#2,125 Alaska · 2026

Matanuska-Susitna Borough, Alaska

Second-least distressed fifth 2,125th of 3,144 counties nationally · 115,239 residents How this is calculated →
The headline number
5% Matanuska-Susitna Borough residents
vs.
4% U.S. median

Above the national median for unemployment — and 17.3× the rate of the healthiest U.S. county (Loving County, TX — 0%).

BLS LAUS (Dec 2025)

Main Findings

Wire lede · 27 words · paste-ready

Matanuska-Susitna Borough, Alaska ranks 2,125th most distressed in the United States on the County Distress Index. Matanuska-Susitna Borough sits near the national median across major distress indicators.

Key Findings
  • 2,125th of 3,144 counties on the County Distress Index — Second-least distressed fifth, 13th in Alaska.
  • 5% of the labor force is unemployed (U.S. median 4%). Unemployment at the 89th percentile nationally.
  • Severe rent burden (50%+) at 21% — national median 18%, ranked at the 68th percentile.
  • Uninsured rate at 12% — national median 8%, ranked at the 78th percentile.
  • Safety Net & Buffer domain score 26 — weight 20.0% of the CDI composite.
Distinctive Signals
Boundary Signal

Neighbors span three CDI distress fifths. The 31-point drop to Denali Borough marks where the Alaska distress corridor ends.

County Distress Index cluster map. Matanuska-Susitna Borough, Alaska and its neighbors colored by distress fifth.
Matanuska-Susitna Borough and its 8 geographic neighbors, graded by County Distress Index score. Matanuska-Susitna Borough ranks 2,125th of 3,144. American Default Research
Wire quote — paste-ready, any angle 21 words

"Matanuska-Susitna Borough ranks in the second-least distressed fifth of U.S. counties. The state rank and domain mix give the county-level context."

— Ross Kilburn, Founder, American Default Research
Analyst quote — for feature use 25 words

"The CDI places this county in the second-least distressed fifth nationally. The rank still belongs in context with state position and the highest-scoring local domain."

— Ross Kilburn, Founder, American Default Research

The Indicators Behind Matanuska-Susitna Borough's CDI Score

Every number traces to a public source. Matanuska-Susitna Borough's value shown alongside AK's median and the U.S. median. Full CSV available for download.

How to read the table. A domain score is a 0–100 composite of the indicators in that domain, where 50 = U.S. county median and higher = more distressed. Percentile is Matanuska-Susitna Borough's national rank among all 3,144 U.S. counties for that indicator, always oriented so higher = more distressed.
Indicator Matanuska-Susitna Borough AK median U.S. median Pctile Source
Delinquency — domain score 27 · Rank 2,372 of 3,144
Auto loan delinquency Share of auto loan accounts 60+ days past due 4% 2% 5% 26th Urban Institute (2024)
Credit card delinquency Share of credit card accounts 60+ days past due 4% 4% 5% 28th Urban Institute (2024)
Subprime credit share Share of residents with a credit score below 660 18% 18% 23% 26th Urban Institute (2024)
Default & Legal — domain score 20 · Rank 2,784 of 3,144
Debt in collections Share of residents with a credit file who have debt in collections 18% 18% 23% 32nd Urban Institute (2024)
Bankruptcy filing rate Personal bankruptcy filings per 100,000 residents 43 34 126 7th US Courts F-5A (2025)
Debt Burden (housing basis) — domain score 42 · Rank 1,910 of 3,144
Rent-to-income ratio Fair Market Rent (2BR) as share of median household income 18% 22% 21% 16th HUD FMR × Census ACS (2024)
Severe rent burden (50%+) Share of renter households paying 50%+ of income on rent 21% 10% 18% 68th Census ACS 5-yr (2023)
Labor — domain score 89 · Rank 331 of 3,144
Unemployment Share of labor force unemployed 5% 7% 4% 89th BLS LAUS (Dec 2025)
Safety Net & Buffer — domain score 26 · Rank 2,525 of 3,144
Child poverty rate Share of children under 18 below the federal poverty line 10% 14% 18% 12th Census SAIPE (2023)
Disability rate Share of residents reporting a disability 14% 14% 16% 28th Census ACS 5-yr (2023)
Poverty rate Share of population below the federal poverty line 10% 12% 14% 18th Census SAIPE (2023)
Transfer-income dependency Share of personal income from government transfers 19% 24% 27% 17th BEA Regional Personal Income (2023)
Uninsured rate Share of residents without health insurance coverage 12% 14% 8% 78th Census ACS 5-yr (2023)
Data compiled April 2026 from Urban Institute Debt in America (Equifax 2024 panel), U.S. Census Bureau (ACS 5-yr 2023, SAIPE 2023, Business Formation Statistics 2024), Bureau of Labor Statistics (LAUS Dec 2025, QCEW 2024), U.S. Courts Administrative Office (F-5A bankruptcy filings 2025), and HUD Fair Market Rents (FY2024).

