Ohio County, Indiana

County Distress Index: Elevated · 59.8 | 6,004 people · 15th most distressed in Indiana
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Ohio County, IN registers elevated household financial distress with a score of 59.8 — 971st nationally out of 3144 counties. The primary driver is Legal Distress, where bankruptcy filing rates are well above the national average. Within Indiana, it ranks 15th of 92 counties. It scores higher than all 4 of its neighboring counties.

The Numbers Behind the Score

The CDI measures five statistically derived factors of household financial distress, PCA-weighted. Ohio County's primary driver is Legal Distress at 92.4 — worse than roughly 92% of U.S. counties.

Legal Distress Primary driver 92.4
Bankruptcy Filing Rate 92
Economic Vitality 81.5
Wage-to-Rent Ratio 95
Rent-to-Income Ratio 67
Business Formation Rate 83
House Price Change (YoY) 55
Consumer Credit Distress 62.1
Debt in Collections 58
Medical Debt 64
Auto Loan Delinquency 50
Credit Card Delinquency 93
Uninsured Rate 32
Subprime Credit Population 62
Housing Cost Burden 49.6
Rent-Burdened (30%+) 92
Severely Rent-Burdened (50%+) 17
Mortgage-Burdened (30%+) 37
Homeownership Rate 35
Structural Poverty 35.6
Unemployment Rate 6
Poverty Rate 14
Income vs. State Median 36
Child Poverty Rate 20
Disability Rate 62
Transfer Income Dependency 59

Scores are percentile-based: 50 = national median, higher = more distressed.

Neighbors and Peers

Neighboring Counties

CountyScoreZonevs. Ohio County
Ohio County, IN 59.8 Elevated —
Switzerland County, IN 55.5 Elevated -4.3
Ripley County, IN 43.7 Normal -16.1
Boone County, KY 42.5 Normal -17.2
Dearborn County, IN 42.5 Normal -17.3

Population Peers

CountyScoreZonevs. Ohio County
Jack County, TX 59.7 Elevated -0.1
Iron County, MO 59.8 Elevated +0.1
Choctaw County, MS 59.7 Elevated -0.1
Donley County, TX 59.6 Elevated -0.1
Todd County, SD 59.6 Elevated -0.1

Download Data

Export all distress indicators for Ohio County as a CSV file.

Find Help in Ohio County

Find an Attorney

Indiana State Bar Association — Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Indiana State Bar Association — Lawyer Referral Service 317-639-5465

Free Legal Aid

Legal aid organizations serving Ohio County residents at no cost.

Indiana Legal Services (ILS) 317-631-9410 (Indianapolis); 1-888-529-4917 (statewide hotline)
Legal Aid Society of Tippecanoe County 765-742-1050
Neighborhood Christian Legal Clinic 317-429-4131

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

Need legal help? Find a foreclosure defense attorney in Indiana →

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Frequently Asked Questions

  • What is the distress score for Ohio County, Indiana?

    Ohio County has a County Distress Index score of 59.8 out of 100, placing it in the Elevated zone. It ranks 971st nationally out of 3,144 counties and 15th in Indiana out of 92 counties.

  • What drives financial distress in Ohio County?

    The primary driver of distress in Ohio County is Legal Distress, where the county scores 92.4 out of 100. This domain is measured by indicators including Bankruptcy Filing Rate.

  • How does Ohio County compare to neighboring counties?

    Ohio County (59.8) can be compared to its 4 neighboring counties: Switzerland County, IN (55.5); Ripley County, IN (43.7); Boone County, KY (42.5).

  • How is the County Distress Index calculated?

    The County Distress Index uses PCA-weighted percentile scoring across five statistically derived factors: Consumer Credit Distress (47.5%), Housing Cost Burden (22.3%), Structural Poverty (13.6%), Economic Vitality (9.2%), and Legal Distress (7.4%). Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • How often is the CDI updated?

    Annually, aligned to Census American Community Survey and Urban Institute Debt in America release windows — the slowest-moving source inputs. Between annual refreshes, faster-cadence indicators (BLS unemployment, QCEW wages) may drive light mid-year updates if a specific component moves meaningfully. Current data compiled April 14, 2026; next full refresh early 2027.

  • What does the Elevated zone mean?

    The CDI divides counties into five zones: Healthy (below 46), Normal (46–55), Elevated (55–71), Serious (71–86), and Crisis (86 and above). Ohio County's score of 59.8 sits in the Elevated zone (55–71).

  • What data sources power Ohio County's CDI score?

    Ohio County's CDI score draws on Urban Institute Debt in America (Equifax credit-bureau panel), U.S. Census Bureau (American Community Survey 5-year, Small Area Income and Poverty Estimates), Bureau of Labor Statistics (LAUS, QCEW), U.S. Courts Administrative Office (F-5A bankruptcy filings), and HUD Fair Market Rents. Every number on this page traces to one of these public sources.

  • What is the population of Ohio County?

    Ohio County, Indiana has a population of approximately 6,004 (2023 Census estimate), classified as a tiny county.