).

  • What data sources power Natrona County's CDI score?

    Natrona County's CDI score draws on Urban Institute Debt in America (Equifax credit-bureau panel), U.S. Census Bureau (American Community Survey 5-year, Small Area Income and Poverty Estimates), Bureau of Labor Statistics (LAUS, QCEW), U.S. Courts Administrative Office (F-5A bankruptcy filings), and HUD Fair Market Rents. Every number on this page traces to one of these public sources.

  • What is the population of Natrona County?

    Natrona County, Wyoming has a population of approximately 79,941 (2023 Census estimate), classified as a mid county.