Treutlen County, Georgia

County Distress Index: Serious · 69.5 | 6,341 people · 80th most distressed in Georgia
American Default Research

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Treutlen County, GA shows significant household financial distress with a score of 69.5 — 413th nationally out of 3144 counties. The primary driver is Consumer Credit Distress, where residents carry heavy debt burdens with elevated delinquency and collections rates. Within Georgia, it ranks 80th of 159 counties. Its score is in the middle of its 6 neighboring counties.

The Numbers Behind the Score

The CDI measures five statistically derived factors of household financial distress, PCA-weighted. Treutlen County's primary driver is Consumer Credit Distress at 88.0 — worse than roughly 88% of U.S. counties.

Consumer Credit Distress Primary driver 88.0
Debt in Collections 95
Medical Debt 95
Auto Loan Delinquency 65
Credit Card Delinquency 91
Uninsured Rate 83
Subprime Credit Population 95
Structural Poverty 85.1
Unemployment Rate 69
Poverty Rate 94
Income vs. State Median 87
Child Poverty Rate 94
Disability Rate 80
Transfer Income Dependency 84
Legal Distress 62.5
Bankruptcy Filing Rate 63
Economic Vitality 52.6
Wage-to-Rent Ratio 44
Rent-to-Income Ratio 83
Business Formation Rate 26
House Price Change (YoY) 59
Housing Cost Burden 29.8
Rent-Burdened (30%+) 10
Severely Rent-Burdened (50%+) 25
Mortgage-Burdened (30%+) 21
Homeownership Rate 93

Scores are percentile-based: 50 = national median, higher = more distressed.

Neighbors and Peers

Neighboring Counties

CountyScoreZonevs. Treutlen County
Treutlen County, GA 69.5 Serious —
Laurens County, GA 74.8 Serious +5.3
Toombs County, GA 69.7 Serious +0.2
Emanuel County, GA 69.6 Serious +0.1
Wheeler County, GA 66.7 Serious -2.8
Montgomery County, GA 62.8 Elevated -6.7
Johnson County, GA 62.4 Elevated -7.1

Population Peers

CountyScoreZonevs. Treutlen County
Foard County, TX 69.5 Serious 0.0
Clay County, GA 69.7 Serious +0.2
Zavala County, TX 69.7 Serious +0.2
Baker County, GA 69.3 Serious -0.3
Tillman County, OK 69.8 Serious +0.3

Download Data

Export all distress indicators for Treutlen County as a CSV file.

Find Help in Treutlen County

Find an Attorney

State Bar of Georgia Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

State Bar of Georgia Lawyer Referral Service 404-527-8700

Free Legal Aid

Legal aid organizations serving Treutlen County residents at no cost.

Atlanta Legal Aid Society 404-524-5811
Georgia Legal Services Program 1-888-257-4567
Georgia Legal Aid
State Bar of Georgia Lawyer Referral Service 404-527-8700

Self-Help Resources

Georgia Legal Aid — Housing Self-help guides for Georgia foreclosure process, rights, and defenses
DCA Georgia HAF Resources Assistance programs and housing counselor referrals

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

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Frequently Asked Questions

  • What is the distress score for Treutlen County, Georgia?

    Treutlen County has a County Distress Index score of 69.5 out of 100, placing it in the Serious zone. It ranks 413th nationally out of 3,144 counties and 80th in Georgia out of 159 counties.

  • What drives financial distress in Treutlen County?

    The primary driver of distress in Treutlen County is Consumer Credit Distress, where the county scores 88.0 out of 100. This domain is measured by indicators including Debt in Collections, Medical Debt, Auto Loan Delinquency.

  • How does Treutlen County compare to neighboring counties?

    Treutlen County (69.5) can be compared to its 6 neighboring counties: Laurens County, GA (74.8); Toombs County, GA (69.7); Emanuel County, GA (69.6).

  • How is the County Distress Index calculated?

    The County Distress Index uses PCA-weighted percentile scoring across five statistically derived factors: Consumer Credit Distress (47.5%), Housing Cost Burden (22.3%), Structural Poverty (13.6%), Economic Vitality (9.2%), and Legal Distress (7.4%). Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • How often is the CDI updated?

    Annually, aligned to Census American Community Survey and Urban Institute Debt in America release windows — the slowest-moving source inputs. Between annual refreshes, faster-cadence indicators (BLS unemployment, QCEW wages) may drive light mid-year updates if a specific component moves meaningfully. Current data compiled April 14, 2026; next full refresh early 2027.

  • What does the Serious zone mean?

    The CDI divides counties into five zones: Healthy (below 46), Normal (46–55), Elevated (55–71), Serious (71–86), and Crisis (86 and above). Treutlen County's score of 69.5 sits in the Serious zone (71–86).

  • What data sources power Treutlen County's CDI score?

    Treutlen County's CDI score draws on Urban Institute Debt in America (Equifax credit-bureau panel), U.S. Census Bureau (American Community Survey 5-year, Small Area Income and Poverty Estimates), Bureau of Labor Statistics (LAUS, QCEW), U.S. Courts Administrative Office (F-5A bankruptcy filings), and HUD Fair Market Rents. Every number on this page traces to one of these public sources.

  • What is the population of Treutlen County?

    Treutlen County, Georgia has a population of approximately 6,341 (2023 Census estimate), classified as a tiny county.