Crisp County, Georgia

County Distress Index: Crisis · 83.1 | 19,631 people · 12th most distressed in Georgia
American Default Research

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Crisp County, GA ranks among the most financially distressed counties in America with a score of 83.1 — 30th nationally out of 3144 counties. The primary driver is Legal Distress, where bankruptcy filing rates are well above the national average. Within Georgia, it ranks 12th of 159 counties. It scores higher than all 6 of its neighboring counties.

The Numbers Behind the Score

The CDI measures five statistically derived factors of household financial distress, PCA-weighted. Crisp County's primary driver is Legal Distress at 93.6 — worse than roughly 94% of U.S. counties.

Legal Distress Primary driver 93.6
Bankruptcy Filing Rate 94
Consumer Credit Distress 87.6
Debt in Collections 95
Medical Debt 62
Auto Loan Delinquency 87
Credit Card Delinquency 89
Uninsured Rate 91
Subprime Credit Population 95
Housing Cost Burden 86.1
Rent-Burdened (30%+) 88
Severely Rent-Burdened (50%+) 95
Mortgage-Burdened (30%+) 35
Homeownership Rate 95
Structural Poverty 81.0
Unemployment Rate 34
Poverty Rate 95
Income vs. State Median 93
Child Poverty Rate 95
Disability Rate 82
Transfer Income Dependency 77
Economic Vitality 47.1
Wage-to-Rent Ratio 44
Rent-to-Income Ratio 89
Business Formation Rate 10
House Price Change (YoY) 9

Scores are percentile-based: 50 = national median, higher = more distressed.

Neighbors and Peers

Neighboring Counties

CountyScoreZonevs. Crisp County
Crisp County, GA 83.1 Crisis —
Sumter County, GA 80.0 Crisis -3.1
Worth County, GA 76.7 Serious -6.4
Turner County, GA 72.0 Serious -11.1
Wilcox County, GA 67.6 Serious -15.5
Dooly County, GA 64.7 Elevated -18.4
Lee County, GA 63.5 Elevated -19.6

Population Peers

CountyScoreZonevs. Crisp County
Hertford County, NC 82.9 Crisis -0.2
St. Francis County, AR 83.3 Crisis +0.2
Ware County, GA 83.4 Crisis +0.3
Holmes County, MS 82.7 Crisis -0.4
Edgecombe County, NC 82.6 Crisis -0.5

Download Data

Export all distress indicators for Crisp County as a CSV file.

Find Help in Crisp County

Find an Attorney

State Bar of Georgia Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

State Bar of Georgia Lawyer Referral Service 404-527-8700

Free Legal Aid

Legal aid organizations serving Crisp County residents at no cost.

Atlanta Legal Aid Society 404-524-5811
Georgia Legal Services Program 1-888-257-4567
Georgia Legal Aid
State Bar of Georgia Lawyer Referral Service 404-527-8700

Self-Help Resources

Georgia Legal Aid — Housing Self-help guides for Georgia foreclosure process, rights, and defenses
DCA Georgia HAF Resources Assistance programs and housing counselor referrals

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Frequently Asked Questions

  • What is the distress score for Crisp County, Georgia?

    Crisp County has a County Distress Index score of 83.1 out of 100, placing it in the Crisis zone. It ranks 30th nationally out of 3,144 counties and 12th in Georgia out of 159 counties.

  • What drives financial distress in Crisp County?

    The primary driver of distress in Crisp County is Legal Distress, where the county scores 93.6 out of 100. This domain is measured by indicators including Bankruptcy Filing Rate.

  • How does Crisp County compare to neighboring counties?

    Crisp County (83.1) can be compared to its 6 neighboring counties: Sumter County, GA (80.0); Worth County, GA (76.7); Turner County, GA (72.0).

  • How is the County Distress Index calculated?

    The County Distress Index uses PCA-weighted percentile scoring across five statistically derived factors: Consumer Credit Distress (47.5%), Housing Cost Burden (22.3%), Structural Poverty (13.6%), Economic Vitality (9.2%), and Legal Distress (7.4%). Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • How often is the CDI updated?

    Annually, aligned to Census American Community Survey and Urban Institute Debt in America release windows — the slowest-moving source inputs. Between annual refreshes, faster-cadence indicators (BLS unemployment, QCEW wages) may drive light mid-year updates if a specific component moves meaningfully. Current data compiled April 14, 2026; next full refresh early 2027.

  • What does the Crisis zone mean?

    The CDI divides counties into five zones: Healthy (below 46), Normal (46–55), Elevated (55–71), Serious (71–86), and Crisis (86 and above). Crisp County's score of 83.1 sits in the Crisis zone (86 and above).

  • What data sources power Crisp County's CDI score?

    Crisp County's CDI score draws on Urban Institute Debt in America (Equifax credit-bureau panel), U.S. Census Bureau (American Community Survey 5-year, Small Area Income and Poverty Estimates), Bureau of Labor Statistics (LAUS, QCEW), U.S. Courts Administrative Office (F-5A bankruptcy filings), and HUD Fair Market Rents. Every number on this page traces to one of these public sources.

  • What is the population of Crisp County?

    Crisp County, Georgia has a population of approximately 19,631 (2023 Census estimate), classified as a small county.