Bannock County, Idaho

County Distress Index: Elevated · 52.1 | 90,400 people · 5th most distressed in Idaho
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Bannock County, ID registers elevated household financial distress with a score of 52.1 — 1449th nationally out of 3144 counties. The primary driver is Housing Cost Burden, where a large share of households spend more than 30% of income on housing. Within Idaho, it ranks 5th of 44 counties. It scores higher than all 5 of its neighboring counties.

The Numbers Behind the Score

The CDI measures five statistically derived factors of household financial distress, PCA-weighted. Bannock County's primary driver is Housing Cost Burden at 72.8 — above the national median.

Housing Cost Burden Primary driver 72.8
Rent-Burdened (30%+) 75
Severely Rent-Burdened (50%+) 75
Mortgage-Burdened (30%+) 55
Homeownership Rate 76
Economic Vitality 61.5
Wage-to-Rent Ratio 78
Rent-to-Income Ratio 48
Business Formation Rate 29
House Price Change (YoY) 83
Legal Distress 55.3
Bankruptcy Filing Rate 55
Consumer Credit Distress 43.4
Debt in Collections 46
Medical Debt 49
Auto Loan Delinquency 35
Credit Card Delinquency 46
Uninsured Rate 42
Subprime Credit Population 42
Structural Poverty 40.5
Unemployment Rate 52
Poverty Rate 37
Income vs. State Median 49
Child Poverty Rate 20
Disability Rate 46
Transfer Income Dependency 37

Scores are percentile-based: 50 = national median, higher = more distressed.

Neighbors and Peers

Neighboring Counties

CountyScoreZonevs. Bannock County
Bannock County, ID 52.1 Elevated —
Caribou County, ID 37.1 Normal -14.9
Power County, ID 32.8 Healthy -19.2
Bingham County, ID 32.6 Healthy -19.4
Franklin County, ID 26.9 Healthy -25.2
Oneida County, ID 24.5 Healthy -27.5

Population Peers

CountyScoreZonevs. Bannock County
Fayette County, GA 52.1 Elevated +0.0
Rock Island County, IL 52.0 Elevated -0.1
St. Clair County, AL 52.2 Elevated +0.1
New Hanover County, NC 52.3 Elevated +0.2
Lenawee County, MI 51.8 Elevated -0.3

Download Data

Export all distress indicators for Bannock County as a CSV file.

Find Help in Bannock County

HUD-Approved Housing Counselors

Free foreclosure prevention and financial counseling near Bannock County.

POCATELLO NEIGHBORHOOD HOUSING SERVICES, INC DBA NEIGHBORWORKS POCATELLO
Pocatello
208-232-9468 Website
Foreclosure PreventionFinancial CounselingFinancial CounselingHomeless/Displacement

See all counselors in Idaho →

Find an Attorney

Idaho State Bar Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Idaho State Bar Lawyer Referral Service 208-334-4500

Free Legal Aid

Legal aid organizations serving Bannock County residents at no cost.

Idaho Legal Aid Services, Inc. 208-336-8980
Idaho Volunteer Lawyers Program 208-334-4500

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

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Frequently Asked Questions

  • What is the distress score for Bannock County, Idaho?

    Bannock County has a County Distress Index score of 52.1 out of 100, placing it in the Elevated zone. It ranks 1,449th nationally out of 3,144 counties and 5th in Idaho out of 44 counties.

  • What drives financial distress in Bannock County?

    The primary driver of distress in Bannock County is Housing Cost Burden, where the county scores 72.8 out of 100. This domain is measured by indicators including Rent-Burdened (30%+), Severely Rent-Burdened (50%+), Mortgage-Burdened (30%+).

  • How does Bannock County compare to neighboring counties?

    Bannock County (52.1) can be compared to its 5 neighboring counties: Caribou County, ID (37.1); Power County, ID (32.8); Bingham County, ID (32.6).

  • How is the County Distress Index calculated?

    The County Distress Index uses PCA-weighted percentile scoring across five statistically derived factors: Consumer Credit Distress (47.5%), Housing Cost Burden (22.3%), Structural Poverty (13.6%), Economic Vitality (9.2%), and Legal Distress (7.4%). Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • How often is the CDI updated?

    Annually, aligned to Census American Community Survey and Urban Institute Debt in America release windows — the slowest-moving source inputs. Between annual refreshes, faster-cadence indicators (BLS unemployment, QCEW wages) may drive light mid-year updates if a specific component moves meaningfully. Current data compiled April 14, 2026; next full refresh early 2027.

  • What does the Elevated zone mean?

    The CDI divides counties into five zones: Healthy (below 46), Normal (46–55), Elevated (55–71), Serious (71–86), and Crisis (86 and above). Bannock County's score of 52.1 sits in the Elevated zone (55–71).

  • What data sources power Bannock County's CDI score?

    Bannock County's CDI score draws on Urban Institute Debt in America (Equifax credit-bureau panel), U.S. Census Bureau (American Community Survey 5-year, Small Area Income and Poverty Estimates), Bureau of Labor Statistics (LAUS, QCEW), U.S. Courts Administrative Office (F-5A bankruptcy filings), and HUD Fair Market Rents. Every number on this page traces to one of these public sources.

  • What is the population of Bannock County?

    Bannock County, Idaho has a population of approximately 90,400 (2023 Census estimate), classified as a mid county.