Five-Domain Breakdown

The CDI is an equal-weight composite of five family-v1 distress domains. Each domain contributes 20% of the county score.

Labor Primary driver 89
Weight 20% · Rank 331 of 3,144
Debt Burden (housing basis) 42
Weight 20% · Rank 1,910 of 3,144
Delinquency 27
Weight 20% · Rank 2,372 of 3,144
Safety Net & Buffer 26
Weight 20% · Rank 2,525 of 3,144
Default & Legal 20
Weight 20% · Rank 2,784 of 3,144

Methodology

The County Distress Index is a 0–100 composite score of household financial distress, computed for all 3,144 U.S. counties. Higher scores indicate greater distress. The index is built from five equal-weighted domains: Delinquency, Default & Legal, Debt Burden, Labor, and Safety Net & Buffer. Each domain is the mean of distress-oriented indicator percentiles; the CDI score is the equal-weight mean of those domain scores.

Data sources include the Urban Institute Debt in America (Equifax consumer credit panel), U.S. Census Bureau (American Community Survey 5-year, Small Area Income and Poverty Estimates, Business Formation Statistics), Bureau of Labor Statistics (Local Area Unemployment Statistics, Quarterly Census of Employment and Wages), U.S. Courts Administrative Office (F-5A bankruptcy filings), and HUD Fair Market Rents. Data vintages range from 2023 to 2025 depending on source; full indicator-level vintage detail is in the methodology document.

For Press & Research

Everything you need to cite Matanuska-Susitna Borough data — in under 60 seconds.

Embed preview — paste into any CMS <iframe src="https://americandefault.org/embed/county/02170/" width="600" height="300" frameborder="0" scrolling="no" style="border:1px solid #e5e7eb;border-radius:8px;" title="Matanuska-Susitna Borough, AK — County Distress Index"></iframe>
Press contact: Ross Kilburn · press@americandefault.org · (307) 264-2992 · same-day response, 9am–6pm ET
Draft wire copy 147-word AP-style article — use freely with attribution
DRAFT · 147 words · for immediate release · cleared for reuse with attribution to American Default Research

PALMER, Alaska — Matanuska-Susitna Borough ranks 2,125th among the nation's most financially distressed counties, according to the County Distress Index released this month by American Default Research.

The composite score of 41 out of 100 places Matanuska-Susitna Borough in the second-least distressed fifth. Among 3,144 U.S. counties scored, 2,124 counties rank more distressed. Within Alaska, Matanuska-Susitna Borough ranks 13th of 30 boroughs and census areas.

The index, which draws on 16 source indicators from the U.S. Census Bureau, Bureau of Labor Statistics, Urban Institute and federal court filings, finds Matanuska-Susitna Borough sitting near the national median across major distress indicators, with no single domain emerging as a clear driver.

"Matanuska-Susitna Borough ranks in the second-least distressed fifth of U.S. counties. The state rank and domain mix give the county-level context," said Ross Kilburn, founder of American Default Research.

Full methodology and county-by-county data are available at americandefault.org/methodology/cdi.

— 30 —

Frequently Asked Questions

What is Matanuska-Susitna Borough's CDI score, and what does it mean?

Matanuska-Susitna Borough scores 41 out of 100 on the County Distress Index, placing it in the second-least distressed fifth. It ranks 2,125th of 3,144 U.S. counties and 13th of 30 Alaska boroughs and census areas. Higher county scores indicate more distress.

What drives Matanuska-Susitna Borough's distress score?

The highest-scoring domain is Labor, at a domain score of 89. Unemployment ranks at the 89th percentile nationally.

How does Matanuska-Susitna Borough compare to its neighbors?

Matanuska-Susitna Borough's neighbors span three CDI distress fifths. Highest-distress neighbor: Bethel Census Area (59.50, Second-most distressed fifth). Lowest: Denali Borough (28.03, Least distressed fifth).

How is the County Distress Index calculated?

The CDI is a 0–100 composite of 16 source indicators across five equal-weighted domains: Delinquency, Default & Legal, Debt Burden, Labor, and Safety Net & Buffer. Data comes from Urban Institute, Census Bureau, BLS, U.S. Courts, HUD, and related public sources. Full methodology →
Ross Kilburn
Written by

Ross Kilburn, Founder

Founder · American Default Research · Seattle, Washington

Two decades working directly with financially distressed American households — from property preservation in 2003, to negotiating over 1,000 short sales during the Great Recession, to foreclosure defense marketing today. Author, The Ark Law Group Complete Guide to Short Sales (Auroch Press, 2013). Founded American Default Research in 2026.

Read more
from Ross →