Taylor County, Georgia

County Distress Index: Crisis · 80.0 | 7,758 people · 23rd most distressed in Georgia
American Default Research

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Taylor County, GA ranks among the most financially distressed counties in America with a score of 80.0 — 62nd nationally out of 3144 counties. The primary driver is Consumer Credit Distress, where residents carry heavy debt burdens with elevated delinquency and collections rates. Within Georgia, it ranks 23rd of 159 counties. It scores higher than all 7 of its neighboring counties.

The Numbers Behind the Score

The CDI measures five statistically derived factors of household financial distress, PCA-weighted. Taylor County's primary driver is Consumer Credit Distress at 89.8 — worse than roughly 90% of U.S. counties.

Consumer Credit Distress Primary driver 89.8
Debt in Collections 95
Medical Debt 95
Auto Loan Delinquency 80
Credit Card Delinquency 95
Uninsured Rate 66
Subprime Credit Population 95
Structural Poverty 83.3
Unemployment Rate 49
Poverty Rate 95
Income vs. State Median 89
Child Poverty Rate 95
Disability Rate 77
Transfer Income Dependency 86
Legal Distress 82.3
Bankruptcy Filing Rate 82
Housing Cost Burden 71.3
Rent-Burdened (30%+) 88
Severely Rent-Burdened (50%+) 62
Mortgage-Burdened (30%+) 19
Homeownership Rate 91
Economic Vitality 44.0
Wage-to-Rent Ratio 20
Rent-to-Income Ratio 86
Business Formation Rate 51
House Price Change (YoY) 24

Scores are percentile-based: 50 = national median, higher = more distressed.

Neighbors and Peers

Neighboring Counties

CountyScoreZonevs. Taylor County
Taylor County, GA 80.0 Crisis —
Upson County, GA 79.6 Serious -0.4
Peach County, GA 75.5 Serious -4.5
Talbot County, GA 74.4 Serious -5.6
Macon County, GA 73.4 Serious -6.6
Marion County, GA 71.9 Serious -8.2
Crawford County, GA 67.8 Serious -12.2
Schley County, GA 57.6 Elevated -22.4

Population Peers

CountyScoreZonevs. Taylor County
Fulton County, KY 79.9 Serious -0.1
Humphreys County, MS 79.7 Serious -0.3
Sharkey County, MS 79.7 Serious -0.3
Montgomery County, MS 79.3 Serious -0.7
Catahoula Parish, LA 78.7 Serious -1.3

Download Data

Export all distress indicators for Taylor County as a CSV file.

Find Help in Taylor County

Find an Attorney

State Bar of Georgia Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

State Bar of Georgia Lawyer Referral Service 404-527-8700

Free Legal Aid

Legal aid organizations serving Taylor County residents at no cost.

Atlanta Legal Aid Society 404-524-5811
Georgia Legal Services Program 1-888-257-4567
Georgia Legal Aid
State Bar of Georgia Lawyer Referral Service 404-527-8700

Self-Help Resources

Georgia Legal Aid — Housing Self-help guides for Georgia foreclosure process, rights, and defenses
DCA Georgia HAF Resources Assistance programs and housing counselor referrals

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

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Frequently Asked Questions

  • What is the distress score for Taylor County, Georgia?

    Taylor County has a County Distress Index score of 80.0 out of 100, placing it in the Crisis zone. It ranks 62nd nationally out of 3,144 counties and 23rd in Georgia out of 159 counties.

  • What drives financial distress in Taylor County?

    The primary driver of distress in Taylor County is Consumer Credit Distress, where the county scores 89.8 out of 100. This domain is measured by indicators including Debt in Collections, Medical Debt, Auto Loan Delinquency.

  • How does Taylor County compare to neighboring counties?

    Taylor County (80.0) can be compared to its 7 neighboring counties: Upson County, GA (79.6); Peach County, GA (75.5); Talbot County, GA (74.4).

  • How is the County Distress Index calculated?

    The County Distress Index uses PCA-weighted percentile scoring across five statistically derived factors: Consumer Credit Distress (47.5%), Housing Cost Burden (22.3%), Structural Poverty (13.6%), Economic Vitality (9.2%), and Legal Distress (7.4%). Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • How often is the CDI updated?

    Annually, aligned to Census American Community Survey and Urban Institute Debt in America release windows — the slowest-moving source inputs. Between annual refreshes, faster-cadence indicators (BLS unemployment, QCEW wages) may drive light mid-year updates if a specific component moves meaningfully. Current data compiled April 14, 2026; next full refresh early 2027.

  • What does the Crisis zone mean?

    The CDI divides counties into five zones: Healthy (below 46), Normal (46–55), Elevated (55–71), Serious (71–86), and Crisis (86 and above). Taylor County's score of 80.0 sits in the Crisis zone (86 and above).

  • What data sources power Taylor County's CDI score?

    Taylor County's CDI score draws on Urban Institute Debt in America (Equifax credit-bureau panel), U.S. Census Bureau (American Community Survey 5-year, Small Area Income and Poverty Estimates), Bureau of Labor Statistics (LAUS, QCEW), U.S. Courts Administrative Office (F-5A bankruptcy filings), and HUD Fair Market Rents. Every number on this page traces to one of these public sources.

  • What is the population of Taylor County?

    Taylor County, Georgia has a population of approximately 7,758 (2023 Census estimate), classified as a tiny county.