Cassia County, Idaho

County Distress Index: Normal · 43.1 | 25,696 people · 10th most distressed in Idaho
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Cassia County, ID falls within the normal range for household financial distress at 43.1 — 2007th nationally out of 3144 counties. The primary driver is Legal Distress, where bankruptcy filings are moderately elevated. Within Idaho, it ranks 10th of 44 counties. Among its 8 neighboring counties, 5 show less distress.

The Numbers Behind the Score

The CDI measures five statistically derived factors of household financial distress, PCA-weighted. Cassia County's primary driver is Legal Distress at 54.4 — above the national median.

Legal Distress Primary driver 54.4
Bankruptcy Filing Rate 54
Consumer Credit Distress 46.7
Debt in Collections 40
Medical Debt 47
Auto Loan Delinquency 61
Credit Card Delinquency 29
Uninsured Rate 74
Subprime Credit Population 45
Housing Cost Burden 41.7
Rent-Burdened (30%+) 37
Severely Rent-Burdened (50%+) 26
Mortgage-Burdened (30%+) 71
Homeownership Rate 71
Economic Vitality 39.3
Wage-to-Rent Ratio 49
Rent-to-Income Ratio 20
Business Formation Rate 16
House Price Change (YoY) 95
Structural Poverty 29.1
Unemployment Rate 27
Poverty Rate 33
Income vs. State Median 46
Child Poverty Rate 26
Disability Rate 28
Transfer Income Dependency 13

Scores are percentile-based: 50 = national median, higher = more distressed.

Neighbors and Peers

Neighboring Counties

CountyScoreZonevs. Cassia County
Cassia County, ID 43.1 Normal —
Twin Falls County, ID 50.2 Elevated +7.1
Elko County, NV 47.7 Normal +4.6
Minidoka County, ID 44.5 Normal +1.4
Jerome County, ID 39.6 Normal -3.5
Power County, ID 32.8 Healthy -10.2
Box Elder County, UT 31.7 Healthy -11.4
Oneida County, ID 24.5 Healthy -18.5
Blaine County, ID 20.5 Healthy -22.6

Population Peers

CountyScoreZonevs. Cassia County
Humboldt County, NV 43.0 Normal -0.0
Gloucester County, VA 43.1 Normal +0.1
Bennington County, VT 43.0 Normal -0.1
Cooper County, MO 43.1 Normal +0.1
Iosco County, MI 43.2 Normal +0.2

Download Data

Export all distress indicators for Cassia County as a CSV file.

Find Help in Cassia County

Find an Attorney

Idaho State Bar Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Idaho State Bar Lawyer Referral Service 208-334-4500

Free Legal Aid

Legal aid organizations serving Cassia County residents at no cost.

Idaho Legal Aid Services, Inc. 208-336-8980
Idaho Volunteer Lawyers Program 208-334-4500

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

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Frequently Asked Questions

  • What is the distress score for Cassia County, Idaho?

    Cassia County has a County Distress Index score of 43.1 out of 100, placing it in the Normal zone. It ranks 2,007th nationally out of 3,144 counties and 10th in Idaho out of 44 counties.

  • What drives financial distress in Cassia County?

    The primary driver of distress in Cassia County is Legal Distress, where the county scores 54.4 out of 100. This domain is measured by indicators including Bankruptcy Filing Rate.

  • How does Cassia County compare to neighboring counties?

    Cassia County (43.1) can be compared to its 8 neighboring counties: Twin Falls County, ID (50.2); Elko County, NV (47.7); Minidoka County, ID (44.5).

  • How is the County Distress Index calculated?

    The County Distress Index uses PCA-weighted percentile scoring across five statistically derived factors: Consumer Credit Distress (47.5%), Housing Cost Burden (22.3%), Structural Poverty (13.6%), Economic Vitality (9.2%), and Legal Distress (7.4%). Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • How often is the CDI updated?

    Annually, aligned to Census American Community Survey and Urban Institute Debt in America release windows — the slowest-moving source inputs. Between annual refreshes, faster-cadence indicators (BLS unemployment, QCEW wages) may drive light mid-year updates if a specific component moves meaningfully. Current data compiled April 14, 2026; next full refresh early 2027.

  • What does the Normal zone mean?

    The CDI divides counties into five zones: Healthy (below 46), Normal (46–55), Elevated (55–71), Serious (71–86), and Crisis (86 and above). Cassia County's score of 43.1 sits in the Normal zone (46–55).

  • What data sources power Cassia County's CDI score?

    Cassia County's CDI score draws on Urban Institute Debt in America (Equifax credit-bureau panel), U.S. Census Bureau (American Community Survey 5-year, Small Area Income and Poverty Estimates), Bureau of Labor Statistics (LAUS, QCEW), U.S. Courts Administrative Office (F-5A bankruptcy filings), and HUD Fair Market Rents. Every number on this page traces to one of these public sources.

  • What is the population of Cassia County?

    Cassia County, Idaho has a population of approximately 25,696 (2023 Census estimate), classified as a small county.