Home Counties Georgia Mitchell County
#6 Top 100 Most Distressed Counties · County Distress Index · 2026

The Yield

Mitchell County, Georgia

Crisis CDI Score 87.65 · 6th of 3,144 nationally · 21,114 people How the CDI is calculated →

· Annual refresh · next update early 2027

A peanut field near Pelham, Mitchell County, Georgia.
Peanut field near Pelham, Mitchell County. Michael Rivera / Wikimedia Commons (CC BY-SA 3.0)

The top peanut county in Georgia produces $370 million in annual farm output as of 2019. Forty-two percent of its residents have debt in collections. The yield leaves. The cost stays.

What the CDI Says About Mitchell County

  • 6th most distressed county in the United States on the American Default Research County Distress Index (CDI), out of 3,144 counties scored.
  • 2nd nationally in Consumer Credit Distress — only one county in America has a worse score.
  • 42.4% of residents have debt in collections — 2.1× the national median.
  • 17.2% carry medical debt in collections — 4.6× the national median, 22nd-worst of 3,144 counties.
  • The paradox: Top peanut county in Georgia. Full employment. Second-worst consumer credit distress in the country.
Mitchell County, Georgia is the 6th-most distressed county in America on the County Distress Index. 42.4% of residents have debt in collections — more than double the national median.
American Default Research · americandefault.org/counties/georgia/mitchell-county-ga/
Ross Kilburn

What makes Mitchell different from most Crisis counties is that the jobs exist. Unemployment is under four percent. The yield leaves the county. The cost of living in it stays. That's the new pattern we're watching.

Ross Kilburn, Founder & Lead Analyst
American Default Research · 1,000+ short sales negotiated · Author, The Ark Law Group Complete Guide to Short Sales (Auroch Press, 2013)

Where the county's money goes

On December 26, 2024, a boiler exploded at the Tyson Foods poultry plant in Camilla, Georgia. A hose filled with oil ruptured, igniting the mist. One person died. Two workers were seriously burned. The Occupational Safety and Health Administration investigated and fined the company $16,550.

The plant employs 2,570 people in a county of 21,114. It processes over ten million pounds of poultry monthly. The union president, Stuart Appelbaum, called the fine "barely a drop in the bucket" for a multibillion-dollar corporation. Sixteen thousand five hundred fifty dollars. That is what the federal government assigned to what happened inside that building.

Mitchell County is also the top peanut-producing county in Georgia. 45,634 acres planted. 173 million pounds harvested. Three hundred sixty-seven farms cover most of the county, with farm gate value exceeding $370 million as of 2019. Add the chicken plant, and this county produces enormous volumes of food for the national market. The yield is real. So is the question of who benefits from it.

Full employment, crisis-level debt

Most distressed counties I've profiled have high unemployment as the obvious driver. Mitchell County doesn't. Unemployment is 3.6%, just under the national median. People are working. At the plant. At Autry State Prison, which employs 352 people to house 1,698 inmates. At the 25-bed hospital. At the schools. The Economic Vitality domain sits just above the national midpoint — still the least distressed of Mitchell's five domains, but not healthy, just the brightest spot in a dark room.

The debt numbers tell the other story. Forty-two percent of residents have debt in collections. Student loan delinquency is 31.3%, nearly double the national median. Auto loan delinquency is 13.0%, more than double. Average weekly wages are $874. Median household income is $48,774. One in four residents lives below the poverty line. One in three children.

The jobs exist. The wages don't close the gap. Mitchell County scores 87.65 on the County Distress Index. Crisis zone. Sixth most distressed county in the United States. Fourth in Georgia. Only one county in America has a worse Consumer Credit Distress domain.

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The cost of the work the county runs on

The number that pushed Mitchell County into the 99th percentile is medical debt. 17.2% of residents carry medical debt in collections — 4.6 times the national median, higher than all but 21 counties in the country.

The county has a hospital. Archbold Mitchell is a 25-bed critical access facility. The nearest full-service hospital, Phoebe Putney Memorial, is about 30 minutes north in Albany. But 18.4% of the county is uninsured — more than double the national median. Georgia has not expanded Medicaid, leaving hundreds of thousands of residents in the coverage gap: earning too much for traditional Medicaid, too little for marketplace subsidies.

In March 2020, four workers died of COVID at the Tyson plant. The union described conditions inside: 2,000 people in one facility, "working side by side" with no access to masks. The disability rate is 21.7%. Nearly 30% of the county is on SNAP. The medical bills that accumulate here are not from lifestyle choices. They are from the physical cost of the work the county runs on.

