Snyder County, Pennsylvania

County Distress Index: Normal · 36.1 | 39,717 people · 54th most distressed in Pennsylvania
American Default Research

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Snyder County, PA falls within the normal range for household financial distress at 36.1 — 2416th nationally out of 3144 counties. The primary driver is Economic Vitality, where employment and wage conditions show moderate stress. Within Pennsylvania, it ranks 54th of 67 counties. Its score is in the middle of its 4 neighboring counties.

The Numbers Behind the Score

The CDI measures five statistically derived factors of household financial distress, PCA-weighted. Snyder County's primary driver is Economic Vitality at 61.5 — above the national median.

Economic Vitality Primary driver 61.5
Wage-to-Rent Ratio 69
Rent-to-Income Ratio 25
Business Formation Rate 86
House Price Change (YoY) 88
Housing Cost Burden 45.6
Rent-Burdened (30%+) 48
Severely Rent-Burdened (50%+) 31
Mortgage-Burdened (30%+) 80
Homeownership Rate 51
Structural Poverty 40.1
Unemployment Rate 38
Poverty Rate 28
Income vs. State Median 32
Child Poverty Rate 27
Disability Rate 47
Transfer Income Dependency 61
Consumer Credit Distress 29.4
Debt in Collections 24
Medical Debt 31
Auto Loan Delinquency 13
Credit Card Delinquency 41
Uninsured Rate 76
Subprime Credit Population 21
Legal Distress 11.8
Bankruptcy Filing Rate 12

Scores are percentile-based: 50 = national median, higher = more distressed.

Neighbors and Peers

Neighboring Counties

CountyScoreZonevs. Snyder County
Snyder County, PA 36.1 Normal —
Northumberland County, PA 46.0 Normal +9.9
Mifflin County, PA 44.7 Normal +8.6
Juniata County, PA 35.6 Normal -0.5
Union County, PA 27.8 Healthy -8.3

Population Peers

CountyScoreZonevs. Snyder County
Cass County, IL 36.2 Normal +0.1
Iroquois County, IL 36.3 Normal +0.1
Jackson County, KS 36.3 Normal +0.2
Monroe County, WI 36.4 Normal +0.2
Park County, MT 35.9 Normal -0.3

Download Data

Export all distress indicators for Snyder County as a CSV file.

Find Help in Snyder County

Find an Attorney

Pennsylvania Bar Association Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Pennsylvania Bar Association Lawyer Referral Service 1-800-932-0311

Free Legal Aid

Legal aid organizations serving Snyder County residents at no cost.

Community Legal Services of Philadelphia 215-981-3700
MidPenn Legal Services 1-800-326-9177
Neighborhood Legal Services Association 412-255-6700
Pennsylvania Legal Aid Network (PLAN)
Laurel Legal Services, Inc. (800) 253-9558
Legal Aid of Southeastern Pennsylvania (877) 429-5994
North Penn Legal Services, Inc. (877) 953-4250
Northwestern Legal Services (814) 452-6957
Philadelphia Legal Assistance Center (215) 981-3800
Summit Legal Aid (800) 846-0871

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

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Frequently Asked Questions

  • What is the distress score for Snyder County, Pennsylvania?

    Snyder County has a County Distress Index score of 36.1 out of 100, placing it in the Normal zone. It ranks 2,416th nationally out of 3,144 counties and 54th in Pennsylvania out of 67 counties.

  • What drives financial distress in Snyder County?

    The primary driver of distress in Snyder County is Economic Vitality, where the county scores 61.5 out of 100. This domain is measured by indicators including Wage-to-Rent Ratio, Rent-to-Income Ratio, Business Formation Rate.

  • How does Snyder County compare to neighboring counties?

    Snyder County (36.1) can be compared to its 4 neighboring counties: Northumberland County, PA (46.0); Mifflin County, PA (44.7); Juniata County, PA (35.6).

  • How is the County Distress Index calculated?

    The County Distress Index uses PCA-weighted percentile scoring across five statistically derived factors: Consumer Credit Distress (47.5%), Housing Cost Burden (22.3%), Structural Poverty (13.6%), Economic Vitality (9.2%), and Legal Distress (7.4%). Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • How often is the CDI updated?

    Annually, aligned to Census American Community Survey and Urban Institute Debt in America release windows — the slowest-moving source inputs. Between annual refreshes, faster-cadence indicators (BLS unemployment, QCEW wages) may drive light mid-year updates if a specific component moves meaningfully. Current data compiled April 14, 2026; next full refresh early 2027.

  • What does the Normal zone mean?

    The CDI divides counties into five zones: Healthy (below 46), Normal (46–55), Elevated (55–71), Serious (71–86), and Crisis (86 and above). Snyder County's score of 36.1 sits in the Normal zone (46–55).

  • What data sources power Snyder County's CDI score?

    Snyder County's CDI score draws on Urban Institute Debt in America (Equifax credit-bureau panel), U.S. Census Bureau (American Community Survey 5-year, Small Area Income and Poverty Estimates), Bureau of Labor Statistics (LAUS, QCEW), U.S. Courts Administrative Office (F-5A bankruptcy filings), and HUD Fair Market Rents. Every number on this page traces to one of these public sources.

  • What is the population of Snyder County?

    Snyder County, Pennsylvania has a population of approximately 39,717 (2023 Census estimate), classified as a small county.