Sublette County, Wyoming

County Distress Index: Healthy · 33.8 | 8,969 people · 14th most distressed in Wyoming
American Default Research

Behind on your mortgage or facing eviction? Take a 2-minute assessment to see your options.

Sublette County, WY ranks among the least distressed counties in the country at 33.8 — 2534th nationally out of 3144 counties. The primary driver is Consumer Credit Distress, where debt and delinquency rates remain below the national norm. Within Wyoming, it ranks 14th of 23 counties. Its score is in the middle of its 4 neighboring counties.

The Numbers Behind the Score

The CDI measures five statistically derived factors of household financial distress, PCA-weighted. Sublette County's primary driver is Consumer Credit Distress at 42.2 — above the national median.

Consumer Credit Distress Primary driver 42.2
Debt in Collections 32
Medical Debt 79
Auto Loan Delinquency 52
Credit Card Delinquency 33
Uninsured Rate 63
Subprime Credit Population 20
Housing Cost Burden 39.4
Rent-Burdened (30%+) 55
Severely Rent-Burdened (50%+) 29
Mortgage-Burdened (30%+) 61
Homeownership Rate 14
Structural Poverty 22.4
Unemployment Rate 45
Poverty Rate 5
Income vs. State Median 27
Child Poverty Rate 5
Disability Rate 49
Transfer Income Dependency 10
Legal Distress 12.0
Bankruptcy Filing Rate 12
Economic Vitality 11.4
Wage-to-Rent Ratio 5
Rent-to-Income Ratio 5
Business Formation Rate 5
House Price Change (YoY) 76

Scores are percentile-based: 50 = national median, higher = more distressed.

Neighbors and Peers

Neighboring Counties

CountyScoreZonevs. Sublette County
Sublette County, WY 33.8 Healthy —
Fremont County, WY 52.2 Elevated +18.4
Sweetwater County, WY 47.5 Normal +13.6
Teton County, WY 25.3 Healthy -8.5
Lincoln County, WY 17.1 Healthy -16.8

Population Peers

CountyScoreZonevs. Sublette County
Morrill County, NE 33.8 Healthy -0.0
Rush County, KS 33.8 Healthy +0.0
Dolores County, CO 33.7 Healthy -0.1
Chouteau County, MT 33.7 Healthy -0.1
Grant County, ND 33.7 Healthy -0.1

Download Data

Export all distress indicators for Sublette County as a CSV file.

Find Help in Sublette County

Find an Attorney

Wyoming State Bar Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Wyoming State Bar Lawyer Referral Service 307-632-9061

Free Legal Aid

Legal aid organizations serving Sublette County residents at no cost.

Wyoming Legal Services 1-877-432-9955
Legal Aid of Wyoming, Inc. (307) 432-0807

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

Need legal help? Find a foreclosure defense attorney in Wyoming →

Continue Reading

Frequently Asked Questions

  • What is the distress score for Sublette County, Wyoming?

    Sublette County has a County Distress Index score of 33.8 out of 100, placing it in the Healthy zone. It ranks 2,534th nationally out of 3,144 counties and 14th in Wyoming out of 23 counties.

  • What drives financial distress in Sublette County?

    The primary driver of distress in Sublette County is Consumer Credit Distress, where the county scores 42.2 out of 100. This domain is measured by indicators including Debt in Collections, Medical Debt, Auto Loan Delinquency.

  • How does Sublette County compare to neighboring counties?

    Sublette County (33.8) can be compared to its 4 neighboring counties: Fremont County, WY (52.2); Sweetwater County, WY (47.5); Teton County, WY (25.3).

  • How is the County Distress Index calculated?

    The County Distress Index uses PCA-weighted percentile scoring across five statistically derived factors: Consumer Credit Distress (47.5%), Housing Cost Burden (22.3%), Structural Poverty (13.6%), Economic Vitality (9.2%), and Legal Distress (7.4%). Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • How often is the CDI updated?

    Annually, aligned to Census American Community Survey and Urban Institute Debt in America release windows — the slowest-moving source inputs. Between annual refreshes, faster-cadence indicators (BLS unemployment, QCEW wages) may drive light mid-year updates if a specific component moves meaningfully. Current data compiled April 14, 2026; next full refresh early 2027.

  • What does the Healthy zone mean?

    The CDI divides counties into five zones: Healthy (below 46), Normal (46–55), Elevated (55–71), Serious (71–86), and Crisis (86 and above). Sublette County's score of 33.8 sits in the Healthy zone (below 46).

  • What data sources power Sublette County's CDI score?

    Sublette County's CDI score draws on Urban Institute Debt in America (Equifax credit-bureau panel), U.S. Census Bureau (American Community Survey 5-year, Small Area Income and Poverty Estimates), Bureau of Labor Statistics (LAUS, QCEW), U.S. Courts Administrative Office (F-5A bankruptcy filings), and HUD Fair Market Rents. Every number on this page traces to one of these public sources.

  • What is the population of Sublette County?

    Sublette County, Wyoming has a population of approximately 8,969 (2023 Census estimate), classified as a tiny county.