The massacre on the courthouse square

The Mitchell County courthouse sits on a square shaded by 200-year-old live oaks listed on Georgia's Register of Landmark and Historic Trees. The courthouse itself is white Georgia marble, built in 1936 with $177,792 in Public Works Administration funds.

On September 19, 1868, several hundred freedmen marched twenty-five miles from Albany to this square. They were coming to a political rally. Georgia's legislature had just expelled twenty-eight newly elected members because they were Black. Philip Joiner, one of the expelled, led the march. Whites opened fire from storefronts around the square, killing about a dozen and wounding thirty. For two weeks afterward, armed men rode through the countryside, beating and warning freedmen they would be killed if they tried to vote.

The county did not publicly acknowledge what happened until 1998. The historical marker went up in February 2023 — 155 years later, after organizer Marvin Broadwater Sr. sent what he said were 182 emails. "You can't heal a wound unless it's cleansed," Broadwater told WALB News. "Because the scab will keep coming up."

Mitchell County is roughly evenly split: 45.8% White, 45.0% Black, 5.2% Hispanic. The poverty rate for White residents is 16.6%. For Black residents, 33.3%. For Hispanic residents, 52.5%.

Signs pointing the other direction

There are signals pointing the other direction. Business applications in Mitchell County have more than doubled since 2019 — 314 new applications in 2024, a rate of 14.87 per thousand residents against a national median of 10.04. A 195-megawatt solar facility went operational in 2022, covering 1,800 acres with 650,000 panels and a 30-year power purchase agreement with Georgia Power. When Darwood Manufacturing closed in 2018 after 66 years, Fire-Dex bought the facility and brought back 58 jobs making fire protective equipment.

I don't know whether the business formation numbers represent entrepreneurship or survival — people starting ventures because the opportunity is real, or because $874 a week isn't enough and they have no other option. The data measures applications, not outcomes. Hurricane Michael destroyed 30 to 40 percent of the pecan trees in 2018. Hurricane Helene caused $6.46 billion in damage to Georgia agriculture in September 2024. A Valentine's Day tornado in 2000 killed eleven people in Camilla — all eleven in mobile homes. Manufactured housing is still 20.84% of the stock. The county earned a "storm ready" designation afterward. The designation did not replace the mobile homes.

The distress is not local

Of Mitchell's seven neighbors, two are also in Crisis. Dougherty County — Albany, the regional anchor thirty minutes north — ranks seventh nationally at 87.28. Grady County ranks fifty-fifth. The other five are all Serious. The distress is not local. It radiates across the entire southwest Georgia corridor, an eight-county cluster where nobody scores below Serious. Mitchell's bankruptcy filing rate is 3.3 times the national median, and 78.4% of those filings are Chapter 13 — the kind where you restructure your debt to keep your house. People are not walking away. They are filing paperwork to hold on to what they have while the county's yield — the peanuts, the chicken, the solar megawatts — ships out to markets that have never heard of Camilla. Watch the medical debt: Mitchell ranks 22nd of 3,144 counties in a state that hasn't expanded Medicaid. Watch the single-employer concentration — one plant closure collapses the Economic Vitality numbers, already only barely above the national midpoint. The yield keeps growing. What stays behind is the question Mitchell County has been answering for 158 years.

County Distress Index cluster map. Mitchell County, Georgia and its seven adjacent counties in southwest Georgia, colored by distress zone. Mitchell ranks 6th of 3,144 U.S. counties.
Mitchell and its seven geographic neighbors in southwest Georgia, graded by County Distress Index score. Mitchell ranks 6th of 3,144. American Default Research

Mitchell County Across the CDI's Five Domains

The County Distress Index measures five domains of household financial stress. In Mitchell County, four of five score in the top 15% of national distress. Consumer Credit Distress leads at 97.29 — rank 2 of 3,144, the second-worst score in America. Legal Distress follows at 96.60 (top 2% nationally), Housing Cost Burden at 84.18, and Structural Poverty at 77.60. The exception — Economic Vitality at 54.06 — sits just above the national midpoint, still the least distressed of Mitchell's five domains but no longer healthy. People are working. The wages don't cover the costs.

Consumer Credit Distress Primary driver 97.3
Weight 47.5% · Rank 2 of 3,144 · Percentile 100.0
Legal Distress 96.6
Weight 7.4% · Rank 67 of 3,144 · Percentile 97.9
Housing Cost Burden 84.2
Weight 22.3% · Rank 265 of 3,144 · Percentile 91.6
Structural Poverty 77.6
Weight 13.6% · Rank 457 of 3,144 · Percentile 85.5
Economic Vitality 54.1
Weight 9.2% · Rank 1,303 of 3,144 · Percentile 58.6
Methodology & Weights

The County Distress Index uses principal component analysis to derive five factors from 21 indicators across 3,144 U.S. counties. Weights are proportional to each factor's share of explained variance.

