Martin County, Indiana

County Distress Index: Normal · 39.5 | 9,897 people · 69th most distressed in Indiana
American Default Research

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Martin County, IN falls within the normal range for household financial distress at 39.5 — 2223rd nationally out of 3144 counties. The primary driver is Legal Distress, where bankruptcy filing rates are well above the national average. Within Indiana, it ranks 69th of 92 counties. Among its 5 neighboring counties, 3 show more distress.

The Numbers Behind the Score

The CDI measures five statistically derived factors of household financial distress, PCA-weighted. Martin County's primary driver is Legal Distress at 70.4 — above the national median.

Legal Distress Primary driver 70.4
Bankruptcy Filing Rate 70
Structural Poverty 49.4
Unemployment Rate 5
Poverty Rate 47
Income vs. State Median 71
Child Poverty Rate 42
Disability Rate 61
Transfer Income Dependency 52
Housing Cost Burden 42.5
Rent-Burdened (30%+) 34
Severely Rent-Burdened (50%+) 68
Mortgage-Burdened (30%+) 7
Homeownership Rate 28
Consumer Credit Distress 32.1
Debt in Collections 23
Medical Debt 43
Auto Loan Delinquency 37
Credit Card Delinquency 28
Uninsured Rate 41
Subprime Credit Population 30
Economic Vitality 30.8
Wage-to-Rent Ratio 5
Rent-to-Income Ratio 27
Business Formation Rate 74
House Price Change (YoY) 92

Scores are percentile-based: 50 = national median, higher = more distressed.

Neighbors and Peers

Neighboring Counties

CountyScoreZonevs. Martin County
Martin County, IN 39.5 Normal —
Greene County, IN 52.0 Elevated +12.5
Orange County, IN 49.7 Normal +10.2
Lawrence County, IN 49.0 Normal +9.5
Daviess County, IN 37.9 Normal -1.6
Dubois County, IN 24.8 Healthy -14.7

Population Peers

CountyScoreZonevs. Martin County
Cimarron County, OK 39.2 Normal -0.3
Van Buren County, IA 39.8 Normal +0.3
Putnam County, MO 39.8 Normal +0.3
Mountrail County, ND 39.8 Normal +0.3
Ottawa County, KS 39.8 Normal +0.3

Download Data

Export all distress indicators for Martin County as a CSV file.

Find Help in Martin County

Find an Attorney

Indiana State Bar Association — Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Indiana State Bar Association — Lawyer Referral Service 317-639-5465

Free Legal Aid

Legal aid organizations serving Martin County residents at no cost.

Indiana Legal Services (ILS) 317-631-9410 (Indianapolis); 1-888-529-4917 (statewide hotline)
Legal Aid Society of Tippecanoe County 765-742-1050
Neighborhood Christian Legal Clinic 317-429-4131

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

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Frequently Asked Questions

  • What is the distress score for Martin County, Indiana?

    Martin County has a County Distress Index score of 39.5 out of 100, placing it in the Normal zone. It ranks 2,223rd nationally out of 3,144 counties and 69th in Indiana out of 92 counties.

  • What drives financial distress in Martin County?

    The primary driver of distress in Martin County is Legal Distress, where the county scores 70.4 out of 100. This domain is measured by indicators including Bankruptcy Filing Rate.

  • How does Martin County compare to neighboring counties?

    Martin County (39.5) can be compared to its 5 neighboring counties: Greene County, IN (52.0); Orange County, IN (49.7); Lawrence County, IN (49.0).

  • How is the County Distress Index calculated?

    The County Distress Index uses PCA-weighted percentile scoring across five statistically derived factors: Consumer Credit Distress (47.5%), Housing Cost Burden (22.3%), Structural Poverty (13.6%), Economic Vitality (9.2%), and Legal Distress (7.4%). Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • How often is the CDI updated?

    Annually, aligned to Census American Community Survey and Urban Institute Debt in America release windows — the slowest-moving source inputs. Between annual refreshes, faster-cadence indicators (BLS unemployment, QCEW wages) may drive light mid-year updates if a specific component moves meaningfully. Current data compiled April 14, 2026; next full refresh early 2027.

  • What does the Normal zone mean?

    The CDI divides counties into five zones: Healthy (below 46), Normal (46–55), Elevated (55–71), Serious (71–86), and Crisis (86 and above). Martin County's score of 39.5 sits in the Normal zone (46–55).

  • What data sources power Martin County's CDI score?

    Martin County's CDI score draws on Urban Institute Debt in America (Equifax credit-bureau panel), U.S. Census Bureau (American Community Survey 5-year, Small Area Income and Poverty Estimates), Bureau of Labor Statistics (LAUS, QCEW), U.S. Courts Administrative Office (F-5A bankruptcy filings), and HUD Fair Market Rents. Every number on this page traces to one of these public sources.

  • What is the population of Martin County?

    Martin County, Indiana has a population of approximately 9,897 (2023 Census estimate), classified as a tiny county.