Chattahoochee County, Georgia

County Distress Index: Elevated · 58.1 | 8,661 people · 133rd most distressed in Georgia
American Default Research

Behind on your mortgage or facing eviction? Take a 2-minute assessment to see your options.

Chattahoochee County, GA registers elevated household financial distress with a score of 58.1 — 1069th nationally out of 3144 counties. The primary driver is Consumer Credit Distress, where residents carry heavy debt burdens with elevated delinquency and collections rates. Within Georgia, it ranks 133rd of 159 counties. It scores lower than all 5 of its neighboring counties.

The Numbers Behind the Score

The CDI measures five statistically derived factors of household financial distress, PCA-weighted. Chattahoochee County's primary driver is Consumer Credit Distress at 70.3 — above the national median.

Consumer Credit Distress Primary driver 70.3
Debt in Collections 84
Medical Debt 65
Auto Loan Delinquency 65
Credit Card Delinquency 57
Uninsured Rate 18
Subprime Credit Population 95
Economic Vitality 65.2
Wage-to-Rent Ratio 58
Rent-to-Income Ratio 65
Business Formation Rate 87
House Price Change (YoY) 59
Legal Distress 55.5
Bankruptcy Filing Rate 55
Housing Cost Burden 40.7
Rent-Burdened (30%+) 52
Severely Rent-Burdened (50%+) 17
Mortgage-Burdened (30%+) 5
Homeownership Rate 95
Structural Poverty 40.5
Unemployment Rate 93
Poverty Rate 69
Income vs. State Median 39
Child Poverty Rate 44
Disability Rate 16
Transfer Income Dependency 8

Scores are percentile-based: 50 = national median, higher = more distressed.

Neighbors and Peers

Neighboring Counties

CountyScoreZonevs. Chattahoochee County
Chattahoochee County, GA 58.1 Elevated —
Russell County, AL 86.5 Crisis +28.4
Muscogee County, GA 82.1 Crisis +24.0
Talbot County, GA 74.4 Serious +16.3
Marion County, GA 71.9 Serious +13.8
Stewart County, GA 66.9 Serious +8.8

Population Peers

CountyScoreZonevs. Chattahoochee County
Throckmorton County, TX 57.9 Elevated -0.1
Storey County, NV 58.2 Elevated +0.2
Dewey County, SD 58.2 Elevated +0.2
Montgomery County, AR 57.8 Elevated -0.2
Carroll County, MS 58.4 Elevated +0.3

Download Data

Export all distress indicators for Chattahoochee County as a CSV file.

Find Help in Chattahoochee County

Find an Attorney

State Bar of Georgia Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

State Bar of Georgia Lawyer Referral Service 404-527-8700

Free Legal Aid

Legal aid organizations serving Chattahoochee County residents at no cost.

Atlanta Legal Aid Society 404-524-5811
Georgia Legal Services Program 1-888-257-4567
Georgia Legal Aid
State Bar of Georgia Lawyer Referral Service 404-527-8700

Self-Help Resources

Georgia Legal Aid — Housing Self-help guides for Georgia foreclosure process, rights, and defenses
DCA Georgia HAF Resources Assistance programs and housing counselor referrals

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

Need legal help? Find a foreclosure defense attorney in Georgia →

Continue Reading

Frequently Asked Questions

  • What is the distress score for Chattahoochee County, Georgia?

    Chattahoochee County has a County Distress Index score of 58.1 out of 100, placing it in the Elevated zone. It ranks 1,069th nationally out of 3,144 counties and 133rd in Georgia out of 159 counties.

  • What drives financial distress in Chattahoochee County?

    The primary driver of distress in Chattahoochee County is Consumer Credit Distress, where the county scores 70.3 out of 100. This domain is measured by indicators including Debt in Collections, Medical Debt, Auto Loan Delinquency.

  • How does Chattahoochee County compare to neighboring counties?

    Chattahoochee County (58.1) can be compared to its 5 neighboring counties: Russell County, AL (86.5); Muscogee County, GA (82.1); Talbot County, GA (74.4).

  • How is the County Distress Index calculated?

    The County Distress Index uses PCA-weighted percentile scoring across five statistically derived factors: Consumer Credit Distress (47.5%), Housing Cost Burden (22.3%), Structural Poverty (13.6%), Economic Vitality (9.2%), and Legal Distress (7.4%). Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • How often is the CDI updated?

    Annually, aligned to Census American Community Survey and Urban Institute Debt in America release windows — the slowest-moving source inputs. Between annual refreshes, faster-cadence indicators (BLS unemployment, QCEW wages) may drive light mid-year updates if a specific component moves meaningfully. Current data compiled April 14, 2026; next full refresh early 2027.

  • What does the Elevated zone mean?

    The CDI divides counties into five zones: Healthy (below 46), Normal (46–55), Elevated (55–71), Serious (71–86), and Crisis (86 and above). Chattahoochee County's score of 58.1 sits in the Elevated zone (55–71).

  • What data sources power Chattahoochee County's CDI score?

    Chattahoochee County's CDI score draws on Urban Institute Debt in America (Equifax credit-bureau panel), U.S. Census Bureau (American Community Survey 5-year, Small Area Income and Poverty Estimates), Bureau of Labor Statistics (LAUS, QCEW), U.S. Courts Administrative Office (F-5A bankruptcy filings), and HUD Fair Market Rents. Every number on this page traces to one of these public sources.

  • What is the population of Chattahoochee County?

    Chattahoochee County, Georgia has a population of approximately 8,661 (2023 Census estimate), classified as a tiny county.