Consumer Credit Distress 47.5%
Housing Cost Burden 22.3%
Structural Poverty 13.6%
Economic Vitality 9.2%
Legal Distress 7.4%

The Indicators Behind Mitchell County's CDI Score

Every number on this page traces to a public source. Full dataset available for download. Hover any metric name for its definition.

Metric Value Source
CDI Score 87.65 (Crisis) American Default Research CDI
National Rank 6th of 3,144 American Default Research CDI
Georgia Rank 4th of 159 American Default Research CDI
Population 21,114 Census ACS 2023
Debt in Collections 42.4% Urban Institute 2024
Medical Debt in Collections 17.2% Urban Institute 2024
Poverty Rate 23.8% Census SAIPE 2023
Child Poverty Rate 33.5% Census SAIPE 2023
Unemployment Rate 3.6% BLS LAUS Dec 2025
Median Household Income $48,774 Census SAIPE 2023
Uninsured Rate 18.4% Census ACS 2023
SNAP rate 29.6% Census ACS 2023
Chapter 13 Bankruptcy Share 78.4% US Courts 2025
Bankruptcy Filing Rate 416.8 per 100k US Courts 2025
Data compiled April 14, 2026 from Urban Institute (Equifax debt panel), U.S. Census Bureau (ACS, SAIPE), Bureau of Labor Statistics (LAUS, QCEW), U.S. Courts Administrative Office (F-5A bankruptcy filings), and HUD Fair Market Rents.

Questions About Mitchell County's CDI Score

What is Mitchell County's CDI score?

Mitchell County scores 87.65 (Crisis zone) on the County Distress Index, ranking 6th most distressed of 3,144 U.S. counties and 4th in Georgia.

Why is Mitchell County distressed despite low unemployment?

Mitchell County's Economic Vitality domain scores 54.06 — just above the national midpoint, the least distressed of its five domains. Unemployment is 3.6% and wages average $874 per week. But Consumer Credit Distress scores 97.29 (rank 2 of 3,144), Legal Distress 96.60, Housing Cost Burden 84.18, and Structural Poverty 77.60 — four domains all scoring in the top 15% of national distress. The distress comes from working poverty, not joblessness.

What are the major employers in Mitchell County?

The two largest employers are the Tyson Foods poultry processing plant (2,570 employees) and Autry State Prison (352). Mitchell County Schools and Archbold Medical Center are also among the county's major employers.

How does Mitchell County compare to its neighbors?

All seven counties bordering Mitchell are in the Crisis or Serious zone on the CDI. Dougherty County (Albany) and Grady County are both in Crisis. The lowest-scoring neighbor, Baker County, scores 69.25 (Serious). The region forms the largest contiguous block of financial distress in Georgia.

What is the distress score for Mitchell County, Georgia?

Mitchell County has a County Distress Index score of 87.7 out of 100, placing it in the Crisis zone. It ranks 6th nationally out of 3,144 counties and 4th in Georgia out of 159 counties.

What drives financial distress in Mitchell County?

The primary driver of distress in Mitchell County is Consumer Credit Distress, where the county scores 97.3 out of 100. This domain is measured by indicators including Debt in Collections, Medical Debt, Auto Loan Delinquency.

How does Mitchell County compare to neighboring counties?

Mitchell County (87.7) can be compared to its 7 neighboring counties: Dougherty County, GA (87.3); Grady County, GA (80.4); Decatur County, GA (78.7).

How is the County Distress Index calculated?

The County Distress Index uses PCA-weighted percentile scoring across five statistically derived factors: Consumer Credit Distress (47.5%), Housing Cost Burden (22.3%), Structural Poverty (13.6%), Economic Vitality (9.2%), and Legal Distress (7.4%). Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

Ross Kilburn
Written by

Ross Kilburn, Founder

American Default Research · Seattle, Washington

Two decades working directly with financially distressed American households — from property preservation in 2003, to negotiating over 1,000 short sales during the Great Recession, to foreclosure defense marketing today. Author, The Ark Law Group Complete Guide to Short Sales (Auroch Press, 2013). Twice named to Puget Sound Business Journal Fast 50 for Ark Law Group. B.A., University of California, Berkeley, 1992. Founded American Default Research in 2026 to fill a gap in public data that had been empty since 2013.

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