Daviess County, Indiana

County Distress Index: Normal · 37.9 | 33,656 people · 76th most distressed in Indiana
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Daviess County, IN falls within the normal range for household financial distress at 37.9 — 2317th nationally out of 3144 counties. The primary driver is Housing Cost Burden, where housing remains relatively affordable compared to local incomes. Within Indiana, it ranks 76th of 92 counties. Among its 5 neighboring counties, 4 show more distress.

The Numbers Behind the Score

The CDI measures five statistically derived factors of household financial distress, PCA-weighted. Daviess County's primary driver is Housing Cost Burden at 42.4 — above the national median.

Housing Cost Burden Primary driver 42.4
Rent-Burdened (30%+) 48
Severely Rent-Burdened (50%+) 37
Mortgage-Burdened (30%+) 10
Homeownership Rate 64
Consumer Credit Distress 41.7
Debt in Collections 24
Medical Debt 38
Auto Loan Delinquency 46
Credit Card Delinquency 41
Uninsured Rate 99
Subprime Credit Population 38
Economic Vitality 38.3
Wage-to-Rent Ratio 43
Rent-to-Income Ratio 5
Business Formation Rate 57
House Price Change (YoY) 80
Legal Distress 30.8
Bankruptcy Filing Rate 31
Structural Poverty 21.2
Unemployment Rate 1
Poverty Rate 25
Income vs. State Median 22
Child Poverty Rate 26
Disability Rate 32
Transfer Income Dependency 19

Scores are percentile-based: 50 = national median, higher = more distressed.

Neighbors and Peers

Neighboring Counties

CountyScoreZonevs. Daviess County
Daviess County, IN 37.9 Normal —
Knox County, IN 53.8 Elevated +15.9
Greene County, IN 52.0 Elevated +14.0
Martin County, IN 39.5 Normal +1.6
Pike County, IN 39.3 Normal +1.4
Dubois County, IN 24.8 Healthy -13.2

Population Peers

CountyScoreZonevs. Daviess County
Crawford County, IA 38.0 Normal +0.0
Delta County, MI 38.0 Normal +0.0
North Slope Borough, AK 37.9 Normal -0.0
Clark County, IL 37.9 Normal -0.0
Fountain County, IN 38.0 Normal +0.1

Download Data

Export all distress indicators for Daviess County as a CSV file.

Find Help in Daviess County

Find an Attorney

Indiana State Bar Association — Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Indiana State Bar Association — Lawyer Referral Service 317-639-5465

Free Legal Aid

Legal aid organizations serving Daviess County residents at no cost.

Indiana Legal Services (ILS) 317-631-9410 (Indianapolis); 1-888-529-4917 (statewide hotline)
Legal Aid Society of Tippecanoe County 765-742-1050
Neighborhood Christian Legal Clinic 317-429-4131

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

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Frequently Asked Questions

  • What is the distress score for Daviess County, Indiana?

    Daviess County has a County Distress Index score of 37.9 out of 100, placing it in the Normal zone. It ranks 2,317th nationally out of 3,144 counties and 76th in Indiana out of 92 counties.

  • What drives financial distress in Daviess County?

    The primary driver of distress in Daviess County is Housing Cost Burden, where the county scores 42.4 out of 100. This domain is measured by indicators including Rent-Burdened (30%+), Severely Rent-Burdened (50%+), Mortgage-Burdened (30%+).

  • How does Daviess County compare to neighboring counties?

    Daviess County (37.9) can be compared to its 5 neighboring counties: Knox County, IN (53.8); Greene County, IN (52.0); Martin County, IN (39.5).

  • How is the County Distress Index calculated?

    The County Distress Index uses PCA-weighted percentile scoring across five statistically derived factors: Consumer Credit Distress (47.5%), Housing Cost Burden (22.3%), Structural Poverty (13.6%), Economic Vitality (9.2%), and Legal Distress (7.4%). Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • How often is the CDI updated?

    Annually, aligned to Census American Community Survey and Urban Institute Debt in America release windows — the slowest-moving source inputs. Between annual refreshes, faster-cadence indicators (BLS unemployment, QCEW wages) may drive light mid-year updates if a specific component moves meaningfully. Current data compiled April 14, 2026; next full refresh early 2027.

  • What does the Normal zone mean?

    The CDI divides counties into five zones: Healthy (below 46), Normal (46–55), Elevated (55–71), Serious (71–86), and Crisis (86 and above). Daviess County's score of 37.9 sits in the Normal zone (46–55).

  • What data sources power Daviess County's CDI score?

    Daviess County's CDI score draws on Urban Institute Debt in America (Equifax credit-bureau panel), U.S. Census Bureau (American Community Survey 5-year, Small Area Income and Poverty Estimates), Bureau of Labor Statistics (LAUS, QCEW), U.S. Courts Administrative Office (F-5A bankruptcy filings), and HUD Fair Market Rents. Every number on this page traces to one of these public sources.

  • What is the population of Daviess County?

    Daviess County, Indiana has a population of approximately 33,656 (2023 Census estimate), classified as a small county.