Randolph County, Alabama

County Distress Index: Serious · 66.1 | 22,786 people · 31st most distressed in Alabama
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Randolph County, AL shows significant household financial distress with a score of 66.1 — 596th nationally out of 3144 counties. The primary driver is Legal Distress, where bankruptcy filing rates are well above the national average. Within Alabama, it ranks 31st of 67 counties. Among its 7 neighboring counties, 4 show more distress.

The Numbers Behind the Score

The CDI measures five statistically derived factors of household financial distress, PCA-weighted. Randolph County's primary driver is Legal Distress at 97.1 — worse than roughly 97% of U.S. counties.

Legal Distress Primary driver 97.1
Bankruptcy Filing Rate 97
Consumer Credit Distress 83.7
Debt in Collections 90
Medical Debt 58
Auto Loan Delinquency 92
Credit Card Delinquency 94
Uninsured Rate 58
Subprime Credit Population 89
Structural Poverty 57.7
Unemployment Rate 8
Poverty Rate 67
Income vs. State Median 31
Child Poverty Rate 80
Disability Rate 68
Transfer Income Dependency 86
Housing Cost Burden 43.8
Rent-Burdened (30%+) 35
Severely Rent-Burdened (50%+) 63
Mortgage-Burdened (30%+) 35
Homeownership Rate 25
Economic Vitality 17.0
Wage-to-Rent Ratio 18
Rent-to-Income Ratio 8
Business Formation Rate 38
House Price Change (YoY) 1

Scores are percentile-based: 50 = national median, higher = more distressed.

Neighbors and Peers

Neighboring Counties

CountyScoreZonevs. Randolph County
Randolph County, AL 66.1 Serious —
Troup County, GA 82.3 Crisis +16.2
Carroll County, GA 76.9 Serious +10.8
Heard County, GA 69.2 Serious +3.1
Chambers County, AL 68.5 Serious +2.4
Clay County, AL 58.9 Elevated -7.2
Cleburne County, AL 54.7 Elevated -11.5
Tallapoosa County, AL 52.7 Elevated -13.4

Population Peers

CountyScoreZonevs. Randolph County
Glacier County, MT 66.2 Serious +0.1
Choctaw County, AL 66.2 Serious +0.1
Tattnall County, GA 66.2 Serious +0.1
Kay County, OK 66.0 Serious -0.2
Newberry County, SC 66.3 Serious +0.2

Download Data

Export all distress indicators for Randolph County as a CSV file.

Find Help in Randolph County

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Alabama State Bar Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Alabama State Bar Lawyer Referral Service 1-800-392-5660

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Legal aid organizations serving Randolph County residents at no cost.

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Frequently Asked Questions

  • What is the distress score for Randolph County, Alabama?

    Randolph County has a County Distress Index score of 66.1 out of 100, placing it in the Serious zone. It ranks 596th nationally out of 3,144 counties and 31st in Alabama out of 67 counties.

  • What drives financial distress in Randolph County?

    The primary driver of distress in Randolph County is Legal Distress, where the county scores 97.1 out of 100. This domain is measured by indicators including Bankruptcy Filing Rate.

  • How does Randolph County compare to neighboring counties?

    Randolph County (66.1) can be compared to its 7 neighboring counties: Troup County, GA (82.3); Carroll County, GA (76.9); Heard County, GA (69.2).

  • How is the County Distress Index calculated?

    The County Distress Index uses PCA-weighted percentile scoring across five statistically derived factors: Consumer Credit Distress (47.5%), Housing Cost Burden (22.3%), Structural Poverty (13.6%), Economic Vitality (9.2%), and Legal Distress (7.4%). Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • How often is the CDI updated?

    Annually, aligned to Census American Community Survey and Urban Institute Debt in America release windows — the slowest-moving source inputs. Between annual refreshes, faster-cadence indicators (BLS unemployment, QCEW wages) may drive light mid-year updates if a specific component moves meaningfully. Current data compiled April 14, 2026; next full refresh early 2027.

  • What does the Serious zone mean?

    The CDI divides counties into five zones: Healthy (below 46), Normal (46–55), Elevated (55–71), Serious (71–86), and Crisis (86 and above). Randolph County's score of 66.1 sits in the Serious zone (71–86).

  • What data sources power Randolph County's CDI score?

    Randolph County's CDI score draws on Urban Institute Debt in America (Equifax credit-bureau panel), U.S. Census Bureau (American Community Survey 5-year, Small Area Income and Poverty Estimates), Bureau of Labor Statistics (LAUS, QCEW), U.S. Courts Administrative Office (F-5A bankruptcy filings), and HUD Fair Market Rents. Every number on this page traces to one of these public sources.

  • What is the population of Randolph County?

    Randolph County, Alabama has a population of approximately 22,786 (2023 Census estimate), classified as a small county.