Randolph County, Georgia

County Distress Index: Crisis · 84.9 | 6,078 people · 9th most distressed in Georgia
American Default Research

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Randolph County, GA ranks among the most financially distressed counties in America with a score of 84.9 — 18th nationally out of 3144 counties. The primary driver is Legal Distress, where bankruptcy filing rates are well above the national average. Within Georgia, it ranks 9th of 159 counties. It scores higher than all 6 of its neighboring counties.

The Numbers Behind the Score

The CDI measures five statistically derived factors of household financial distress, PCA-weighted. Randolph County's primary driver is Legal Distress at 95.0 — worse than roughly 95% of U.S. counties.

Legal Distress Primary driver 95.0
Bankruptcy Filing Rate 95
Consumer Credit Distress 90.7
Debt in Collections 95
Medical Debt 92
Auto Loan Delinquency 95
Credit Card Delinquency 95
Uninsured Rate 46
Subprime Credit Population 95
Structural Poverty 85.7
Unemployment Rate 45
Poverty Rate 95
Income vs. State Median 95
Child Poverty Rate 95
Disability Rate 75
Transfer Income Dependency 94
Housing Cost Burden 75.3
Rent-Burdened (30%+) 94
Severely Rent-Burdened (50%+) 66
Mortgage-Burdened (30%+) 13
Homeownership Rate 95
Economic Vitality 69.4
Wage-to-Rent Ratio 75
Rent-to-Income Ratio 95
Business Formation Rate 20
House Price Change (YoY) 59

Scores are percentile-based: 50 = national median, higher = more distressed.

Neighbors and Peers

Neighboring Counties

CountyScoreZonevs. Randolph County
Randolph County, GA 84.9 Crisis —
Terrell County, GA 75.6 Serious -9.3
Calhoun County, GA 71.9 Serious -13.1
Quitman County, GA 70.0 Serious -14.9
Clay County, GA 69.7 Serious -15.3
Stewart County, GA 66.9 Serious -18.1
Webster County, GA 62.0 Elevated -22.9

Population Peers

CountyScoreZonevs. Randolph County
Hancock County, GA 85.9 Crisis +0.9
Lee County, AR 83.7 Crisis -1.3
Noxubee County, MS 83.5 Crisis -1.5
East Carroll Parish, LA 82.9 Crisis -2.0
Bullock County, AL 82.5 Crisis -2.4

Download Data

Export all distress indicators for Randolph County as a CSV file.

Find Help in Randolph County

Find an Attorney

State Bar of Georgia Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

State Bar of Georgia Lawyer Referral Service 404-527-8700

Free Legal Aid

Legal aid organizations serving Randolph County residents at no cost.

Atlanta Legal Aid Society 404-524-5811
Georgia Legal Services Program 1-888-257-4567
Georgia Legal Aid
State Bar of Georgia Lawyer Referral Service 404-527-8700

Self-Help Resources

Georgia Legal Aid — Housing Self-help guides for Georgia foreclosure process, rights, and defenses
DCA Georgia HAF Resources Assistance programs and housing counselor referrals

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Frequently Asked Questions

  • What is the distress score for Randolph County, Georgia?

    Randolph County has a County Distress Index score of 84.9 out of 100, placing it in the Crisis zone. It ranks 18th nationally out of 3,144 counties and 9th in Georgia out of 159 counties.

  • What drives financial distress in Randolph County?

    The primary driver of distress in Randolph County is Legal Distress, where the county scores 95.0 out of 100. This domain is measured by indicators including Bankruptcy Filing Rate.

  • How does Randolph County compare to neighboring counties?

    Randolph County (84.9) can be compared to its 6 neighboring counties: Terrell County, GA (75.6); Calhoun County, GA (71.9); Quitman County, GA (70.0).

  • How is the County Distress Index calculated?

    The County Distress Index uses PCA-weighted percentile scoring across five statistically derived factors: Consumer Credit Distress (47.5%), Housing Cost Burden (22.3%), Structural Poverty (13.6%), Economic Vitality (9.2%), and Legal Distress (7.4%). Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • How often is the CDI updated?

    Annually, aligned to Census American Community Survey and Urban Institute Debt in America release windows — the slowest-moving source inputs. Between annual refreshes, faster-cadence indicators (BLS unemployment, QCEW wages) may drive light mid-year updates if a specific component moves meaningfully. Current data compiled April 14, 2026; next full refresh early 2027.

  • What does the Crisis zone mean?

    The CDI divides counties into five zones: Healthy (below 46), Normal (46–55), Elevated (55–71), Serious (71–86), and Crisis (86 and above). Randolph County's score of 84.9 sits in the Crisis zone (86 and above).

  • What data sources power Randolph County's CDI score?

    Randolph County's CDI score draws on Urban Institute Debt in America (Equifax credit-bureau panel), U.S. Census Bureau (American Community Survey 5-year, Small Area Income and Poverty Estimates), Bureau of Labor Statistics (LAUS, QCEW), U.S. Courts Administrative Office (F-5A bankruptcy filings), and HUD Fair Market Rents. Every number on this page traces to one of these public sources.

  • What is the population of Randolph County?

    Randolph County, Georgia has a population of approximately 6,078 (2023 Census estimate), classified as a tiny county.