Lake and Peninsula Borough, Alaska
4× the national median for uninsured rate.
Main Findings
Lake and Peninsula Borough, Alaska is more distressed than 32% of U.S. counties on the County Distress Index. Lake and Peninsula Borough sits near the national median across major distress indicators. Its highest-scoring domain is Safety Net & Buffer and its lowest is Default & Legal.
- 11th of 30 counties in Alaska on the County Distress Index — 32 · low-moderate county distress, more distressed than 32% of U.S. counties.
- 32% of residents lack health insurance (U.S. median 8%). Uninsured rate at the 95th percentile nationally. Source: U.S. Census Bureau, ACS 5-year (2024).
- Unemployment (average of monthly rates) at 7% — national median 4%, ranked at the 95th percentile. Source: U.S. Bureau of Labor Statistics, LAUS (monthly rates averaged, September 2025 to August 2026; no figures published for October 2025).
- Rent-to-income ratio at 21% — national median 21%, ranked at the 54th percentile. Source: U.S. Department of Housing and Urban Development Fair Market Rents (FY2027); U.S. Census Bureau, SAIPE (2024).
- Delinquency domain score 24 — weight 20.0% of the CDI composite. Source: American Default Research.
Neighbors span four CDI score labels. The 52-point drop to Kodiak Island Borough marks where the Alaska distress corridor ends.
Lake and Peninsula Borough has a low-moderate county distress score. The CDI reading is a county comparison, separate from national ADI bands.
The CDI gives this county a low-moderate county distress label. The label comes from the score, while the rank compares the county with the current national cross-section. Its highest-scoring domain is Safety Net & Buffer.
Reporter's Notes
Two data points in the indicator table worth a follow-up call.
According to U.S. Census Bureau, ACS 5-year (2024), Lake and Peninsula Borough's disability rate indicator is at the 11th percentile. American Default Research's CDI places every other indicator in the Safety Net & Buffer domain at or above the 71st percentile. The gap stands out against child poverty rate and poverty rate. Worth a call to the source agency or a local subject-matter contact in King Salmon.
According to U.S. Census Bureau, SAIPE (2024), 30% of children under 18 in Lake and Peninsula Borough live below the federal poverty line, versus 17% nationally. When a county's adult poverty rate is accompanied by a materially higher child poverty rate, the gap typically reflects single-parent household concentration or limited access to workforce-participation supports (childcare, transportation). Worth a call to the local school district's free-and-reduced-lunch coordinator or a regional United Way affiliate.
Indicator History
Period-correct raw indicators from the county-history panel. The CDI composite is excluded because it is a current cross-sectional score.
Unemployment rate
Poverty rate
Transfer income share
Subprime credit population
The Indicators Behind Lake and Peninsula Borough's CDI Score
Every number traces to a public source. Lake and Peninsula Borough's value shown alongside AK's median and the U.S. median. Full CSV available for download.
| Indicator | Lake and Peninsula Borough | AK median | U.S. median | Pctile | Source |
|---|---|---|---|---|---|
| Delinquency — domain score 24 · Rank 2,449 of 3,144 | |||||
| Auto loan delinquency Share of auto loan accounts 60+ days past due | 2% | 2% | 5% | 9th | Urban Institute Debt in America (2025) |
| Credit card delinquency Share of credit card accounts 60+ days past due | 4% | 4% | 5% | 25th | Urban Institute Debt in America (2025) |
| Subprime credit share Share of residents with a credit score below 660 | 21% | 18% | 23% | 39th | Equifax data retrieved via FRED (2025) |
| Default & Legal — domain score 19 · Rank 2,820 of 3,144 | |||||
| Debt in collections Share of residents with a credit file who have debt in collections | 18% | 18% | 23% | 32nd | Urban Institute Debt in America (2025) |
| Bankruptcy filing rate Personal bankruptcy filings per 100,000 residents | 34 | 34 | 126 | 5th | Administrative Office of the U.S. Courts, F-5A (2025) |
| Debt Burden (housing basis) — domain score 29 · Rank 2,457 of 3,144 | |||||
| Rent-to-income ratio Fair Market Rent (2BR) as share of median household income | 21% | 22% | 21% | 54th | U.S. Department of Housing and Urban Development Fair Market Rents (FY2027); U.S. Census Bureau, SAIPE (2024) |
| Severe rent burden (50%+) Share of renter households paying 50%+ of income on rent | 1% | 11% | 18% | 5th | U.S. Census Bureau, ACS 5-year (2024) |
| Labor — domain score 55 · Rank 1,352 of 3,144 | |||||
| Adults 25-54 not working Share of adults aged 25 to 54 without a job, leaving out residents of prisons and other institutions (service members count as working) | 15% | 20% | 21% | 16th | U.S. Census Bureau, ACS 5-year (2024) |
| Unemployment (average of monthly rates) Share of labor force unemployed, averaged over the monthly rates published for September 2025 to August 2026 (no figures published for October 2025) | 7% | 6% | 4% | 95th | U.S. Bureau of Labor Statistics, LAUS (monthly rates averaged, September 2025 to August 2026; no figures published for October 2025) |
| Safety Net & Buffer — domain score 71 · Rank 740 of 3,144 | |||||
| Child poverty rate Share of children under 18 below the federal poverty line | 30% | 15% | 17% | 92nd | U.S. Census Bureau, SAIPE (2024) |
| Disability rate Share of residents reporting a disability | 12% | 14% | 16% | 11th | U.S. Census Bureau, ACS 5-year (2024) |
| Poverty rate Share of population below the federal poverty line | 20% | 12% | 13% | 88th | U.S. Census Bureau, SAIPE (2024) |
| Uninsured rate Share of residents without health insurance coverage | 32% | 12% | 8% | 95th | U.S. Census Bureau, ACS 5-year (2024) |
Five-Domain Breakdown
The CDI is an equal-weight composite of five family-v1 distress domains. Each domain contributes 20% of the county score.
Methodology
The County Distress Index scores household financial distress from 0 to 100 for all 3,144 U.S. counties. A county's score is the share of U.S. counties it is more distressed than. The index is built from five equal-weighted domains: Delinquency, Default & Legal, Debt Burden, Labor, and Safety Net & Buffer. Each domain is the mean of distress-oriented indicator percentiles; the five domains are averaged, and that average is ranked against every other county to give the score.
Data sources include the Urban Institute Debt in America (Equifax consumer credit panel), Equifax data retrieved via FRED (subprime credit share), U.S. Census Bureau (American Community Survey 5-year, Small Area Income and Poverty Estimates), U.S. Bureau of Labor Statistics (Local Area Unemployment Statistics), Administrative Office of the U.S. Courts (F-5A bankruptcy filings), and U.S. Department of Housing and Urban Development Fair Market Rents. Data vintages range from 2024 to 2027 depending on source; full indicator-level vintage detail is in the methodology document.
For Press & Research
Everything you need to cite Lake and Peninsula Borough data.
Draft wire copy 137-word AP-style article — use freely with attribution
KING SALMON, Alaska — Lake and Peninsula Borough is more distressed than 32% of U.S. counties, according to the County Distress Index released this month by American Default Research.
Lake and Peninsula Borough scores 32 out of 100, which means it is more distressed than 32% of U.S. counties; its score label is low-moderate county distress. Within Alaska, Lake and Peninsula Borough ranks 11th of 30 boroughs and census areas.
The index, which draws on 14 source indicators from the U.S. Census Bureau, Bureau of Labor Statistics, Urban Institute and federal court filings, finds Lake and Peninsula Borough sitting near the national median across major distress indicators, with no single domain emerging as a clear driver.
American Default Research founder Ross Kilburn is available for interview at press@americandefault.org.
Full methodology and county-by-county data are available at americandefault.org/methodology/cdi.
Frequently Asked Questions
What is Lake and Peninsula Borough's CDI score, and what does it mean?
What drives Lake and Peninsula Borough's distress score?
How does Lake and Peninsula Borough compare to its neighbors?
How is the County Distress Index calculated?
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